M.B. - SERVICES
ActiveSummary
M.B. - SERVICES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €42k and a net result of €12k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 74% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 4.21 against 9.31 in 2024; short-term debt: 21.8% and cash: 43.4% of total assets), and 21.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.2%
Return on assets
22.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
6 d early
2022
60 d late
2021
31 d late
2020
8 d early
2019
28 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€42k▲ 5.5%
2024 · €40k
2018: €21k
2019: €-18k
2020: €-6k
2021: €2k
2022: €14k
2023: €26k
2024: €40k
2018 → 2025
Total assets
€54k▲ 22.6%
2024 · €44k
2018: €99k
2019: €23k
2020: €23k
2021: €24k
2022: €30k
2023: €36k
2024: €44k
2018 → 2025
Net result
€12k▼ 12.6%
2024 · €14k
2018: €2k
2019: €-39k
2020: €16k
2021: €14k
2022: €17k
2023: €19k
2024: €14k
2018 → 2025
Working capital
€38k▲ 13.8%
2024 · €33k
2018: €-23k
2019: €-3k
2020: €669
2021: €5k
2022: €9k
2023: €18k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€14k▲ 707%€26k▲ 83.8%€40k▲ 53.4%€42k▲ 5.5%
Operating result€21k-€25k▲ 20.2%€29k▲ 14.7%€23k▼ 20.9%€20k▼ 11.6%
Net result€14k-€17k▲ 18.9%€19k▲ 14.8%€14k▼ 26.9%€12k▼ 12.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€4k ▼ 34.5%
Current assets
€50k ▲ 33.2%
Equity and liabilities €54k
Equity
€42k ▲ 5.5%
Debt
€12k ▲ 194%
Debt's share of the balance-sheet total rises from 9.1% to 21.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €24k
Cash flow
€15k▼
2024 · €15k
Current ratio
4.21▼
2024 · 9.31
Debt to equity
0.28▲
2024 · 0.10
ROE
28.9%▼
2024 · 34.8%
ROA
22.6%▼
2024 · 31.7%
Interest coverage
46.49▼
2024 · 56.63
Debt ≤ 1 year
€12k▲
2024 · €4k
Income taxes
€8k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€44k€54k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Land and buildings22€7k€4k▼
Furniture and vehicles24€178-
Financial fixed assets28€125€125=
Current assets29/58€37k€50k▲
Amounts receivable after more than one year29-€20k
Other amounts receivable291-€20k
Amounts receivable within one year40/41€11k€6k▼
Trade receivables40€8k€6k▼
Other amounts receivable41€3k-
Cash at bank and in hand54/58€26k€23k▼
Deferred charges and accrued income490/1-€259
Equity and liabilities
Total equity and liabilities10/49€44k€54k▲
Equity10/15€40k€42k▲
Contributions10/11€6k€6k=
Reserves13€34k€36k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€32k€34k▲
Amounts payable17/49€4k€12k▲
Amounts payable within one year42/48€4k€12k▲
Trade debts44€579€543▼
Suppliers440/4€579€543▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48-€4k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-3k-
Other operating charges640/8€779€804▲
Gross operating margin9900€22k€23k▲
Operating profit (loss)9901€23k€20k▼
Financial income75/76B€220€344▲
Recurring financial income75€220€344▲
Financial charges65/66B€422€483▲
Recurring financial charges65€422€483▲
Profit (loss) for the period before taxes9903€23k€20k▼
Income taxes67/77€9k€8k▼
Profit (loss) for the period9904€14k€12k▼
Profit (loss) for the period to be appropriated9905€14k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€12k▼
Transfer from equity791/2-€10k
Transfer to equity691/2€14k€12k▼
To other reserves6921€14k€12k▼
Profit to be distributed694/7-€10k
Return on contributions (dividend)694-€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.31
Current ratio from 2.77 to 9.31; short-term debt falls from €10k to €4k.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €19k ▲14.8%
Operating result €29k, net result €19k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Lennik · 1 establishment unit since 2002
Ground area
1,026 m²
Building footprint
101 m²
Parcel 23072A0303/00K000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
M.B. SERVICES
since 20022.100.499.267
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23072A0303/00K000 | Flanders | 1,026 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Marklaan Advisory
BE 0779.326.506
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YOURWEBPRESENCE
BE 0540.709.870
Villers-la-Ville · Eq €42,285
AMO VENTURES
BE 0793.327.564
Elsene · Eq €42,283
BE BOLD
BE 0729.989.732
Diest · Eq €42,290
AUGHAR
BE 0894.500.049
Lasne · Eq €42,278
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 37,092 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded29-10-2001
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.