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M.A.

Open bankruptcy
Private limited companyfounded 2014KBO/BCE: BE 0544.977.573

A bankruptcy procedure is open for M.A. according to publications in the Belgian State Gazette; curator: KENNY MARIEN.

Summary

The 2021 annual accounts show equity of €113,247 and a net result of €10,835.

Are you a creditor?

Open bankruptcy Source: Belgian Official Gazette

If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.

The procedure

Court
Enterprise Court of Ghent, Dendermonde division
Declared bankrupt
7 November 2022
Supervising judge
Rudy Debbaut
Official Gazette
14-11-2022 (pdf) ↗search the document for 2022/141221

Curator

  • Kenny MarienBazelstraat 30, 9150 Kruibekekenny@mn-advocaten.be

What to do now

  1. Do not deliver on credit any more without an agreement with the curator.
  2. Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
  3. File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
  4. Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
  5. Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
  6. Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.

Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.

File a claim in RegSol ↗ Watch Follow this bankruptcy: you are alerted when it is closed or reversed.

General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors

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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Register: open bankruptcy
The KBO register records the legal situation: open bankruptcy. This is today's state according to the register itself; the register carries no start date.
KBO · legal situation
raises risk · Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Belgian State Gazette
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 30-06-2022, 31 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
not filed
2021
31 d early
2020
23 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

M.A. was incorporated on 3 February 2014.1 Total assets rose from EUR 181,468 in 2018 to EUR 221,376 in 2021 and headcount from 2.6 to 2 full-time equivalents.2 On 7 November 2022 the company was declared bankrupt.3

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2021
  3. 3Belgian State Gazette, 14-11-2022

Go further with this company

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2021, micro schema

Equity
€113,247▲ 10.6%
2020 · €102,412
Total assets
€221,376▼ 8.7%
2020 · €242,377
Net result
€10,835▲ 92.3%
2020 · €5,634
Working capital
€99,652▲ 28.6%
2020 · €77,471
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2018201920202021
Operating result€69,459-€19,567▼ 71.8%-€4,195€9,129
Net result€54,077-€19,238▼ 64.4%€5,634▼ 70.7%€10,835▲ 92.3%
Equity€77,540-€96,778▲ 24.8%€102,412▲ 5.8%€113,247▲ 10.6%
Total assets€181,468-€236,831▲ 30.5%€242,377▲ 2.3%€221,376▼ 8.7%
Debt€103,928-€140,053▲ 34.8%€139,965▼ 0.1%€108,129▼ 22.7%
Working capital€62,043-€62,761▲ 1.2%€77,471▲ 23.4%€99,652▲ 28.6%
Staff (FTE)2.6-1.5▼ 42.3%1.7▲ 13.3%2▲ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2018: €69,459€69,459Net result 2018: €54,077€54,077Operating result 2019: €19,567€19,567Net result 2019: €19,238€19,238Operating result 2020: -€4,195-€4,195Net result 2020: €5,634€5,634Operating result 2021: €9,129€9,129Net result 2021: €10,835€10,8352018201920202021-€10,000€0€10,000€20,000Operating result 2019: €19,567€19,600Net result 2019: €19,238€19,200Operating result 2020: -€4,195-€4,200Net result 2020: €5,634€5,630Operating result 2021: €9,129€9,130Net result 2021: €10,835€10,800201920202021
The operating result returns to profit in 2021: €9,129 after a loss of €4,195 in 2020.
Balance-sheet composition
2021 in colour, 2020 as the grey bar beneath
Assets €221,376
Fixed assets €13,595 ▼ 45.5%
Current assets €207,781 ▼ 4.4%
Equity and liabilities €221,376
Equity €113,247 ▲ 10.6%
Debt €108,129 ▼ 22.7%
Debt's share of the balance-sheet total falls from 57.7% to 48.8%. Equity is higher and debt is lower.
Key figures and ratios
2021 value · change against 2020
EBITDA
€14,875▲
2020 · €4,335
Cash flow
€16,581▲
2020 · €14,164
Current ratio
1.92▲
2020 · 1.55
Debt to equity
0.95
ROE
9.6%▲
2020 · 5.5%
ROA
4.9%▲
2020 · 2.3%
Interest coverage
1.29
Debt ≤ 1 year
€108,129▼
2020 · €139,965
Income taxes
€3,115▲
2020 · €785
Staff costs
€2,636
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2021 against 2020 · 42 lines
Balance sheet Code20202021
Assets
Total assets20/58€242,377€221,376▼
Fixed assets21/28€24,941€13,595▼
Tangible fixed assets22/27€23,131€11,785▼
Plant, machinery and equipment23-€11,785
Financial fixed assets28€1,810€1,810=
Current assets29/58€217,436€207,781▼
Stocks and contracts in progress3€3,968-
Amounts receivable within one year40/41€211,280€203,506▼
Trade receivables40-€36,735
Other amounts receivable41-€166,771
Cash at bank and in hand54/58€2,188€4,275▲
Equity and liabilities
Total equity and liabilities10/49€242,377€221,376▼
Equity10/15€102,412€113,247▲
Contributions10/11-€6,200
Reserves13€1,860€1,860=
Distributable reserves133-€1,860
Profit (loss) carried forward14€94,352€105,187▲
Amounts payable17/49€139,965€108,129▼
Amounts payable within one year42/48€139,965€108,129▼
Financial debts43-€29,825
Credit institutions430/8-€29,825
Trade debts44€88,860€71,861▼
Suppliers440/4-€71,861
Taxes, remuneration and social security45-€6,443
Taxes450/3-€6,285
Remuneration and social security454/9-€158
Income statement Code20202021
Remuneration, social security and pensions62-€2,636
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,530€5,746▼
Other operating charges640/8-€1,243
Non-recurring operating charges66A-€1,468
Gross operating margin9900€29,774€20,222▼
Operating profit (loss)9901-€4,195€9,129▲
Financial income75/76B-€16,381
Recurring financial income75€13,646€16,381▲
Financial charges65/66B-€11,560
Recurring financial charges65€3,032€11,560▲
Profit (loss) for the period before taxes9903€6,419€13,950▲
Income taxes67/77€785€3,115▲
Profit (loss) for the period9904€5,634€10,835▲
Profit (loss) for the period to be appropriated9905€5,634€10,835▲
Appropriation of the result
Profit (loss) to be appropriated9906-€105,187
Profit (loss) brought forward from the previous period14P-€94,352

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202021Change
Remuneration, social security and pensions62---€2,636-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,250€10,720€8,530€5,746▼ 32.6%
Other operating charges640/8---€1,243-
Non-recurring operating charges66A---€1,468-
Gross operating margin9900€168,609€77,399€29,774€20,222▼ 32.1%
Operating profit (loss)9901€69,459€19,567-€4,195€9,129▲ 318%
Financial income75/76B---€16,381-
Recurring financial income75€6,023€8,412€13,646€16,381▲ 20.0%
Financial charges65/66B---€11,560-
Recurring financial charges65€4,156€3,238€3,032€11,560▲ 281%
Profit (loss) for the period before taxes9903€71,326€24,741€6,419€13,950▲ 117%
Income taxes67/77€17,249€5,503€785€3,115▲ 297%
Profit (loss) for the period9904€54,077€19,238€5,634€10,835▲ 92.3%
Profit (loss) for the period to be appropriated9905€54,077€19,238€5,634€10,835▲ 92.3%
Line2018201920202021Change
Assets
Total assets20/58€181,468€236,831€242,377€221,376▼ 8.7%
Fixed assets21/28€15,880€34,310€24,941€13,595▼ 45.5%
Tangible fixed assets22/27€15,870€32,500€23,131€11,785▼ 49.1%
Plant, machinery and equipment23---€11,785-
Financial fixed assets28€10€1,810€1,810€1,810=
Current assets29/58€165,588€202,521€217,436€207,781▼ 4.4%
Stocks and contracts in progress3--€3,968--
Amounts receivable within one year40/41€162,851€197,615€211,280€203,506▼ 3.7%
Trade receivables40---€36,735-
Other amounts receivable41---€166,771-
Cash at bank and in hand54/58€2,737€4,306€2,188€4,275▲ 95.4%
Equity and liabilities
Total equity and liabilities10/49€181,468€236,831€242,377€221,376▼ 8.7%
Equity10/15€77,540€96,778€102,412€113,247▲ 10.6%
Contributions10/11€6,200€6,200-€6,200-
Reserves13€1,860€1,860€1,860€1,860=
Distributable reserves133---€1,860-
Profit (loss) carried forward14€69,480€88,718€94,352€105,187▲ 11.5%
Amounts payable17/49€103,928€140,053€139,965€108,129▼ 22.7%
Amounts payable within one year42/48€103,545€139,760€139,965€108,129▼ 22.7%
Financial debts43---€29,825-
Credit institutions430/8---€29,825-
Trade debts44€27,636€69,004€88,860€71,861▼ 19.1%
Suppliers440/4---€71,861-
Taxes, remuneration and social security45---€6,443-
Taxes450/3---€6,285-
Remuneration and social security454/9---€158-
Line2018201920202021Change
Profit (loss) for the period9904€54,077€19,238€5,634€10,835▲ 92.3%
+ Depreciation and write-downs630€5,250€10,720€8,530€5,746▼ 32.6%
Operating cash flow (approximation)€59,327€29,958€14,164€16,581▲ 17.1%
Investment in fixed assets (approximation)--€29,150€839€5,600▲ 567%
Change in cash-€1,569-€2,118€2,087▲ 199%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2022
14-11
Bankruptcy Opening
Ondernemingsrechtbank Gent, afdeling Dendermonde · event 07-11-2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €5,634 ▼70.7%
Net result drops to €5,634, the lowest in the series.
31-12
Financial Equity above €100,000Eq €102,412 ▲5.8%
3 profitable years in a row build equity to €102,412.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
08-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
14-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
30-06
NBB filing Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
91 m²
Building footprint
64 m²
Volume, LiDAR
541 m³
Parcel 46003B0461/00L000, Flanders · tallest building 9.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A-M CLEANING
Agents in the wholesale of food, beverages and tobacco
since 20142.227.141.477
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46003B0461/00L000 Flanders 91 m² 1 · 64 m² 9.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Insolvency mandates

1 mandate
Role Name Tenure
Curator KENNY MARIEN
BAZELSTRAAT 30, 9150 KRUIBEKE-
07-11-2022 → present

Similar companies · same sector, comparable size

Of 7,364 companies in sector 81210 we hold annual accounts for 2,737. 2,121 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-02-2014
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
46170Agents in the wholesale of food, beverages and tobacco
46442Wholesale trade
47279Other retail sale of food
Contact
E-mail info@amcleaning.be
Phone 0032 3 369 08 06
Fax 0032 369 08 07
Phone 0491151010
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.