M&A TECHNICS
ActiveSummary
The computed 12-month bankruptcy probability of M&A TECHNICS is 2.8% (moderate). The 2024 annual accounts show equity of €35k and a net result of €32k. Its solvency ranks better than 51% of 36375 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+33
Solvency72▲+40
Growth78
Track record94
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 1.11 in 2023; short-term debt: 52.6% and cash: 36% of total assets), but 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.4%
Return on assets
42.8%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
29 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€85k
EBIT margin
2.5%
Net result
€32k▲ 1,496%
2023 · €2k
2023: €2k
2023 → 2024
Working capital
€22k▲ 647%
2023 · €3k
2023: €3k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€85k-
Equity€3k-€35k▲ 910%
Operating result€2k-€42k▲ 1,873%
Net result€2k-€32k▲ 1,496%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 1,873% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €74k
Fixed assets
€14k ▼ 32.2%
Current assets
€61k ▲ 102%
Equity and liabilities €74k
Equity
€35k ▲ 910%
Debt
€39k ▼ 16.3%
Debt's share of the balance-sheet total falls from 93.0% to 52.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€44k▲
2023 · €7k
Cash flow
€33k▲
2023 · €7k
Current ratio
1.56▲
2023 · 1.11
Debt to equity
1.11▼
2023 · 13.36
ROE
90.1%▲
2023 · 57.0%
ROA
42.8%▲
2023 · 4.0%
Interest coverage
44.86▼
2023 · 50.94
Debt ≤ 1 year
€39k▲
2023 · €27k
Income taxes
€9k
Staff costs
€12k▲
2023 · €10
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet
Code20232024
Assets
Total assets20/58€50k€74k▲
Fixed assets21/28€20k€14k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23€342€3k▲
Furniture and vehicles24€20k€10k▼
Current assets29/58€30k€61k▲
Amounts receivable within one year40/41€24k€34k▲
Trade receivables40€9k€34k▲
Other amounts receivable41€15k-
Cash at bank and in hand54/58€6k€27k▲
Deferred charges and accrued income490/1€16-
Equity and liabilities
Total equity and liabilities10/49€50k€74k▲
Equity10/15€3k€35k▲
Contributions10/11€2k€2k=
Reserves13€2k€34k▲
Distributable reserves133€2k€34k▲
Amounts payable17/49€47k€39k▼
Amounts payable after more than one year17€19k-
Financial debts170/4€19k-
Amounts payable within one year42/48€27k€39k▲
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€15k€17k▲
Taxes450/3€7k€15k▲
Remuneration and social security454/9€8k€2k▼
Other amounts payable47/48€5k€20k▲
Income statement
Code20232024
Turnover70€85k-
Goods, raw materials, services and sundry goods60/61€77k-
Remuneration, social security and pensions62€10€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€734€662▼
Gross operating margin9900€8k€57k▲
Operating profit (loss)9901€2k€42k▲
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€142€975▲
Recurring financial charges65€142€975▲
Profit (loss) for the period before taxes9903€2k€41k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€2k€32k▲
Profit (loss) for the period to be appropriated9905€2k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€32k▲
Transfer to equity691/2€2k€32k▲
To the legal reserve6920€2k-
To other reserves6921-€32k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dertig Zilverlingenstraat 338700 TieltGround area
167 m²
Building footprint
72 m²
Volume, LiDAR
408 m³
Parcel 37303I0640/00S007, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M&A Technics
since 20232.342.076.876
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37303I0640/00S007 | Flanders | 167 m² | 1 · 72 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BANU IMMO
BE 0476.671.955
Seraing · Eq €35,239
MIRBUD
BE 0501.723.293
Wemmel · Eq €35,217
RENO-ALL-BATI
BE 0837.580.152
Evere · Eq €35,107
LEREM BV
BE 1010.687.243
Heist-op-den-Berg · Eq €35,395
KV CONCEPT
BE 0660.606.622
Zaventem · Eq €35,058
Of 4,097 companies in sector 43240 we hold annual accounts for 1,632. 1,269 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-01-2023
Fiscal year end31-12
Activities, NACEBEL 2025
42220Construction of utility projects for electricity and telecommunications
43240Other construction installation
43211General electrical installation work
43221Plumbing work
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
95312Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
95316Washing and cleaning of motor vehicles
95319Other maintenance and repair of motor vehicles
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.