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M & A

Active
Private limited companyfounded 2018active for 7 yearsHoekstraat 32, 3600 Genk, BelgiumKBO/BCE: BE 0716.901.363
Summary

M & A has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25,612 and a net result of €13,935. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 71% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
M & AActiveChecked score 71/100
Risk analysis ReportCompare

Overview

Activity
Site preparation
NACE 43120Civil engineering NACE 42120
1 site
Size
€39,146total assets 2025
Equity
€25,612
Profit
€13,935
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts filed 28 days late1 of 2 deeds read
Why 71raises riskSize: total assets €39,146Latest accounts 28 days late; 1 of the last 3 lateFounded in 2018lowers riskLiquidity: current ratio 2.68, cash €9,989Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 78% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 90+18
equity 65.4% of total assets
Liquidity 69+2
short-term debt 31.1% · cash 25.5%
Profitability 97+13
return on assets 35.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)
Last 24 months 11-2024: 2.8% 12-2024: 2.7%▼ -0.1 percentage points vs 11-2024 01-2025: 2.7%● unchanged vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.8%▲ +0.1 percentage points vs 02-2025 04-2025: 2.5%▼ -0.3 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.4%▼ -0.1 percentage points vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025 08-2025: 3.2%▲ +0.7 percentage points vs 07-2025 09-2025: 3.3%▲ +0.1 percentage points vs 08-2025highest value 10-2025: 0.8%▼ -2.5 percentage points vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.5 percentage points vs 07-2026 09-2026: 0.8%▼ -0.5 percentage points vs 08-2026 10-2026: 0.7%▼ -0.1 percentage points vs 09-2026lowest value
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.68, compared with 1.95 in 2024, above the usual 1.5; short-term debt: 31.1% and cash: 25.5% of total assets), and 34.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 71% on solvency, 67% on liquidity, 83% on profitability and 93% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Size: total assets €39,146
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 2.68, cash €9,989
NBB · annual accounts
raises risk · Latest accounts 28 days late; 1 of the last 3 late
NBB · filings
raises risk · Founded in 2018
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
28 days late
2024
26 days late
2023
42 days late
2022
4 days late
2021
26 days late
2020
31 days late
2019
57 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 31 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Highest result from 2019 to 2025net €15,195 ▲1,957%

Key points

  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €39,146 View
  • Active since 2018founded 27-12-2018 7 years View

By topic

Financials

Financial year
2025
Total assets
€39,146
Profit
€13,935
Solvency
65.4%
Total assets▲ 56.9%
Net result
20192025
Go to Financials

Timeline

Events
12
Since
2020
Next accounts
by 31-07-2027
  1. 31-12-2024Liquidity more than doubled
  2. 11-09-2024Annual accounts filed
  3. 28-03-2024Resignation: YASLI Yavuz (bestuurder,voorheen zaakvoerder)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Site preparationNACE 43120
Founded
27-12-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Key facts about M & A

What is the company number of M & A?
0716.901.363. In Belgium the VAT number is the company number with BE in front: BE 0716.901.363.
Where is M & A based?
The registered office is at Hoekstraat 32, 3600 Genk.Company details
What does M & A do?
According to the KBO register, the main activity is site preparation (NACE 43120).
What is the legal form of M & A?
Private limited company (BV).
When was M & A founded?
On 27-12-2018.
Is M & A still active?
Yes, M & A is an active enterprise in the KBO register.
What is the turnover of M & A?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is M & A profitable?
In financial year 2025, M & A made a profit of €13,935.
Where can I find the annual accounts of M & A?
M & A filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M & A due?
By 31-07-2027, for financial year 2026.Timeline

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