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M.B.

Active
Private limited companyfounded 1992active for 34 yearsde Lochtstraat 77, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0447.203.751
Summary

M.B. has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15,736 and a net result of -€10,754. Equity has been growing by about 7.5% per year since 2018. Its solvency ranks better than 82% of 5,879 sector peers (NACE 49, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 22-04-1992 Normal situation
Activity
Non-scheduled passenger transport by road NACE 49320and 1 other
Establishment unit
2.059.480.145 1030 Schaarbeek, since 06-11-1992
Financial year end
31 December
Peppol
Reachable since 06-02-2026

Board and ownership

Board

Financial position

82 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
-€1,699
▼ 60.5%
Loss
€10,754
▲ 179%
Equity
€15,736
▼ 40.6%
Total assets
€21,575
▼ 26.5%
  • 2025 accounts filed 30 days after the deadline
Turnover not published (micro format)
Filed on 30-08-2026
Score breakdownraises riskSector: Land transport and transport via pipelines (NACE 49)Loss of €10,754, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 1.57, cash €8,887Equity €15,736 (72.9% of total assets)Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 48% of micro companies in land transport (NACE 49)
Financial strength · tick: 2024
Average
Solvency 98-2
equity 72.9% of total assets
Liquidity 89-10
short-term debt 27.1% · cash 41.2%
Profitability 0-2
return on assets -49.8%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (9,099 companies, NACE 49, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.2%▲ +0.1 percentage points vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.57 (4.65 in 2024), above the usual 1.5. Short-term debt is 27.1% and cash 41.2% of total assets. 27.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 49, micro). It does better than 83% of them on solvency, 91% on liquidity, 6% on profitability and 13% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Land transport and transport via pipelines (NACE 49)
KBO
raises risk · Loss of €10,754, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.57, cash €8,887
NBB · annual accounts
lowers risk · Equity €15,736 (72.9% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,754
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
23 days late
2023
7 days early
2022
4 days early
2021
9 days early
2020
7 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days after the deadline. In the sector (NACE 49), the median for financial year 2024 was on the deadline day, and 49% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 86% of companies in land transportsector median €5,709 · 5,850 companies -€10,754 View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€10,754 View

Comparable companies

These companies have the same main activity as M.B.: non-scheduled passenger transport by road (NACE 49320). They are comparable in size and age: total assets between €8,480 and €43,000, founded between 1989 and 1996.

CompanyTotal assetsGross margin
M.B. Schaarbeek€21,575-€1,699
INTERNATIONALE TRANSPORT SERVICE Kasterlee€16,761-€6,956
F.N.B. TAX Jette€19,640€1,807
VERPALEN Essen€33,622-€11,625
TAXITOP Ganshoren€10,340€1,217
SOW TAXI Sint-Agatha-Berchem€42,996€1,659
LE VINCENNES Sint-Jans-Molenbeek€8,479-€280
Full comparison

Key facts about M.B.

What is the company number of M.B.?
The company number of M.B. is 0447.203.751. The VAT number is the same number with BE in front: BE 0447.203.751.
Where is M.B. based?
The registered office is at de Lochtstraat 77, 1030 Schaarbeek.Company details
What does M.B. do?
According to the KBO register, the main activity is non-scheduled passenger transport by road (NACE 49320).
What is the legal form of M.B.?
The legal form of M.B. is Private limited company (BV).
When was M.B. founded?
M.B. was founded on 22-04-1992.
Is M.B. still active?
Yes, M.B. is an active enterprise in the KBO register.
What is the turnover of M.B.?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it. In financial year 2020 turnover was €11,196.Financials
Is M.B. profitable?
In financial year 2025, M.B. made a loss of €10,754.
Where can I find the annual accounts of M.B.?
M.B. filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.B. due?
M.B. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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