M-ATERIAUX

Active

Private limited companyfounded 2023active for 3 yearsVeurestraat 52, 9051 Gent, BelgiumKBO/BCE: BE 0801.631.754

Summary

M-ATERIAUX has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,467 and a net result of €14,881. Its solvency ranks better than 63% of 13,646 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisFollow Report Compare

M-ATERIAUXActiveChecked score 89/100

Risk analysis Report Compare

Activity

Wholesale trade

NACE 46839

1 site

Size

≈ €300,000turnover 2025, estimated

Equity: €38,467
Profit: €14,881

Turnover estimated from the gross margin

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.3%

Structure

WYCKHUYS Melanie Marie Lucie AliceDirector

2025 accounts 2 days early

Why 89raises riskFounded in 2023Size: total assets €67,159lowers riskLiquidity: current ratio 2.58, cash €40,213Equity €38,467 (57.3% of total assets)Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 81% of its sector peers (NACE 46, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 82+21

equity 57.3% of total assets

Liquidity 82+13

short-term debt 38.7% · cash 59.9%

Profitability 93-7

return on assets 22.2%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,889 companies, NACE 46, micro)

Last 24 months 11-2024: 2.4% 12-2024: 2.6%▲ +0.2 percentage points vs 11-2024 01-2025: 2.7%▲ +0.1 percentage points vs 12-2024highest value 02-2025: 0.4%▼ -2.3 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.3%▼ -0.1 percentage points vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026lowest value 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.58, compared with 1.67 in 2024, above the usual 1.5; short-term debt: 38.7% and cash: 59.9% of total assets), and 42.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 64% on solvency, 84% on liquidity, 87% on profitability and 90% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.58, cash €40,213

NBB · annual accounts

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Equity €38,467 (57.3% of total assets)

NBB · annual accounts

Size: total assets €67,159

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

2 days early

2024

4 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 3 days before the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end29-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

29-01-2026 Annual accounts filedfinancial year 2025 · micro…
27-01-2025 Annual accounts filedfinancial year 2024 · micro…
12-05-2023 IncorporationAppointment: WYCKHUYS Melanie Marie Lucie…

Key points

One director decidessole director in office 1 View
Total assets 20252 financial years filed €67,159 View
Active since 2023founded 10-05-2023 3 years View

By topic

Financials

Financial year: 2025
Total assets: €67,159
Profit: €14,881
Solvency: 57.3%

Total assets▲ 2.5%

Net result

20242025

Go to Financials

Board & ownership

Board: 1 member

WYCKHUYS Melanie Marie Lucie AliceDirector

Go to Board & ownership

Timeline

Events: 3
Since: 2023
Next accounts: by 31-01-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Wholesale tradeNACE 46839
Founded: 10-05-2023
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 9

Annual meeting: Last Saturday of September at 10:00
Purpose: “Het laten oprichten door erkende aannemers en onderaannemers van alle bouwwerken in de…” (deed in Dutch)
Statutory auditor: No statutory auditor

Go to Articles of association

Key facts about M-ATERIAUX

What is the company number of M-ATERIAUX?: 0801.631.754. In Belgium the VAT number is the company number with BE in front: BE 0801.631.754.
Where is M-ATERIAUX based?: The registered office is at Veurestraat 52, 9051 Gent.Company details
What does M-ATERIAUX do?: According to the KBO register, the main activity is wholesale trade (NACE 46839).
What is the legal form of M-ATERIAUX?: Private limited company (BV).
When was M-ATERIAUX founded?: On 10-05-2023.
Is M-ATERIAUX still active?: Yes, M-ATERIAUX is an active enterprise in the KBO register.
What is the turnover of M-ATERIAUX?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is M-ATERIAUX profitable?: In financial year 2025, M-ATERIAUX made a profit of €14,881.
Where can I find the annual accounts of M-ATERIAUX?: M-ATERIAUX filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M-ATERIAUX due?: By 31-01-2027, for financial year 2026.Timeline