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M.A.L. ELECTRONICS

Active
Private limited companyfounded 200916 yrs activede Smet de Naeyerlaan 320, 1090 Jette, BelgiumKBO/BCE: BE 0819.519.841
Summary

M.A.L. ELECTRONICS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,099 and a net result of -€1,787. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 28% of 19955 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch ReportCompare
M.A.L. ELECTRONICSActiveChecked score 80/100
Risk analysis ReportCompare

Overview

Activity
Other information technology and computer services
NACE 62900NACE 62090
1 site
Size
€4,477turnover 2025
Equity
€31,099
Loss
-€1,787
Financial health
80 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 59 d early1 of 4 deeds read
Why 80- 1 change of registered office in 24 months+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.46, cash €11,701+ Size: turnover €4,477, total assets €98,474Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Better than 19% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 57+1
equity 31.6% of total assets
Liquidity 28+1
short-term debt 68.4% · cash 11.9%
Profitability 33+24
return on assets -1.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,634 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%▲ +2.2% vs 12-2024 02-2025: 0.1%▲ +2.1% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +12.4% vs 03-2025 05-2025: 0.1%▲ +0.9% vs 04-2025 06-2025: 0.1%▼ -10.0% vs 05-2025 07-2025: 0.1%▲ +40.4% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▲ +2.9% vs 12-2025 02-2026: 0.1%▲ +1.4% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.5%▲ +240% vs 03-2026highest value 05-2026: 0.5%▼ -1.2% vs 04-2026 06-2026: 0.4%▼ -8.6% vs 05-2026 07-2026: 0.4%▼ -9.9% vs 06-2026 08-2026: 0.4%● 0.0% vs 07-2026 09-2026: 0.4%● 0.0% vs 08-2026 10-2026: 0.4%● 0.0% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 1.46, cash €11,701 lowers the probability
  • Size: turnover €4,477, total assets €98,474 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 30%, liquidity 10%, profitability 17%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 1.46, cash €11,701
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: turnover €4,477, total assets €98,474
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€1,787
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
59 d early
2024
35 d early
2023
42 d early
2022
50 d early
2021
2 d late
2020
109 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 16% on net resultsector median €28,553 · 19,963 companies -€1,787 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€1,787 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Turnover
€4,477
Loss
-€1,787
Solvency
31.6%
Turnover▼ 58.8%
Net result
20232025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-07-2027
  1. 02-06-2026Annual accounts filed
  2. 10-03-2026Registered office
  3. 26-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other information technology and computer servicesNACE 62900
Founded
12-10-2009
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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