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M.A. Consult

Active
Private limited companyfounded 200323 yrs activeKoningsplein 30, 9220 Hamme (Vl.), BelgiumKBO/BCE: BE 0860.691.094
Summary

M.A. Consult has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€78,687) and a net result of -€19,585. Equity is shrinking by ~33.2% per year across the filed fiscal years. Its solvency ranks better than 5% of 676 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
M.A. ConsultActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Business and other management consultancy
NACE 70200
1 site
Size
€3,287total assets 2026
Equity
-€78,687
Loss
-€19,585
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2026
Bankruptcy chance 12 m
0.8%
Structure
Holdings
1
Accounts 32 d early1 of 4 deeds read
Why 53Capped at 59: negative equity- Negative equity -€78,687- 1 change of registered office in 24 months- Loss of €19,585, the second in a row (FY 2026)+ Size: total assets €3,287Show the evidence

Checked score

Score 2026
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 14% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2025
Weak
Solvency 0=
equity -2393.6% of total assets
Liquidity 50=
short-term debt 2180.7% · cash 52.1%
Profitability 0-8
return on assets -595.8%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,264 companies)
Last 24 months 11-2024: 1.4%highest value 12-2024: 1.4%● 0.0% vs 11-2024highest value 01-2025: 1.4%● 0.0% vs 12-2024highest value 02-2025: 1.4%● 0.0% vs 01-2025highest value 03-2025: 1.4%● 0.0% vs 02-2025highest value 04-2025: 1.4%▼ -0.5% vs 03-2025 05-2025: 1.4%● 0.0% vs 04-2025 06-2025: 1.3%▼ -0.2% vs 05-2025 07-2025: 1.3%▼ -3.5% vs 06-2025 08-2025: 1.2%▼ -5.9% vs 07-2025 09-2025: 1.2%▼ -3.0% vs 08-2025 10-2025: 1.2%▲ +5.1% vs 09-2025 11-2025: 0.3%▼ -77.9% vs 10-2025lowest value 12-2025: 0.3%● 0.0% vs 11-2025lowest value 01-2026: 0.8%▲ +194% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%● 0.0% vs 02-2026 04-2026: 0.8%● 0.0% vs 03-2026 05-2026: 0.8%● 0.0% vs 04-2026 06-2026: 0.8%▼ -2.5% vs 05-2026 07-2026: 0.8%● 0.0% vs 06-2026 08-2026: 0.8%▼ -0.3% vs 07-2026 09-2026: 0.8%▼ -4.5% vs 08-2026 10-2026: 0.8%▲ +1.5% vs 09-2026
  • Size: total assets €3,287 lowers the probability for this profile
  • Negative equity -€78,687 raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Loss of €19,585, the second in a row (FY 2026) raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 3%, liquidity 33%, profitability 4%, growth against the median 17%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €3,287
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€78,687
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Loss of €19,585, the second in a row (FY 2026)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year -€78,687
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 29-09-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
32 d early
2025
10 d early
2024
9 d early
2023
4 d early
2022
32 d late
2021
17 d late
2020
13 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 22 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
06-10-2026 today31-03-2027 close31-10-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · micro…
  2. Registered office · Statutes amendment ·…Board composition · Name change…
  3. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Risk: Negative equityfiscal year 2026: debts exceed assets -€78,687 View
  • Risk: 3 loss-making years in a rowloss fiscal year 2026 -€19,585 View
  • Caution: Among the weakest 5% on solvencysector median 62.2% · 676 companies -2393.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2026
Total assets
€3,287
Loss
-€19,585
Solvency
-2393.6%
Total assets▼ 98.4%
Net result
20192026
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-10-2027
  1. 29-09-2026Annual accounts filed
  2. 22-12-2025Registered office · Statutes amendment · Resignations…
  3. 21-10-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Business and other management consultancyNACE 70200
Founded
25-09-2003
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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