LYLA
ActiveLYLA has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €145k and a net result of €-15k. Equity is shrinking by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability19▼-8
Solvency64▲+23
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.14 in 2024; short-term debt: 57.6% and cash: 9.4% of total assets), but 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-15k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
50 d early
2023
315 d late
2022
662 d late
2021
153 d late
2020
171 d late
2019
217 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€145k▼ 9.3%
2024 · €160k
2018: €170k
2019: €208k
2020: €227k
2021: €243k
2022: €264k
2023: €174k
2024: €160k
2018 → 2025
Total assets
€369k▼ 63.3%
2024 · €1.01M
2018: €307k
2019: €271k
2020: €464k
2021: €720k
2022: €1.05M
2023: €1.81M
2024: €1.01M
2018 → 2025
Net result
€-15k▼ 8.9%
2024 · €-14k
2018: €128k
2019: €41k
2020: €26k
2021: €11k
2022: €21k
2023: €-90k
2024: €-14k
2018 → 2025
Working capital
€129k▲ 14.1%
2024 · €113k
2018: €160k
2019: €215k
2020: €215k
2021: €234k
2022: €250k
2023: €113k
2024: €113k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€243k-€264k▲ 8.4%€174k▼ 34.2%€160k▼ 7.9%€145k▼ 9.3%
Operating result€28k-€63k▲ 121%€-29k€31k€8k▼ 75.3%
Net result€11k-€21k▲ 92.9%€-90k€-14k▲ 84.9%€-15k▼ 8.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€28k▼ 55.3%
Current assets
€342k▼ 63.8%
Equity and liabilities €369k
Equity
€145k▼ 9.3%
Debt
€224k▼ 73.5%
The debt ratio falls from 84.1% to 60.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €48k
Cash flow
€-13k▼
2024 · €3k
Solvency
39.3%▲
2024 · 15.9%
Current ratio
1.60▲
2024 · 1.14
Quick ratio
1.60▲
2024 · 0.52
Debt / equity
1.55▼
2024 · 5.30
ROE
-10.2%▼
2024 · -8.5%
ROA
-4.0%▼
2024 · -1.4%
Interest coverage
0.66▼
2024 · 1.16
Debt
€224k▼
2024 · €847k
Debt ≤ 1 year
€213k▼
2024 · €832k
Debt > 1 year
€11k▼
2024 · €15k
Income taxes
€15k▲
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.01M€369k▼
Fixed assets21/28€62k€28k▼
Tangible fixed assets22/27€62k€28k▼
Land and buildings22-€19k
Plant, machinery and equipment23€10k€8k▼
Furniture and vehicles24€52k€0▼
Current assets29/58€945k€342k▼
Stocks and contracts in progress3€510k-
Stocks30/36€510k-
Amounts receivable within one year40/41€282k€307k▲
Trade receivables40€227k€267k▲
Other amounts receivable41€55k€39k▼
Cash at bank and in hand54/58€24k€35k▲
Deferred charges and accrued income490/1€129k-
Equity and liabilities
Total equity and liabilities10/49€1.01M€369k▼
Equity10/15€160k€145k▼
Contributions10/11€19k€19k=
Reserves13€245k€245k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€243k€243k=
Profit (loss) carried forward14€-104k€-119k▼
Amounts payable17/49€847k€224k▼
Amounts payable after more than one year17€15k€11k▼
Financial debts170/4€15k€11k▼
Amounts payable within one year42/48€832k€213k▼
Current portion of amounts payable after more than one year42€3k€4k▲
Financial debts43€110k-
Credit institutions430/8€110k-
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€5k€31k▲
Taxes450/3€5k€31k▲
Other amounts payable47/48€711k€173k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€2k▼
Other operating charges640/8€7k€28k▲
Gross operating margin9900€55k€37k▼
Operating profit (loss)9901€31k€8k▼
Financial income75/76B-€7k
Recurring financial income75-€7k
Financial charges65/66B€41k€15k▼
Recurring financial charges65€41k€15k▼
Profit (loss) for the period before taxes9903€-10k€249▲
Income taxes67/77€3k€15k▲
Profit (loss) for the period9904€-14k€-15k▼
Profit (loss) for the period to be appropriated9905€-14k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-104k€-119k▼
Profit (loss) brought forward from the previous period14P€-90k€-104k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 315 days late
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 662 days late
2023
31-12
Financial
Weakest financial yearnet €-90k ▼540%
Net result drops to €-90k, the lowest in the series; recovery starts the following year.
2022
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 153 days late
18-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 171 days late
2021
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 217 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 4.84
Current ratio from 2.37 to 4.84; short-term debt falls from €116k to €56k.
31-12
Financial
Equity above €200kEq €208k ▲22%
2 profitable years in a row build equity to €208k.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hubert Malfaitlaan 219051 GentGround area
365 m²
Building footprint
160 m²
Volume, LiDAR
988 m³
Parcel 44062B0200/00L002, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LYLA
since 20082.169.251.283
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44062B0200/00L002 | Flanders | 365 m² | 1 · 160 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyLYLABE 0896.048.782
controls
Where this company holds controlthis company sits on their board1
1 location
Similar companies · same sector, comparable size
H&B INVEST
BE 0644.530.851
Brugge · Eq €145k
TH3O
BE 0783.317.956
Gent · Eq €145k
LLENVERS INV.
BE 0673.735.175
Gent · Eq €145k
DUCHENE EN CO
BE 0447.182.965
Brugge · Eq €145k
Green Mill
BE 0676.432.567
Wichelen · Eq €145k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 5,263 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2008
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.