Skip to content

M.C.K.

Active
Private limited companyfounded 198639 yrs activeAvenue des Dauphins 6, 1495 Villers-la-Ville, BelgiumKBO/BCE: BE 0429.538.071
Summary

The computed 12-month bankruptcy probability of M.C.K. is 1.5% (moderate). The 2024 annual accounts show equity of €34,487 and a net result of €743. Equity is growing by ~13.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 15862 sector peers (fiscal year 2024). The company has been active since 1986 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes · tick = 2019
Profitability40▲+17
Solvency78▲+34
Growth78▲+46
Track record92
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.23 in 2019; short-term debt: 46.7% and cash: 0.2% of total assets), and 46.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 39 years 0 40 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
53.3%
Return on assets
1.1%
Age of the figures
21 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
61 d late
2019
397 d late
2018
763 d late
2017
1128 d late
2016
212 d late
2015
577 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 523 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Late accounts filing

History

M.C.K. was incorporated on 15 October 1986.1 Total assets went from EUR 62,539 in 2018 to EUR 64,759 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2024, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€743
2019 · -€4,529
Working capital
€30,832▲ 115%
2019 · €14,354
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line201820192024
Operating result-€1,755--€111▲ 93.7%€939-
Net result-€2,468--€4,529▼ 83.5%€743within the sector's middle half-
Equity€19,106-€14,578▼ 23.7%€34,487within the sector's middle half-
Total assets€62,539-€76,941▲ 23.0%€64,759below the sector's middle half-
Debt€43,433-€62,363▲ 43.6%€30,272-
Working capital€18,883-€14,354▼ 24.0%€30,832within the sector's middle half-
Solvency30.6%-18.9%▼ 11.6pp53.3%within the sector's middle half-
Current ratio1.43-1.23▼ 0.202.02within the sector's middle half-
Return on assets (ROA)-3.9%--5.9%▼ 1.9pp1.1%within the sector's middle half-
above within below the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€6,000-€4,000-€2,000€0Operating result 2018: -€1,755-€1,755Net result 2018: -€2,468-€2,468Operating result 2019: -€111-€111Net result 2019: -€4,529-€4,529Operating result 2024: €939€939Net result 2024: €743€743201820192024-€6,000-€4,000-€2,000€0Operating result 2018: -€1,755-€1,760Net result 2018: -€2,468-€2,470Operating result 2019: -€111-€111Net result 2019: -€4,529-€4,530Operating result 2024: €939€939Net result 2024: €743€743201820192024
The operating result is €939 in 2024, compared with -€111 in 2019. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2019 as the grey bar beneath
Assets €64,759
Fixed assets €3,655 ▲ 1,534%
Current assets €61,104 ▼ 20.4%
Equity and liabilities €64,759
Equity €34,487 ▲ 137%
Debt €30,272 ▼ 51.5%
Debt's share of the balance-sheet total falls from 81.1% to 46.7%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2019
Quick ratio
1.90▲
2019 · 1.17
Debt to equity
0.88
ROE
2.2%▲
2019 · -31.1%
Debt ≤ 1 year
€30,272▼
2019 · €62,363
Staff costs
€458
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 17,040 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.5% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 17,040 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2019 · 43 lines
Balance sheet Code20192024
Assets
Total assets20/58€76,941€64,759▼
Fixed assets21/28€224€3,655▲
Intangible fixed assets21-€150
Tangible fixed assets22/27€224€3,505▲
Plant, machinery and equipment23-€281
Furniture and vehicles24-€3,224
Current assets29/58€76,717€61,104▼
Stocks and contracts in progress3€3,623€3,623=
Stocks30/36-€3,623
Amounts receivable within one year40/41€18,683€9,046▼
Trade receivables40-€5,471
Other amounts receivable41-€3,575
Cash at bank and in hand54/58€10,911€133▼
Deferred charges and accrued income490/1-€48,301
Equity and liabilities
Total equity and liabilities10/49€76,941€64,759▼
Equity10/15€14,578€34,487▲
Contributions10/11€18,592€18,592=
Reserves13€1,859€1,859=
Non-distributable reserves130/1-€1,859
Reserves not available under the articles1311-€1,859
Profit (loss) carried forward14-€5,874€14,036▲
Provisions and deferred taxes16-€0
Provisions for liabilities and charges160/5-€0
Major repairs and maintenance162-€0
Amounts payable17/49€62,363€30,272▼
Amounts payable within one year42/48€62,363€30,272▼
Trade debts44€28,896€1,657▼
Suppliers440/4-€1,657
Taxes, remuneration and social security45-€6,258
Taxes450/3-€6,258
Other amounts payable47/48-€22,356
Income statement Code20192024
Remuneration, social security and pensions62-€458
Other operating charges640/8-€93
Gross operating margin9900€615€1,490▲
Operating profit (loss)9901-€111€939▲
Financial charges65/66B-€196
Recurring financial charges65€1,421€196▼
Profit (loss) for the period before taxes9903-€1,532€743▲
Income taxes67/77€2,997-
Profit (loss) for the period9904-€4,529€743▲
Profit (loss) for the period to be appropriated9905-€4,529€743▲
Appropriation of the result
Profit (loss) to be appropriated9906-€14,036
Profit (loss) brought forward from the previous period14P-€13,293

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line201820192024Change
Remuneration, social security and pensions62--€458-
Other operating charges640/8--€93-
Gross operating margin9900-€1,613€615€1,490-
Operating profit (loss)9901-€1,755-€111€939-
Financial charges65/66B--€196-
Recurring financial charges65€713€1,421€196-
Profit (loss) for the period before taxes9903-€2,468-€1,532€743-
Income taxes67/77-€2,997--
Profit (loss) for the period9904-€2,468-€4,529€743-
Profit (loss) for the period to be appropriated9905-€2,468-€4,529€743-
Line201820192024Change
Assets
Total assets20/58€62,539€76,941€64,759-
Fixed assets21/28€224€224€3,655-
Intangible fixed assets21--€150-
Tangible fixed assets22/27€224€224€3,505-
Plant, machinery and equipment23--€281-
Furniture and vehicles24--€3,224-
Current assets29/58€62,315€76,717€61,104-
Stocks and contracts in progress3€3,623€3,623€3,623-
Stocks30/36--€3,623-
Amounts receivable within one year40/41€15,192€18,683€9,046-
Trade receivables40--€5,471-
Other amounts receivable41--€3,575-
Cash at bank and in hand54/58-€10,911€133-
Deferred charges and accrued income490/1--€48,301-
Equity and liabilities
Total equity and liabilities10/49€62,539€76,941€64,759-
Equity10/15€19,106€14,578€34,487-
Contributions10/11€18,592€18,592€18,592-
Reserves13€1,859€1,859€1,859-
Non-distributable reserves130/1--€1,859-
Reserves not available under the articles1311--€1,859-
Profit (loss) carried forward14-€1,345-€5,874€14,036-
Provisions and deferred taxes16--€0-
Provisions for liabilities and charges160/5--€0-
Major repairs and maintenance162--€0-
Amounts payable17/49€43,433€62,363€30,272-
Amounts payable within one year42/48€43,433€62,363€30,272-
Trade debts44€9,614€28,896€1,657-
Suppliers440/4--€1,657-
Taxes, remuneration and social security45--€6,258-
Taxes450/3--€6,258-
Other amounts payable47/48--€22,356-
Line201820192024Change
Profit (loss) for the period9904-€2,468-€4,529€743-
Operating cash flow (approximation)-€2,468-€4,529€743-
Investment in fixed assets (approximation)-€0--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
01-04
KBO administration Late accounts filing
event 19-03-2025
2024
31-12
Financial Back to profitnet €743
Net result €743 after 2 loss-making years.
2021
01-09
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 397 days late
01-09
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 763 days late
01-09
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 1128 days late
2019
31-12
Financial Weakest financial yearnet -€4,529
Net result drops to -€4,529, the lowest in the series; recovery starts the following year.
2018
28-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 212 days late
28-02
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 577 days late
2017
18-12
NBB filing Annual accounts filed
fiscal year 2014 · full schema · 871 days late
18-12
NBB filing Annual accounts filed
fiscal year 2013 · full schema · 1236 days late
18-12
NBB filing Annual accounts filed
fiscal year 2012 · full schema · 1601 days late
2012
30-09
NBB filing Annual accounts filed
fiscal year 2011 · full schema · 61 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Villers-la-Ville · 1 establishment unit since 1986
seat establishment The establishment unit on the map
Ground area
2,009 m²
Building footprint
123 m²
Volume, LiDAR
785 m³
Parcel 25098A0036/00N003, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Avenue des Dauphins 6, 1495 Villers-la-Ville
Non-specialised wholesale trade
since 19862.034.820.072
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25098A0036/00N003 Wallonia 2,009 m² 1 · 123 m² 7.8 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 453 companies in this sector we hold annual accounts for 286. 160 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded15-10-1986
Fiscal year end31-12
Activities, NACEBEL 2025
46360Wholesale trade
46851Wholesale of industrial chemicals
Contact
E-mail kilesseclaudine@hotmail.com
Phone 0475637381
E-invoicing
Reachable via Peppol
Peppol ID 0208:0429538071
Also 9925:BE0429538071
Registered 23-02-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.