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M.B.I TRADE

Active
Private limited companyfounded 2024active for 2 yearsAvenue Reine Astrid 33, 7000 Mons, BelgiumKBO/BCE: BE 1014.324.743
Summary

The computed 12-month bankruptcy probability of M.B.I TRADE is 2.9% (moderate). The 2025 annual accounts show equity of €14,873 and a net result of €4,873. Its solvency ranks better than 25% of 22,479 sector peers (NACE 47, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of beverages, general range
NACE 47252
1 site
Size
€3.1mturnover 2025
Equity
€14,873
Profit
€4,873
Financial health
49 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.9%
Structure
Accounts filed 61 days late
Why 49raises riskFounded in 2024Latest accounts 61 days late; 1 of the last 3 lateSector: Retail trade (NACE 47)Equity €14,873 (4.5% of total assets)Show the evidence

Checked score

Score 2025
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 47, micro)
Financial strength
Weak
Solvency 29
equity 4.5% of total assets
Liquidity 10
short-term debt 95.5% · cash 8.3%
Profitability 41
return on assets 1.5%
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,213 companies, NACE 47, micro)
Last 24 months 10-2025: 1.8%lowest value 11-2025: 1.8%● unchanged vs 10-2025lowest value 12-2025: 1.8%● unchanged vs 11-2025 01-2026: 2.2%▲ +0.4 percentage points vs 12-2025 02-2026: 2.3%▲ +0.1 percentage points vs 01-2026 03-2026: 2.6%▲ +0.3 percentage points vs 02-2026 04-2026: 2.6%● unchanged vs 03-2026 05-2026: 2.8%▲ +0.2 percentage points vs 04-2026 06-2026: 2.9%▲ +0.1 percentage points vs 05-2026 07-2026: 2.7%▼ -0.2 percentage points vs 06-2026 08-2026: 2.8%▲ +0.1 percentage points vs 07-2026 09-2026: 3.1%▲ +0.3 percentage points vs 08-2026highest value 10-2026: 2.9%▼ -0.2 percentage points vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.04, below the usual 1.5; short-term debt: 95.5% and cash: 8.3% of total assets), and 95.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 11% on liquidity and 31% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
raises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Latest accounts 61 days late; 1 of the last 3 late
NBB · filings
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €14,873 (4.5% of total assets)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 22479 sector peers (2025).
NBB · sector comparison
Position among 22479 sector peers
Solvency
better than 25%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
61 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. IncorporationAppointment: CHRZAN Mariusz (director) ·…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • One director decidessole director in office 1 View
  • Turnover 2025first financial year filed €3.1m View

By topic

Financials

Financial year
2025
Turnover
€3.1m
Profit
€4,873
Solvency
4.5%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of beverages, general rangeNACE 47252
Founded
30-09-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
25
Annual meeting
30 June at 18:00
Purpose
“L’achat,la vente,la transformation,la représentation,la location,la…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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