M.C. Interconstruct
ActiveSummary
The computed 12-month bankruptcy probability of M.C. Interconstruct is 1.6% (moderate). The 2025 annual accounts show equity of €37,754 and a net result of €23,108. Equity is growing by ~20.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 28051 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+19
Solvency73▼-12
Growth60=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 1.86 against 2.48 in 2024; short-term debt: 39.6% and cash: 1.4% of total assets), but 52.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.8%
Return on assets
29.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
61 d late
2023
61 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€219,368▲ 34.4%
2023 · €163,215
EBIT margin
3.2%▲ 2.0pp
2023 · 1.2%
Net result
€23,108▲ 440%
2024 · €4,277
Working capital
€26,875▲ 83.5%
2024 · €14,646
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€237,393€181,891▼ 23.4%€163,215▼ 10.3%€219,368▲ 34.4%
Operating result-€1,224€1,405€1,920▲ 36.6%€6,920▲ 260%€35,889▲ 419%
Net result-€1,480€1,102€891▼ 19.2%€4,277▲ 380%€23,108▲ 440%
EBIT margin-0.5%0.8%▲ 1.3pp1.2%▲ 0.4pp3.2%▲ 2.0pp
Equity€8,376▼ 15.0%€9,478▲ 13.2%€10,369▲ 9.4%€14,646▲ 41.3%€37,754▲ 158%
Total assets€10,438▼ 14.2%€22,261▲ 113%€20,477▼ 8.0%€24,572▲ 20.0%€79,023▲ 222%
Debt€2,062▼ 10.7%€12,784▲ 520%€10,108▼ 20.9%€9,927▼ 1.8%€41,269▲ 316%
Working capital€8,376▼ 10.5%€9,478▲ 13.2%€10,369▲ 9.4%€14,646▲ 41.3%€26,875▲ 83.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 419% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79,023
Fixed assets
€20,882
Current assets
€58,140
Equity and liabilities €79,023
Equity
€37,754 ▲ 158%
Debt
€41,269 ▲ 316%
Debt's share of the balance-sheet total rises from 40.4% to 52.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36,897
Cash flow
€24,115
Current ratio
1.86▼
2024 · 2.48
Debt to equity
1.09▲
2024 · 0.68
ROE
61.2%▲
2024 · 29.2%
ROA
29.2%▲
2024 · 17.4%
Interest coverage
12.11
Debt ≤ 1 year
€31,266▲
2024 · €9,927
Debt > 1 year
€10,004
Income taxes
€10,646▲
2024 · €1,466
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €237,393 | €181,891 | €163,215 | €219,368 | - | - |
| Goods, raw materials, services and sundry goods60/61 | €238,809 | €179,985 | €152,745 | €211,289 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | - | €1,008 | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €6,200 | - | - | - |
| Other operating charges640/8 | €608 | €645 | €2,495 | €1,303 | €6,807 | ▲ 422% |
| Non-recurring operating charges66A | €500 | - | - | - | - | - |
| Gross operating margin9900 | -€117 | €2,050 | €10,614 | €8,223 | €43,704 | ▲ 431% |
| Operating profit (loss)9901 | -€1,224 | €1,405 | €1,920 | €6,920 | €35,889 | ▲ 419% |
| Financial income75/76B | €3 | €0 | €64 | €396 | €912 | ▲ 130% |
| Recurring financial income75 | €3 | €0 | €64 | €396 | €912 | ▲ 130% |
| Financial charges65/66B | €259 | €304 | €421 | €1,572 | €3,047 | ▲ 93.8% |
| Recurring financial charges65 | €259 | €304 | €421 | €1,572 | €3,047 | ▲ 93.8% |
| Profit (loss) for the period before taxes9903 | -€1,480 | €1,102 | €1,562 | €5,743 | €33,754 | ▲ 488% |
| Income taxes67/77 | - | - | €672 | €1,466 | €10,646 | ▲ 626% |
| Profit (loss) for the period9904 | -€1,480 | €1,102 | €891 | €4,277 | €23,108 | ▲ 440% |
| Profit (loss) for the period to be appropriated9905 | -€1,480 | €1,102 | €891 | €4,277 | €23,108 | ▲ 440% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €10,438 | €22,261 | €20,477 | €24,572 | €79,023 | ▲ 222% |
| Fixed assets21/28 | - | - | - | - | €20,882 | - |
| Tangible fixed assets22/27 | - | - | - | - | €20,882 | - |
| Furniture and vehicles24 | - | - | - | - | €20,882 | - |
| Current assets29/58 | €10,438 | €22,261 | €20,477 | €24,572 | €58,140 | ▲ 137% |
| Amounts receivable within one year40/41 | €4,673 | €21,858 | €17,881 | €24,266 | €56,066 | ▲ 131% |
| Trade receivables40 | €3,800 | €17,220 | €12,978 | €7,755 | €32,664 | ▲ 321% |
| Other amounts receivable41 | €873 | €4,638 | €4,903 | €16,511 | €23,402 | ▲ 41.7% |
| Cash at bank and in hand54/58 | €5,765 | €404 | €2,596 | €307 | €1,106 | ▲ 261% |
| Deferred charges and accrued income490/1 | - | - | - | - | €968 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €10,438 | €22,261 | €20,477 | €24,572 | €79,023 | ▲ 222% |
| Equity10/15 | €8,376 | €9,478 | €10,369 | €14,646 | €37,754 | ▲ 158% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Capital10 | €6,200 | €6,200 | €6,200 | €6,200 | - | - |
| Issued capital100 | €18,600 | €18,600 | €18,600 | €18,600 | - | - |
| Uncalled capital101 | €12,400 | €12,400 | €12,400 | €12,400 | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | €1,860 | €1,860 | - | - |
| Reserves not available under the articles1311 | - | - | - | - | €1,860 | - |
| Profit (loss) carried forward14 | €316 | €1,418 | €2,309 | €6,586 | €29,694 | ▲ 351% |
| Amounts payable17/49 | €2,062 | €12,784 | €10,108 | €9,927 | €41,269 | ▲ 316% |
| Amounts payable after more than one year17 | - | - | - | - | €10,004 | - |
| Financial debts170/4 | - | - | - | - | €10,004 | - |
| Amounts payable within one year42/48 | €2,062 | €12,784 | €10,108 | €9,927 | €31,266 | ▲ 215% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €5,067 | - |
| Trade debts44 | €1,664 | €8,560 | €3,437 | €1,389 | €3,242 | ▲ 133% |
| Suppliers440/4 | €1,664 | €8,560 | €3,437 | €1,389 | €3,242 | ▲ 133% |
| Taxes, remuneration and social security45 | - | - | €5,472 | €2,137 | €22,956 | ▲ 974% |
| Taxes450/3 | - | - | €672 | €2,137 | €12,112 | ▲ 467% |
| Remuneration and social security454/9 | - | - | €4,800 | - | €10,844 | - |
| Other amounts payable47/48 | €398 | €4,224 | €1,200 | €6,400 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,480 | €1,102 | €891 | €4,277 | €23,108 | ▲ 440% |
| + Depreciation and write-downs630 | - | - | - | - | €1,008 | - |
| Operating cash flow (approximation) | -€1,480 | €1,102 | €891 | €4,277 | €24,115 | ▲ 464% |
| Change in cash | - | -€5,362 | €2,192 | -€2,289 | €799 | ▲ 135% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €23,108 ▲440%
Operating result €35,889, net result €23,108, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €1,102
Net result €1,102 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 5.05
Current ratio from 1.59 to 5.05; short-term debt falls from €11,857 to €2,309.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
31-12
Financial
Back to profitnet €3,291
Net result €3,291 after one loss-making year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2014
Ground area
271 m²
Building footprint
270 m²
Volume, LiDAR
2,587 m³
Parcel 21305B0222/00L010, Brussels · tallest building 19.0 m, ±2 floors. Linked by address, not a title deed.
7
companies at this address
See who is registered here
1 establishment unit
Clemenceaulaan 72, 1070 Anderlecht
since 20142.245.217.824
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21305B0222/00L010 | Brussels | 271 m² | 1 · 270 m² | 19.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ETS DUFOUR CONSTRUCT
BE 0702.806.174
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SOCIETE DES TECHNIQUES ET CONFORT DU BATIMENT
BE 0691.719.569
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ROOF DESIGNER
BE 0842.427.974
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LINK DECOR
BE 0666.853.323
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BUMA
BE 0427.352.997
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,416. 5,890 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-08-2014
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43240Other construction installation
81220Other building cleaning and industrial cleaning
Contact
E-mail
m.c.interconstruct@gmail.comAnderlecht
Phone
0487252773Anderlecht
Scores and ratios are computed by Checked and are not a credit decision.