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M.B. PLAFONNAGE

Active
Private limited companyfounded 2015active for 11 yearsRue de la Suédoise 6, 5660 Couvin, BelgiumKBO/BCE: BE 0598.702.410
Summary

M.B. PLAFONNAGE has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,808 and a net result of €11,097. Equity has been shrinking by about 7.9% per year since 2018. Its solvency ranks better than 94% of 34,972 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 16-02-2015 Normal situation
Activity
Plastering work NACE 43310and 1 other
Establishment unit
2.240.012.783 5660 Couvin, since 16-02-2015
Financial year end
31 December
Peppol
Reachable

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€21,589
Turnover
≈ €220,000
estimated
Profit
€11,097
Equity
€50,808
▲ 27.9%
Total assets
€56,401
▼ 28.0%
Staff
≈ 0 FTE
estimated
Score breakdownraises risk1 change of registered office in 24 monthsSize: total assets €56,401lowers riskLiquidity: current ratio 10.08, cash €9,556Equity €50,808 (90.1% of total assets)Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 75% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100+24
equity 90.1% of total assets
Liquidity 71+41
short-term debt 9.9% · cash 16.9%
Profitability 83+83
return on assets 19.7%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.9% 01-2025: 1.3%▲ +0.4 percentage points vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.4%▲ +0.1 percentage points vs 02-2025 04-2025: 1.7%▲ +0.3 percentage points vs 03-2025 05-2025: 2.0%▲ +0.3 percentage points vs 04-2025 06-2025: 1.9%▼ -0.1 percentage points vs 05-2025 07-2025: 2.1%▲ +0.2 percentage points vs 06-2025 08-2025: 2.2%▲ +0.1 percentage points vs 07-2025 09-2025: 2.2%● unchanged vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.2%● unchanged vs 10-2025 12-2025: 2.2%● unchanged vs 11-2025 01-2026: 2.3%▲ +0.1 percentage points vs 12-2025 02-2026: 2.2%▼ -0.1 percentage points vs 01-2026 03-2026: 2.2%● unchanged vs 02-2026 04-2026: 2.4%▲ +0.2 percentage points vs 03-2026 05-2026: 2.5%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 2.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.4%▼ -2.0 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.08 (2.0 in 2024), above the usual 1.5. Short-term debt is 9.9% and cash 16.9% of total assets. 9.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 70% on liquidity, 66% on profitability and 73% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Size: total assets €56,401
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 10.08, cash €9,556
NBB · annual accounts
lowers risk · Equity €50,808 (90.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 days early
2024
24 days early
2023
65 days early
2022
84 days early
2021
79 days early
2020
45 days early
2019
67 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 60 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 93% of companies in specialised constructionsector median 46.7% · 34,972 companies 90.1% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved within CouvinNew seat: Rue de la Suédoise, 6 boîte 1 à 5660 COUVIN · Previous seat: Rue Jean-Barré, 10 à 5660 Couvin
  2. · Gazette deed Change of role: BASTIENMickael, from manager to administrateurnonstatutaireDirector discharge: BASTIENMickael
  3. · Gazette deed Incorporation
All 20 events

Comparable companies

These companies have the same main activity as M.B. PLAFONNAGE: plastering work (NACE 43310). They are comparable in size and age: total assets between €44,200 and €74,100, founded between 2012 and 2017.

CompanyTotal assetsGross margin
M.B. PLAFONNAGE Couvin€56,401€21,589
HORTAPLAST Ninove€54,753€16,995
PLEISTERWERKEN DIRK GHEERARDYNS Maldegem€49,415€17,399
RENO-TEAM Antwerpen€56,388€26,745
LSVB Denderleeuw€53,653€26,971
Au Grez des finitions Grez-Doiceau€44,212€22,336
HURARD Verviers€74,135€26,628
Full comparison

Key facts about M.B. PLAFONNAGE

What is the company number of M.B. PLAFONNAGE?
The company number of M.B. PLAFONNAGE is 0598.702.410. The VAT number is the same number with BE in front: BE 0598.702.410.
Where is M.B. PLAFONNAGE based?
The registered office is at Rue de la Suédoise 6, 5660 Couvin.Company details
What does M.B. PLAFONNAGE do?
According to the KBO register, the main activity is plastering work (NACE 43310).
What is the legal form of M.B. PLAFONNAGE?
The legal form of M.B. PLAFONNAGE is Private limited company (BV).
When was M.B. PLAFONNAGE founded?
M.B. PLAFONNAGE was founded on 16-02-2015.
Is M.B. PLAFONNAGE still active?
Yes, M.B. PLAFONNAGE is an active enterprise in the KBO register.
How many employees does M.B. PLAFONNAGE have?
M.B. PLAFONNAGE had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
What is the turnover of M.B. PLAFONNAGE?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €21,589 and 162 comparable companies (NACE 433). It probably lies between €130,000 and €460,000. It is a rough estimate. In financial year 2024 turnover was €123,960.
Is M.B. PLAFONNAGE profitable?
In financial year 2025, M.B. PLAFONNAGE made a profit of €11,097.
Where can I find the annual accounts of M.B. PLAFONNAGE?
M.B. PLAFONNAGE filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.B. PLAFONNAGE due?
M.B. PLAFONNAGE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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