M.C. BEURMS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.73M and a net result of €116k. Equity is growing by ~11.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 5498 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
73 d early
2023
29 d late
2022
3 d late
2021
29 d late
2020
19 d late
2019
54 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€2.73M▲ 4.4%
2024 · €2.62M
2018: €1.22M
2019: €1.44M
2020: €1.64M
2021: €1.89M
2022: €2.13M
2023: €2.38M
2024: €2.62M
2018 → 2025
Net result
€116k▼ 51.8%
2024 · €241k
2018: €189k
2019: €215k
2020: €206k
2021: €245k
2022: €245k
2023: €246k
2024: €241k
2018 → 2025
Total assets
€3.02M▲ 3.6%
2024 · €2.92M
2018: €2.06M
2019: €2.26M
2020: €2.32M
2021: €2.47M
2022: €2.52M
2023: €2.71M
2024: €2.92M
2018 → 2025
Solvency
90.4%▲ 0.7pp
2024 · 89.7%
2018: 59.4%
2019: 63.5%
2020: 70.8%
2021: 76.5%
2022: 84.6%
2023: 87.7%
2024: 89.7%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.89M-€2.13M▲ 13.0%€2.38M▲ 11.5%€2.62M▲ 10.1%€2.73M▲ 4.4%
Operating result€366k-€361k▼ 1.4%€372k▲ 3.0%€369k▼ 0.8%€182k▼ 50.6%
Net result€245k-€245k=€246k▲ 0.4%€241k▼ 2.1%€116k▼ 51.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 51% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.02M
Fixed assets
€1.97M▼ 1.0%
Current assets
€1.06M▲ 13.6%
Equity and liabilities €3.02M
Equity
€2.73M▲ 4.4%
Debt
€289k▼ 3.5%
The debt ratio falls from 10.3% to 9.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
90.4%▲
2024 · 89.7%
ROE
4.2%▼
2024 · 9.2%
ROA
3.8%▼
2024 · 8.2%
Debt
€289k▼
2024 · €299k
Debt ≤ 1 year
€289k▼
2024 · €299k
Income taxes
€48k▼
2024 · €106k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.92M€3.02M▲
Fixed assets21/28€1.99M€1.97M▼
Tangible fixed assets22/27€85k€64k▼
Land and buildings22€17k€17k=
Furniture and vehicles24€68k€48k▼
Financial fixed assets28€1.90M€1.90M=
Current assets29/58€929k€1.06M▲
Amounts receivable within one year40/41€743k€771k▲
Trade receivables40€10€28k▲
Other amounts receivable41€743k€744k=
Cash at bank and in hand54/58€185k€284k▲
Deferred charges and accrued income490/1€721€761▲
Equity and liabilities
Total equity and liabilities10/49€2.92M€3.02M▲
Equity10/15€2.62M€2.73M▲
Contributions10/11€12k€12k=
Reserves13€2.61M€2.72M▲
Distributable reserves133€2.61M€2.72M▲
Amounts payable17/49€299k€289k▼
Amounts payable within one year42/48€299k€289k▼
Current portion of amounts payable after more than one year42€0-
Trade debts44€9€125▲
Suppliers440/4€9€125▲
Taxes, remuneration and social security45€20k€15k▼
Taxes450/3€20k€13k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€280k€274k▼
Accrued charges and deferred income492/3-€70
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€21k=
Other operating charges640/8€968€998▲
Gross operating margin9900€390k€204k▼
Operating profit (loss)9901€369k€182k▼
Financial income75/76B€976€841▼
Recurring financial income75€976€841▼
Financial charges65/66B€23k€19k▼
Recurring financial charges65€23k€19k▼
Profit (loss) for the period before taxes9903€347k€164k▼
Income taxes67/77€106k€48k▼
Profit (loss) for the period9904€241k€116k▼
Profit (loss) for the period to be appropriated9905€241k€116k▼
Appropriation of the result
Profit (loss) to be appropriated9906€241k€116k▼
Transfer to equity691/2€241k€116k▼
To other reserves6921€241k€116k▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €116k ▼51.8%
Net result drops to €116k, the lowest in the series.
19-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €246k ▲0.4%
Operating result €372k, net result €246k, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
31-12
Financial
Equity above €2MEq €2.13M ▲13%
5 profitable years in a row build equity to €2.13M.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 19 days late
2020
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 54 days late
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 55 days late
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boeckxplein 13201 AarschotGround area
810 m²
Building footprint
313 m²
Volume, LiDAR
1,732 m³
Parcel 24060A0480/00N000, Flanders · tallest building 12.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
M.C. BEURMS
since 19982.089.665.852
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24060A0480/00N000 | Flanders | 810 m² | 1 · 313 m² | 12.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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ILAT
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LIMABAAN
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RYCKAERT-VERSCHOOTE
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MCLS HOLDING
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Lier · Eq €2.73M
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 9,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1998
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74151
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.