M&B CONCEPT

Active

Private limited companyfounded 2016active for 10 yearsSint-Katelijneplein 26, 1000 Brussel, BelgiumKBO/BCE: BE 0645.804.323

Summary

M&B CONCEPT has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €81,108 and a net result of €36,247. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 65% of 16,824 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisFollow Report Compare

M&B CONCEPTActiveChecked score 84/100

Risk analysis Report Compare

Activity

Full-service restaurants

NACE 56111

1 site

Size

€171,876total assets 2025

Staff: 1 FTE
Equity: €81,108
Profit: €36,247

Turnover not published (micro format)

Financial health

84 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.4%

Structure

2025 accounts 156 days early3 deeds in the Belgian Official Gazette

Why 84raises riskSector: Food and beverage service activities (NACE 56)Size: total assets €171,876lowers riskLiquidity: current ratio 1.71, cash €43,862, halvedEquity €81,108 (47.2% of total assets)Show the evidence

Checked score

Score 2025

84 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 60% of its sector peers (NACE 56, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 72+2

equity 47.2% of total assets

Liquidity 55-17

short-term debt 52.8% · cash 25.5%

Profitability 95=

return on assets 21.1%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,763 companies, NACE 56, micro)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024lowest value 02-2025: 0.2%● unchanged vs 01-2025lowest value 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.4%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.3%▼ -0.1 percentage points vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.5%▲ +0.2 percentage points vs 02-2026highest value 04-2026: 0.5%● unchanged vs 03-2026highest value 05-2026: 0.5%● unchanged vs 04-2026highest value 06-2026: 0.5%● unchanged vs 05-2026highest value 07-2026: 0.4%▼ -0.1 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity ample (current ratio 1.71, compared with 1.66 in 2024, above the usual 1.5; short-term debt: 52.8% and cash: 25.5% of total assets), but 52.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 65% on solvency, 58% on liquidity, 83% on profitability and 33% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Food and beverage service activities (NACE 56)

KBO

Liquidity: current ratio 1.71, cash €43,862, halved

NBB · annual accounts

Size: total assets €171,876

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €81,108 (47.2% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-02-2026, 156 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

156 days early

2024

22 days late

2023

58 days early

2022

97 days early

2021

123 days early

2020

31 days early

2019

21 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 66 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 April (4 of the last 5 filed years within 59 days of that day).

Companies Code · seven months

Where today falls in the filing period

26-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

25-02-2026 Annual accounts filedfinancial year 2025 · micro…
22-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €39,933 ▲13.7%

Key points

Positive: Among the best 16% on net resultsector median €4,888 · 16,802 companies €36,247 View
Positive: 5 profitable years in a rowprofit 2025: €36,247 5 years View
Total assets 20256 financial years filed €171,876 View

By topic

Financials

Financial year: 2025
Total assets: €171,876
Profit: €36,247
Solvency: 47.2%

Total assets▼ 10.7%

Net result

20182025

Go to Financials

Timeline

Events: 14
Since: 2017
Next accounts: by 31-07-2027

03-06-2024Annual accounts filed
25-04-2023Annual accounts filed
30-03-2022Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Full-service restaurantsNACE 56111
Founded: 11-01-2016
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about M&B CONCEPT

What is the company number of M&B CONCEPT?: 0645.804.323. In Belgium the VAT number is the company number with BE in front: BE 0645.804.323.
Where is M&B CONCEPT based?: The registered office is at Sint-Katelijneplein 26, 1000 Brussel.Company details
What does M&B CONCEPT do?: According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of M&B CONCEPT?: Private limited company (BV).
When was M&B CONCEPT founded?: On 11-01-2016.
Is M&B CONCEPT still active?: Yes, M&B CONCEPT is an active enterprise in the KBO register.
How many employees does M&B CONCEPT have?: On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of M&B CONCEPT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is M&B CONCEPT profitable?: In financial year 2025, M&B CONCEPT made a profit of €36,247.
Where can I find the annual accounts of M&B CONCEPT?: M&B CONCEPT filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M&B CONCEPT due?: By 31-07-2027, for financial year 2026.Timeline