M.A.C. Management
ActiveM.A.C. Management has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 63% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+27
Solvency94▼-3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.27 against 3.52 in 2024; short-term debt: 30.5% and cash: 34.5% of total assets), and 31% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69%
Return on assets
46.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €63k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
58 d early
2023
43 d early
2022
6 d early
2021
6 d early
2020
16 d late
2019
49 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 203%
2024 · €21k
2018: €12k
2019: €-24k
2020: €5k
2021: €48k
2022: €39k
2023: €20k
2024: €21k
2018 → 2025
Total assets
€91k▲ 217%
2024 · €29k
2018: €39k
2019: €21k
2020: €27k
2021: €79k
2022: €62k
2023: €28k
2024: €29k
2018 → 2025
Net result
€42k▲ 4,068%
2024 · €1k
2018: €-11k
2019: €-37k
2020: €29k
2021: €43k
2022: €-9k
2023: €-19k
2024: €1k
2018 → 2025
Working capital
€63k▲ 213%
2024 · €20k
2018: €546
2019: €-30k
2020: €959
2021: €45k
2022: €38k
2023: €20k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€39k▼ 18.8%€20k▼ 48.9%€21k▲ 5.1%€63k▲ 203%
Operating result€45k-€-9k€-18k▼ 100%€2k€54k▲ 2,999%
Net result€43k-€-9k€-19k▼ 111%€1k€42k▲ 4,068%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 2,999% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€451▼ 31.2%
Current assets
€91k▲ 223%
Equity and liabilities €91k
Equity
€63k▲ 203%
Debt
€28k▲ 255%
The debt ratio rises from 27.7% to 31.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€54k▲
2024 · €2k
Cash flow
€43k▲
2024 · €1k
Solvency
69.0%▼
2024 · 72.3%
Current ratio
3.27▼
2024 · 3.52
Quick ratio
3.27▼
2024 · 3.52
Debt / equity
0.45▲
2024 · 0.38
ROE
67.0%▲
2024 · 4.9%
ROA
46.3%▲
2024 · 3.5%
Interest coverage
424.99▲
2024 · 14.47
Debt
€28k▲
2024 · €8k
Debt ≤ 1 year
€28k▲
2024 · €8k
Income taxes
€11k▲
2024 · €600
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€91k▲
Fixed assets21/28€656€451▼
Tangible fixed assets22/27€586€382▼
Furniture and vehicles24€586€382▼
Financial fixed assets28€69€69=
Current assets29/58€28k€91k▲
Amounts receivable within one year40/41€4k€57k▲
Trade receivables40€4k€57k▲
Other amounts receivable41-€69
Cash at bank and in hand54/58€22k€32k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€29k€91k▲
Equity10/15€21k€63k▲
Contributions10/11€7k€7k=
Reserves13€2k€44k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€42k
Profit (loss) carried forward14€12k€12k=
Amounts payable17/49€8k€28k▲
Amounts payable within one year42/48€8k€28k▲
Trade debts44€386€3k▲
Suppliers440/4€386€3k▲
Taxes, remuneration and social security45€8k€25k▲
Taxes450/3€8k€25k▲
Other amounts payable47/48-€16
Accrued charges and deferred income492/3-€470
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28€205▲
Other operating charges640/8€1k€928▼
Gross operating margin9900€3k€55k▲
Operating profit (loss)9901€2k€54k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€122€127▲
Recurring financial charges65€122€127▲
Profit (loss) for the period before taxes9903€2k€54k▲
Income taxes67/77€600€11k▲
Profit (loss) for the period9904€1k€42k▲
Profit (loss) for the period to be appropriated9905€1k€42k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€55k▲
Profit (loss) brought forward from the previous period14P€11k€12k▲
Transfer to equity691/2-€42k
To other reserves6921-€42k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €43k ▲45.5%
Net result €43k, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 2.44
Current ratio from 1.04 to 2.44.
16-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 16 days late
2020
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 1.04
Current ratio from 0.34 to 1.04; short-term debt falls from €45k to €22k.
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 49 days late
2019
31-12
Financial
Weakest financial yearnet €-37k
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pajottegem · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorpsstraat 321755 PajottegemGround area
1,382 m²
Building footprint
190 m²
Volume, LiDAR
1,249 m³
Parcel 23024B0144/00S000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dorpsstraat 32, 1755 Pajottegem
since 20092.179.237.533
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23024B0144/00S000 | Flanders | 1,382 m² | 1 · 190 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
European research
5 projects · 306,034 EUR EU contributionProgrammes
h2020
Projects
Risk reduction for Building Energy Efficiency investments
Active managed Buildings with Energy performaNce Contracting
Scaling up Public Energy Efficiency Investments via Standardising Citizen Financing Schemes
Solutions and Technologies for deep Energy renovation Processes UPtake
Increasing Capacities in Cities for Innovative Financing in Energy Efficiency
Similar companies · same sector, comparable size
M.M.M.P.
BE 0413.837.533
Waterloo · Eq €63k
Sierra Nova
BE 1021.509.374
Elsene · Eq €63k
JOKIM
BE 0662.973.224
Brugge · Eq €63k
IMPROVIUM
BE 0768.528.921
Hamois · Eq €63k
PART DES ANGES
BE 1001.778.683
Jurbise · Eq €63k
Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,214 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-07-2009
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68310Real estate agency activities
68311Real estate activities
85599Other education
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.