Financials
- Fiscal year
- 2025
- Total assets
- €837,649
- Loss
- -€62,979
- Solvency
- 2.5%
Total assets▲ 10.9%
Net result
20182025
LYHMO
ActiveSummary
The annual accounts of LYHMO for fiscal year 2025 show a net loss of 75% of the equity at the start of that year. The 2025 annual accounts show equity of €20,567 and a net result of -€62,979. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 20% of 11002 sector peers (fiscal year 2025). The company has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€837,649total assets 2025
- Equity
- €20,567
- Loss
- -€62,979
Turnover not published (abridged schema)
Structure
- Parent
- ISIRO APM · 100%
Accounts filed 28 d late0 of 9 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €62,979 (FY 2025)- Liquidity: current ratio 0.23, cash €11,915, halved- Equity €20,567 (2.5% of total assets)+ Size: total assets €837,649Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 20% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
27-9
equity 2.5% of total assets
Liquidity
42-21
short-term debt 25.1% · cash 1.4%
Profitability
9-42
return on assets -7.5%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%● 0.0% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.4%▲ +1.3% vs 02-2025
04-2025: 0.4%▲ +6.7% vs 03-2025
05-2025: 0.4%▲ +7.5% vs 04-2025
06-2025: 0.4%▼ -0.9% vs 05-2025
07-2025: 0.5%▲ +22.4% vs 06-2025
08-2025: 0.8%▲ +47.6% vs 07-2025
09-2025: 0.3%▼ -67.4% vs 08-2025lowest value
10-2025: 0.3%● 0.0% vs 09-2025lowest value
11-2025: 0.3%● 0.0% vs 10-2025lowest value
12-2025: 0.3%● 0.0% vs 11-2025lowest value
01-2026: 0.3%● 0.0% vs 12-2025lowest value
02-2026: 0.3%▲ +3.1% vs 01-2026
03-2026: 0.3%▲ +3.7% vs 02-2026
04-2026: 0.3%▼ -2.5% vs 03-2026
05-2026: 0.3%▲ +20.3% vs 04-2026
06-2026: 0.3%▲ +4.6% vs 05-2026
07-2026: 0.4%▲ +20.8% vs 06-2026
08-2026: 0.7%▲ +65.0% vs 07-2026
09-2026: 1.0%▲ +40.3% vs 08-2026highest value
10-2026: 0.4%▼ -56.0% vs 09-2026
- Size: total assets €837,649 lowers the probability for this profile
- Loss of €62,979 (FY 2025) raises the probability
- Liquidity: current ratio 0.23, cash €11,915, halved raises the probability
- Equity €20,567 (2.5% of total assets) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.23 against 1.37 in 2024; short-term debt: 25.1% and cash: 1.4% of total assets), and 97.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 23%, liquidity 36%, profitability 12%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 11002 sector peers (2025).
NBB · sector comparisonPosition among 11002 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
25 d late
2023
28 d late
2022
22 d late
2021
3 d early
2020
25 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
05-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€62,979
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Board & ownership
- Parent
- ISIRO APM · 100%
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 25-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 01-04-1979
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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