Financials
- Fiscal year
- 2025
- Total assets
- €975,782
- Profit
- €152,903
- Solvency
- 90.2%
Total assets▲ 11.3%
Net result
20182025
M CAREOS
ActiveSummary
M CAREOS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €880,308 and a net result of €152,903. Equity is growing by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 83% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
General medical practice
NACE 86210
#7 company by equity in Binche, Health and social work sector1 site
Size
€975,782total assets 2025
- Equity
- €880,308
- Profit
- €152,903
Structure
Accounts filed 33 d late0 of 2 deeds read
Why 95- Latest accounts 33 days late; 3 of the last 3 late+ Sector Human health activities (NACE 86)+ Figures for FY 2025 (filed 02-09-2026)+ Equity €880,308 (90.2% of total assets)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 57% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 90.2% of total assets
Liquidity
64+10
short-term debt 8.7% · cash 11.2%
Profitability
88+1
return on assets 15.7%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.2%highest value
10-2025: < 0.1%▼ -72.4% vs 09-2025
11-2025: < 0.1%● 0.0% vs 10-2025
12-2025: < 0.1%● 0.0% vs 11-2025
01-2026: < 0.1%▼ -2.0% vs 12-2025
02-2026: 0.1%▲ +4.1% vs 01-2026
03-2026: 0.1%▲ +11.8% vs 02-2026
04-2026: 0.1%▼ -5.3% vs 03-2026
05-2026: 0.1%▼ -1.9% vs 04-2026
06-2026: 0.1%▲ +11.3% vs 05-2026
07-2026: 0.1%▲ +35.6% vs 06-2026
08-2026: 0.1%▲ +80.0% vs 07-2026
09-2026: 0.2%▲ +16.0% vs 08-2026
10-2026: < 0.1%▼ -76.6% vs 09-2026lowest value
- Latest accounts 33 days late; 3 of the last 3 late raises the probability
- Sector Human health activities (NACE 86) lowers the probability
- Figures for FY 2025 (filed 02-09-2026) lowers the probability
- Equity €880,308 (90.2% of total assets) lowers the probability
Credit up to €80,000 at 30 days acceptable
Liquidity ample (current ratio 11.12 against 7.88 in 2024; short-term debt: 8.7% and cash: 11.2% of total assets), and 9.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 82%, liquidity 42%, profitability 42%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
54 d late
2023
61 d late
2022
16 d early
2021
32 d late
2020
37 d early
2019
45 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2018net €152,903 ▲20.9%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 02-09-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 23-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General medical practiceNACE 86210
- Founded
- 16-02-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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