LYMO
ActiveSummary
LYMO has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €398,505. Equity is shrinking by ~3.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▲+35
Solvency51▲+8
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70,000 at 30 days acceptable
Liquidity short (current ratio 0.5 against 0.0 in 2024; short-term debt: 34% and cash: 15% of total assets), and 74.2% of the assets are financed with debt.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
9.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.0m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
9 d early
2023
16 d early
2022
21 d early
2021
11 d early
2020
16 d early
2019
18 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.0m▲ 62.0%
2024 · €642,944
Total assets
€4.0m▲ 12.3%
2024 · €3.6m
Net result
€398,505
2024 · -€45,276
Working capital
-€687,940▲ 50.0%
2024 · -€1.4m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€144,012€8,371€14,661▲ 75.1%€21,959▲ 49.8%€680,268▲ 2,998%
Net result-€145,531▼ 1,803%€44,246-€55,025-€45,276▲ 17.7%€398,505
Equity€699,000▼ 19.1%€743,245▲ 6.3%€688,220▼ 7.4%€642,944▼ 6.6%€1.0m▲ 62.0%
Total assets€3.1m▲ 70.5%€4.0m▲ 29.5%€3.8m▼ 4.5%€3.6m▼ 5.3%€4.0m▲ 12.3%
Debt€2.3m▲ 176%€3.2m▲ 42.3%€3.1m▼ 3.8%€2.9m▼ 5.0%€2.8m▼ 5.9%
Working capital-€281,747▼ 152%-€1.2m▼ 329%-€1.4m▼ 13.4%-€1.4m▼ 0.4%-€687,940▲ 50.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 2,998% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.0m
Fixed assets
€3.3m ▼ 6.7%
Current assets
€684,363 ▲ 20,999%
Equity and liabilities €4.0m
Equity
€1.0m ▲ 62.0%
Provisions
€216,852
Debt
€2.8m ▼ 5.9%
Debt's share of the balance-sheet total falls from 82.1% to 68.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€874,921▲
2024 · €228,583
Cash flow
€593,159▲
2024 · €161,348
Current ratio
0.50▲
2024 · 0.00
Debt to equity
2.66▼
2024 · 4.58
ROE
38.3%▲
2024 · -7.0%
ROA
9.9%▲
2024 · -1.3%
Interest coverage
13.48▲
2024 · 3.40
Debt ≤ 1 year
€1.4m▼
2024 · €1.4m
Debt > 1 year
€1.4m▼
2024 · €1.6m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 2,613 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.0%
stopped otherwise
97%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.5% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 2,613 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €106,857 | - | - | €637,800 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €335,898 | €296,277 | €202,427 | €206,623 | €194,654 | ▼ 5.8% |
| Other operating charges640/8 | €1,303 | €7,697 | €1,798 | €716 | €2,943 | ▲ 311% |
| Gross operating margin9900 | €193,188 | €312,345 | €218,885 | €229,299 | €877,864 | ▲ 283% |
| Operating profit (loss)9901 | -€144,012 | €8,371 | €14,661 | €21,959 | €680,268 | ▲ 2,998% |
| Financial charges65/66B | €14,616 | €29,120 | €69,686 | €67,235 | €64,910 | ▼ 3.5% |
| Recurring financial charges65 | €14,616 | €29,120 | €69,686 | €67,235 | €64,910 | ▼ 3.5% |
| Profit (loss) for the period before taxes9903 | -€158,628 | -€20,749 | -€55,025 | -€45,276 | €615,357 | ▲ 1,459% |
| Transfer from deferred taxes780 | €13,097 | €97,425 | - | - | - | - |
| Transfer to deferred taxes680 | - | - | - | - | €216,852 | - |
| Income taxes67/77 | - | €32,430 | - | - | - | - |
| Profit (loss) for the period9904 | -€145,531 | €44,246 | -€55,025 | -€45,276 | €398,505 | ▲ 980% |
| Transfer from tax-exempt reserves789 | €25,424 | €189,119 | - | - | - | - |
| Transfer to tax-exempt reserves689 | - | - | - | - | €420,948 | - |
| Profit (loss) for the period to be appropriated9905 | -€120,107 | €233,364 | -€55,025 | -€45,276 | -€22,443 | ▲ 50.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.1m | €4.0m | €3.8m | €3.6m | €4.0m | ▲ 12.3% |
| Fixed assets21/28 | €3.0m | €3.8m | €3.8m | €3.6m | €3.3m | ▼ 6.7% |
| Tangible fixed assets22/27 | €3.0m | €3.8m | €3.8m | €3.6m | €3.3m | ▼ 6.7% |
| Land and buildings22 | €3.0m | €3.8m | €3.8m | €3.6m | €3.3m | ▼ 6.9% |
| Plant, machinery and equipment23 | - | - | €3,274 | €7,314 | €20,223 | ▲ 177% |
| Furniture and vehicles24 | €4,829 | €3,781 | €17,704 | €13,299 | €8,894 | ▼ 33.1% |
| Financial fixed assets28 | - | €2,500 | - | - | - | - |
| Current assets29/58 | €35,228 | €127,522 | €3,791 | €3,244 | €684,363 | ▲ 20,999% |
| Amounts receivable within one year40/41 | - | €280 | €645 | €3,216 | €81,007 | ▲ 2,419% |
| Other amounts receivable41 | - | €280 | €645 | €3,216 | €81,007 | ▲ 2,419% |
| Cash at bank and in hand54/58 | €35,228 | €127,242 | €3,145 | €27 | €603,356 | ▲ 2,218,122% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.1m | €4.0m | €3.8m | €3.6m | €4.0m | ▲ 12.3% |
| Equity10/15 | €699,000 | €743,245 | €688,220 | €642,944 | €1.0m | ▲ 62.0% |
| Contributions10/11 | €398,800 | €398,800 | €398,800 | €398,800 | €398,800 | = |
| Capital10 | €398,800 | €398,800 | €398,800 | €398,800 | €398,800 | = |
| Issued capital100 | €398,800 | €398,800 | €398,800 | €398,800 | €398,800 | = |
| Reserves13 | €300,200 | €344,445 | €289,420 | €244,144 | €642,650 | ▲ 163% |
| Non-distributable reserves130/1 | €59,858 | €59,858 | €59,858 | €59,858 | €59,858 | = |
| Legal reserve130 | €59,858 | €59,858 | €59,858 | €59,858 | €59,858 | = |
| Tax-exempt reserves132 | €189,119 | - | - | - | €420,948 | - |
| Distributable reserves133 | €51,223 | €284,587 | €229,562 | €184,287 | €161,844 | ▼ 12.2% |
| Provisions and deferred taxes16 | €97,425 | - | - | - | €216,852 | - |
| Deferred taxes168 | €97,425 | - | - | - | €216,852 | - |
| Amounts payable17/49 | €2.3m | €3.2m | €3.1m | €2.9m | €2.8m | ▼ 5.9% |
| Amounts payable after more than one year17 | €1.9m | €1.9m | €1.7m | €1.6m | €1.4m | ▼ 10.5% |
| Financial debts170/4 | €1.9m | €1.9m | €1.7m | €1.6m | €1.4m | ▼ 10.5% |
| Amounts payable within one year42/48 | €316,975 | €1.3m | €1.4m | €1.4m | €1.4m | ▼ 0.5% |
| Current portion of amounts payable after more than one year42 | €157,781 | €159,517 | €164,852 | €169,543 | €173,205 | ▲ 2.2% |
| Financial debts43 | - | - | €1.0m | €1.1m | €1.1m | ▲ 3.7% |
| Credit institutions430/8 | - | - | €1.0m | €1.1m | €1.1m | ▲ 3.7% |
| Trade debts44 | - | €25,400 | €5,695 | €319 | €1,162 | ▲ 265% |
| Suppliers440/4 | - | €25,400 | €5,695 | €319 | €1,162 | ▲ 265% |
| Taxes, remuneration and social security45 | €6,446 | €11,238 | €11,750 | €2,160 | €2,160 | = |
| Taxes450/3 | €6,446 | €11,238 | €11,750 | €2,160 | €2,160 | = |
| Other amounts payable47/48 | €152,748 | €1.1m | €151,601 | €126,822 | €75,777 | ▼ 40.2% |
| Accrued charges and deferred income492/3 | €1,192 | - | €1,400 | €2,847 | €1,502 | ▼ 47.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€145,531 | €44,246 | -€55,025 | -€45,276 | €398,505 | ▲ 980% |
| + Depreciation and write-downs630 | €335,898 | €296,277 | €202,427 | €206,623 | €194,654 | ▼ 5.8% |
| Operating cash flow (approximation) | €190,367 | €340,522 | €147,402 | €161,348 | €593,159 | ▲ 268% |
| Investment in fixed assets (approximation) | - | -€1.1m | -€149,489 | -€5,242 | €43,833 | ▲ 936% |
| Change in cash | - | €92,014 | -€124,096 | -€3,118 | €603,329 | ▲ 19,448% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €398,505
Net result €398,505 after 2 loss-making years.
31-12
Financial
Equity above €1mEq €1.0m ▲62%
Equity rises from €642,944 to €1.0m.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €44,246
Net result €44,246 after 2 loss-making years.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet -€145,531
Net result drops to -€145,531, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €20,007
Net result €20,007 after one loss-making year.
Show earlier events
16-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 1994
Ground area
3,528 m²
Building footprint
281 m²
Volume, LiDAR
1,529 m³
Parcel 12005B0305/00M000, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Berentrodedreef 34, 2820 Bonheiden
since 19942.066.812.850
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12005B0305/00M000 | Flanders | 3,527 m² | 1 · 281 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPublic limited company
Founded10-12-1993
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0451669909
Also
9925:BE0451669909
Registered
03-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.