M.A. CONCEPT CONSTRUCT

Active

Private limited companyfounded 2022active for 4 yearsLouizalaan 209/7, 1050 Brussel, Belgium180 active companies are registered at this addressKBO/BCE: BE 0782.499.097

Summary

The computed 12-month bankruptcy probability of M.A. CONCEPT CONSTRUCT is 2.2% (moderate). The 2025 annual accounts show equity of €7,542 and a net result of €5,353. Equity is shrinking by about 36% per year across the filed financial years. Its solvency ranks better than 54% of 9,327 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

M.A. CONCEPT CONSTRUCTActiveChecked score 55/100

Risk analysis Report Compare

Activity

General construction of residential buildings

NACE 41001

1 site

Size

≈ €82,000turnover 2025, estimated

Equity: €7,542
Profit: €5,353

Turnover estimated from the gross margin

Financial health

55 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.2%

Structure

2025 accounts 18 days early1 deed in the Belgian Official Gazette

Why 55raises riskFounded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €16,166lowers riskFigures for financial year 2025 (filed 13-07-2026)Show the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 68% of its sector peers (NACE 41, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 72+30

equity 46.7% of total assets

Liquidity 35-20

short-term debt 53.3% · cash 9.4%

Profitability 100+100

return on assets 33.1%

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,441 companies, NACE 41, micro)

Last 24 months 11-2024: 3.9% 12-2024: 3.9%● unchanged vs 11-2024 01-2025: 3.8%▼ -0.1 percentage points vs 12-2024 02-2025: 3.8%● unchanged vs 01-2025 03-2025: 3.9%▲ +0.1 percentage points vs 02-2025 04-2025: 3.9%● unchanged vs 03-2025 05-2025: 4.0%▲ +0.1 percentage points vs 04-2025 06-2025: 4.1%▲ +0.1 percentage points vs 05-2025 07-2025: 4.1%● unchanged vs 06-2025highest value 08-2025: 2.9%▼ -1.2 percentage points vs 07-2025 09-2025: 2.9%● unchanged vs 08-2025 10-2025: 2.9%● unchanged vs 09-2025 11-2025: 2.5%▼ -0.4 percentage points vs 10-2025 12-2025: 2.5%● unchanged vs 11-2025 01-2026: 2.4%▼ -0.1 percentage points vs 12-2025 02-2026: 2.4%● unchanged vs 01-2026 03-2026: 2.3%▼ -0.1 percentage points vs 02-2026 04-2026: 2.4%▲ +0.1 percentage points vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.5%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: 2.2%● unchanged vs 08-2026lowest value 10-2026: 2.2%● unchanged vs 09-2026lowest value

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 55% on solvency, 30% on liquidity, 91% on profitability and 95% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Construction of residential and non-residential buildings (NACE 41)

KBO

Size: total assets €16,166

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 13-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

18 days early

2024

5 days early

2023

7 days early

2022

61 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 8 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 July (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

13-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Back to profitnet €5,353
26-07-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Among the weakest 19% on equitysector median €45,638 · 9,330 companies €7,542 View
Total assets 20254 financial years filed €16,166 View
Active since 2022founded 22-02-2022 4 years View

By topic

Financials

Financial year: 2025
Total assets: €16,166
Profit: €5,353
Solvency: 46.7%

Total assets▲ 27.1%

Net result

20222025

Go to Financials

Timeline

Events: 6
Since: 2023
Next accounts: by 31-07-2027

31-12-2024Weakest financial year
24-07-2024Annual accounts filed
30-09-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: General construction of residential buildingsNACE 41001
Founded: 22-02-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about M.A. CONCEPT CONSTRUCT

What is the company number of M.A. CONCEPT CONSTRUCT?: 0782.499.097. In Belgium the VAT number is the company number with BE in front: BE 0782.499.097.
Where is M.A. CONCEPT CONSTRUCT based?: The registered office is at Louizalaan 209/7, 1050 Brussel.Company details
What does M.A. CONCEPT CONSTRUCT do?: According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of M.A. CONCEPT CONSTRUCT?: Private limited company (BV).
When was M.A. CONCEPT CONSTRUCT founded?: On 22-02-2022.
Is M.A. CONCEPT CONSTRUCT still active?: Yes, M.A. CONCEPT CONSTRUCT is an active enterprise in the KBO register.
What is the turnover of M.A. CONCEPT CONSTRUCT?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is M.A. CONCEPT CONSTRUCT profitable?: In financial year 2025, M.A. CONCEPT CONSTRUCT made a profit of €5,353.
Where can I find the annual accounts of M.A. CONCEPT CONSTRUCT?: M.A. CONCEPT CONSTRUCT filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M.A. CONCEPT CONSTRUCT due?: By 31-07-2027, for financial year 2026.Timeline