Turnover
≈ €190,000 estimated
The micro format states no turnover.
M.C.MEMO
Lifetime
12 annual accounts with figures on one time axispeak €55,437 (2023)
€34,602▼ 5.1%
lowest -€15,866 (2017)
€254▼ 89.2%
peak €41,474 (2022)
€38,556▲ 0.7%
€38,119▲ 55.2%
peak 2.1 FTE (2020)
-not published
Board2 names since 2021
2 directorsMehmet CABUK and 1 other
Documentsfilings and deeds
05-05-20265 days late
2025micro format
Result from €2,352 to €254Debts from €24,553 to €38,119Cash from €11,782 to €16,236
Key points
from the 2025 annual accountsChecked score
83
Excellent
Financially stronger than 48% of micro companies in food and beverage service (NACE 56)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,788 companies (NACE 56, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.9%▲ +0.1 percentage points vs 12-2024
02-2025: 0.8%▼ -0.1 percentage points vs 01-2025
03-2025: 0.7%▼ -0.1 percentage points vs 02-2025
04-2025: 0.8%▲ +0.1 percentage points vs 03-2025
05-2025: 1.3%▲ +0.5 percentage points vs 04-2025highest value
06-2025: 0.5%▼ -0.8 percentage points vs 05-2025
07-2025: 0.5%● unchanged vs 06-2025
08-2025: 0.5%● unchanged vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.6%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▲ +0.2 percentage points vs 04-2026
06-2026: 0.4%▼ -0.4 percentage points vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026lowest value
11-2026: 0.4%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Size: total assets €76,674
lowers risk
Founded in 2013
Liquidity: current ratio 1.96, cash €16,236
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 68% of them on solvency, 54% on liquidity, 27% on profitability and 43% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as M.C.MEMO has now. Each dot stands for 28 companies, two years later.
95.1%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of M.C.MEMO itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for M.C.MEMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.96 (2.62 in 2024), above the usual 1.5. Short-term debt is 49.7% and cash 21.2% of total assets. 49.7% of the assets are financed with debt and provisions.
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Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
5 days late
2024
on the day
2023
on the day
2022
1 day late
2021
on the day
2020
11 days late
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 1 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0534689734
Changes of role: Mehmet CABUK (director) and Muhammet CABUK (director)
Director discharge: Mehmet CABUK · Director discharge: Muhammet CABUK · Gazette deed
Appointment: CABUK MUHAMMET (director)
General meeting of 01-10-2023 · Gazette deed
First establishment
M.C. MEMO, Fabrieksstraat 1, Sint-Lievens-Houtem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| M.C.MEMO Sint-Lievens-Houtem | €76,674 | €34,602 | 50.3% | - |
| DEN HOEK AF Ghent | €87,595 | €37,651 | 47.9% | - |
| EGE PIDE Châtelet | €79,823 | €35,314 | -103.6% | - |
| Treckels-Van Dijck Sint-Truiden | €82,428 | €31,965 | -20.1% | - |
| MD-FOOD Grimbergen | €69,820 | €37,077 | -11.3% | - |
| EATHERICH Sint-Gillis (bij-Brussel) | €68,355 | €33,518 | -3.7% | - |
| LE RATELIER Jemeppe-sur-Sambre | €69,198 | €35,026 | 20.6% | - |
These companies have the same main activity as M.C.MEMO: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €68,400 and €87,600, founded between 2012 and 2014.
Official details
Source: KBO- Status
- Active since 24-05-2013Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 1 other
- Establishment unit
- 2.219.731.7669520 Sint-Lievens-Houtem, since 22-06-2013
- Financial year end
- 30 September
- Peppol
- Reachable since 01-06-2026
Annual accounts to 30-09-2025
- €76,674▲ 22.0%
- Employeeson 30-09-2025
- 4▼ 20.0%
- Filing
- Filed on 05-05-2026
Insights on M.C.MEMO
M.C.MEMO files the micro format. That format states no turnover. The gross margin rose from €30,538 in 2014 to €34,602 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about M.C.MEMO
- What is the company number of M.C.MEMO?
- The company number of M.C.MEMO is 0534.689.734. The VAT number is the same number with BE in front: BE 0534.689.734.
- Where is M.C.MEMO based?
- The registered office is at Fabrieksstraat 1, 9520 Sint-Lievens-Houtem.Company details
- What does M.C.MEMO do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of M.C.MEMO?
- M.C.MEMO is a private limited company (BV).
- When was M.C.MEMO founded?
- M.C.MEMO was founded on 24-05-2013.
- Is M.C.MEMO still active?
- Yes, M.C.MEMO is an active enterprise in the KBO register.
- How many employees does M.C.MEMO have?
- M.C.MEMO had an average of 3.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of M.C.MEMO?
- The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €34,602 and 67 comparable companies (NACE 56112). It probably lies between €150,000 and €250,000. In financial year 2020 turnover was €178,324.
- Is M.C.MEMO profitable?
- In financial year 2025, M.C.MEMO made a profit of €254.
- Where can I find the annual accounts of M.C.MEMO?
- M.C.MEMO filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of M.C.MEMO due?
- M.C.MEMO must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
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