M.C.M.
ActiveM.C.M. has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €37k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 84% of 942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +48 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.58 against 11.01 in 2024), and 17.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.1%
Return on assets
26%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
27 d late
2023
27 d late
2022
25 d late
2021
19 d late
2020
44 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€117k▲ 46.3%
2024 · €80k
2018: €68k
2019: €73k
2020: €79k
2021: €86k
2022: €107k
2023: €107k
2024: €80k
2018 → 2025
Total assets
€142k▲ 61.4%
2024 · €88k
2018: €92k
2019: €95k
2020: €116k
2021: €131k
2022: €154k
2023: €132k
2024: €88k
2018 → 2025
Net result
€37k
2024 · €-27k
2018: €3k
2019: €5k
2020: €6k
2021: €7k
2022: €21k
2023: €141
2024: €-27k
2018 → 2025
Working capital
€117k▲ 45.7%
2024 · €80k
2018: €54k
2019: €59k
2020: €71k
2021: €84k
2022: €105k
2023: €107k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€86k-€107k▲ 24.2%€107k▲ 0.1%€80k▼ 25.6%€117k▲ 46.3%
Operating result€12k-€31k▲ 153%€2k▼ 94.3%€-27k€48k
Net result€7k-€21k▲ 203%€141▼ 99.3%€-27k€37k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €48k after a loss of €27k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €142k
Equity
€117k▲ 46.3%
Debt
€25k▲ 206%
The debt ratio rises from 9.5% to 17.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€48k▲
2024 · €-27k
Cash flow
€37k▲
2024 · €-27k
Solvency
82.1%▼
2024 · 90.5%
Current ratio
5.58▼
2024 · 11.01
Quick ratio
5.58▼
2024 · 11.01
Debt / equity
0.22▲
2024 · 0.10
ROE
31.7%▲
2024 · -34.5%
ROA
26.0%▲
2024 · -31.2%
Interest coverage
463.05▲
2024 · -100.28
Debt
€25k▲
2024 · €8k
Debt ≤ 1 year
€25k▲
2024 · €8k
Income taxes
€11k▲
2024 · €295
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€88k€142k▲
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€88k€142k▲
Amounts receivable within one year40/41€6k€239▼
Other amounts receivable41€6k€239▼
Cash at bank and in hand54/58€73k€142k▲
Deferred charges and accrued income490/1€10k€0▼
Equity and liabilities
Total equity and liabilities10/49€88k€142k▲
Equity10/15€80k€117k▲
Contributions10/11€6k€6k=
Reserves13€73k€110k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€72k€108k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€8k€25k▲
Amounts payable within one year42/48€8k€25k▲
Trade debts44€499€0▼
Suppliers440/4€499€0▼
Taxes, remuneration and social security45€2k€17k▲
Taxes450/3€2k€17k▲
Other amounts payable47/48€6k€9k▲
Accrued charges and deferred income492/3€327€0▼
Income statement
Code20242025
Non-recurring operating income76A-€66k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€176€0▼
Other operating charges640/8€717€1k▲
Gross operating margin9900€-26k€49k▲
Operating profit (loss)9901€-27k€48k▲
Financial income75/76B€18€0▼
Recurring financial income75€18€0▼
Financial charges65/66B€266€103▼
Recurring financial charges65€266€103▼
Profit (loss) for the period before taxes9903€-27k€47k▲
Income taxes67/77€295€11k▲
Profit (loss) for the period9904€-27k€37k▲
Profit (loss) for the period to be appropriated9905€-27k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€37k▲
Profit (loss) brought forward from the previous period14P€141€0▼
Transfer from equity791/2€27k€0▼
Transfer to equity691/2-€37k
To other reserves6921-€37k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €37k
Net result €37k after one loss-making year.
31-12
Financial
Equity above €100kEq €117k ▲46.3%
Equity rises from €80k to €117k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Weakest financial yearnet €-27k ▼19524%
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 11.01
Current ratio from 5.43 to 11.01; short-term debt falls from €24k to €8k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲24.2%
5 profitable years in a row build equity to €107k.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
13-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 44 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
04-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 65 days late
2018
08-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 8 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Duinenwijk(Odk) 168670 KoksijdeGround area
712 m²
Building footprint
149 m²
Volume, LiDAR
837 m³
Parcel 38502G0971/00_000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M.C.M.
since 19982.087.244.911
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38502G0971/00_000 | Flanders | 712 m² | 1 · 149 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MULTRASHIP BELGIUM
BE 0427.683.193
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BOUCHERIE SPRIMONT
BE 0875.402.234
Gembloux · Eq €117k
Bootsmannen
BE 0860.208.272
Brugge · Eq €117k
DIRK TACK
BE 0454.872.491
Edegem · Eq €115k
BOUCHERIE RUDY
BE 0450.566.483
Kraainem · Eq €115k
Of 1,488 companies in sector 52220 we hold annual accounts for 722. 567 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-06-1998
Fiscal year end31-12
Activities, NACEBEL
52220Warehousing and support activities for transportation
63220
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.