M.B. Construct
ActiveSummary
The computed 12-month bankruptcy probability of M.B. Construct is 1.6% (moderate). The 2025 annual accounts show equity of €35,141 and a net result of €25,141. Its solvency ranks better than 29% of 28051 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability94
Solvency53
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity tight (current ratio 1.35; short-term debt: 27.4% and cash: 30.7% of total assets), and 72.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.9%
Return on assets
20%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
30 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€35,141
Total assets
€125,949
Net result
€25,141
Working capital
€12,007
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €125,949
Fixed assets
€79,475
Current assets
€46,475
Equity and liabilities €125,949
Equity
€35,141
Debt
€90,808
Debt finances 72.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€53,473
Cash flow
€45,158
Current ratio
1.35
Debt to equity
2.58
ROE
71.5%
ROA
20.0%
Interest coverage
14.10
Debt ≤ 1 year
€34,468
Debt > 1 year
€56,340
Income taxes
€4,522
Staff costs
€61,763
Annual accounts
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €61,763 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20,016 |
| Other operating charges640/8 | €512 |
| Gross operating margin9900 | €115,749 |
| Operating profit (loss)9901 | €33,457 |
| Financial charges65/66B | €3,793 |
| Recurring financial charges65 | €3,793 |
| Profit (loss) for the period before taxes9903 | €29,663 |
| Income taxes67/77 | €4,522 |
| Profit (loss) for the period9904 | €25,141 |
| Profit (loss) for the period to be appropriated9905 | €25,141 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €125,949 | |
| Fixed assets21/28 | €79,475 | |
| Tangible fixed assets22/27 | €79,475 | |
| Plant, machinery and equipment23 | €4,523 | |
| Furniture and vehicles24 | €67,452 | |
| Leasing and similar rights25 | €7,500 | |
| Current assets29/58 | €46,475 | |
| Amounts receivable within one year40/41 | €4,539 | |
| Trade receivables40 | €320 | |
| Other amounts receivable41 | €4,219 | |
| Cash at bank and in hand54/58 | €38,614 | |
| Deferred charges and accrued income490/1 | €3,322 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €125,949 | |
| Equity10/15 | €35,141 | |
| Contributions10/11 | €10,000 | |
| Profit (loss) carried forward14 | €25,141 | |
| Amounts payable17/49 | €90,808 | |
| Amounts payable after more than one year17 | €56,340 | |
| Financial debts170/4 | €56,340 | |
| Amounts payable within one year42/48 | €34,468 | |
| Current portion of amounts payable after more than one year42 | €21,521 | |
| Trade debts44 | €3,875 | |
| Suppliers440/4 | €3,875 | |
| Taxes, remuneration and social security45 | €9,057 | |
| Taxes450/3 | €2,672 | |
| Remuneration and social security454/9 | €6,385 | |
| Other amounts payable47/48 | €15 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €25,141 |
| + Depreciation and write-downs630 | €20,016 |
| Operating cash flow (approximation) | €45,158 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nassogne · 1 establishment unit since 2025
Ground area
932 m²
Building footprint
122 m²
Parcel 83015B0813/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
MB Construct
since 20252.369.681.195
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83015B0813/00L000 | Wallonia | 932 m² | 1 · 122 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,028 companies in sector 43320 we hold annual accounts for 9,135. 7,014 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Scores and ratios are computed by Checked and are not a credit decision.