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M & A

Active Private limited companyfounded 2015active for 11 yearsHoevensebaan 122, 2950 KapellenKBO/BCE: BE 0639.795.469

Lifetime

10 annual accounts with figures on one time axis
peak €17,942 (2025)
€17,942▲ 24.3%
lowest -€1,623 (2023)
€5,309▲ 41.0%
peak €32,531 (2025)
€32,531▲ 19.5%
€39,114▲ 134%
peak 0.3 FTE (2016)
-not published
Board4 names since 2015
1 director
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €14,430 to €17,942Result from €3,764 to €5,309Equity from €27,222 to €32,531Debts from €16,746 to €39,114Cash from €9,825 to €1,525

Key points

from the 2025 annual accounts

Turnover

≈ €530,000 estimated

The micro format states no turnover.

Investments

€2,348 6.2 × depreciation

Green is investment, beige is depreciation.

Filings

10 annual accounts 1 late
AprilJune31 JulyOctober20202025

The 2018 accounts came 29 days late. The other nine were filed on time.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 34,721 companies had the same profile as M & A has now. Each dot stands for 87 companies, two years later.

95.3%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 34,721 companies, not a prediction for M & A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Manager, since 01-10-2015
  • founderdeed of 12-10-2015
  • founderdeed of 12-10-2015
Board & ownership

Recent changes

New establishment in Geel M&A, Westerloseweg 9
Registered in the Peppol Directory Reachable for e-invoices through 0208:0639795469
Amendment of the articles · Legal-form change · Resignations & appointments General meeting of 01-02-2024 · Gazette deed
Resignation: (director) Director discharge: · General meeting of 07-04-2022 · Gazette deed
All 24 events

Comparable companies

same main activity, similar in size and age
Company
M & A Kapellen €71,645 €17,942 45.4% -
KAPOOR Mechelen €75,816 €15,774 65.4% -
RAO INTERNATIONAL Antwerp €60,470 €15,581 76.1% -
KAPOOR Kalmthout €63,965 €13,317 88.5% -
TAWADA Brussels €67,628 €18,158 43.3% -
AU P'TIT SHOP Fontaine-l'Evêque €82,172 €16,881 69.3% -
Kok Tijl Assenede €64,597 €20,668 49.2% -

These companies have the same main activity as M & A: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €60,500 and €82,200, founded in 2015.

Official details

Source: KBO
Status
Active since 01-10-2015Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
Establishment units
2.252.809.7562950 Kapellen, since 01-10-2015
2.387.961.8362440 Geel, since 01-04-2026
Financial year end
31 December
Peppol
Reachable since 29-12-2025
Company details

Annual accounts 2025

€71,645▲ 62.9%
Filing
Filed on 29-06-2026, 32 days before the end of the filing period
Financials

Insights on M & A

M & A files the micro format. That format states no turnover. The gross margin rose from €12,817 in 2016 to €17,942 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about M & A

What is the company number of M & A?
The company number of M & A is 0639.795.469. The VAT number is the same number with BE in front: BE 0639.795.469.
Where is M & A based?
The registered office is at Hoevensebaan 122, 2950 Kapellen.Company details
What does M & A do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of M & A?
M & A is a private limited company (BV).
When was M & A founded?
M & A was founded on 01-10-2015.
Is M & A still active?
Yes, M & A is an active enterprise in the KBO register.
What is the turnover of M & A?
The turnover in financial year 2025 is ≈ €530,000. This figure is estimated from the gross margin of €17,942 and 301 comparable companies (NACE 47110). It probably lies between €270,000 and €940,000. It is a rough estimate.Financials
Is M & A profitable?
In financial year 2025, M & A made a profit of €5,309.
Where can I find the annual accounts of M & A?
M & A filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of M & A due?
M & A must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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