LYGA
ActiveLYGA has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-64k) and a net result of €-18k. Equity is shrinking by ~85.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 31642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
22
/ 100
Critical
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.32 against 0.36 in 2024; short-term debt: 251.4% and cash: 0.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-151.4%
Return on assets
-42.9%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-64k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
36 d late
2022
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-64k▼ 39.6%
2024 · €-46k
2022: €952
2023: €7k
2024: €-46k
2022 → 2025
Total assets
€42k▲ 48.8%
2024 · €29k
2022: €12k
2023: €36k
2024: €29k
2022 → 2025
Net result
€-18k▲ 65.6%
2024 · €-53k
2022: €-3k
2023: €6k
2024: €-53k
2022 → 2025
Working capital
€-73k▼ 53.5%
2024 · €-48k
2022: €-1k
2023: €5k
2024: €-48k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€952-€7k▲ 625%€-46k€-64k▼ 39.6%
Operating result€-1k-€2k€-42k€-18k▲ 57.3%
Net result€-3k-€6k€-53k€-18k▲ 65.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €42k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€9k▲ 505%
Current assets
€34k▲ 24.9%
Key figures and ratios
EBITDA
€-17k▲
2024 · €-41k
Cash flow
€-18k▲
2024 · €-53k
Solvency
-151.4%▲
2024 · -161.5%
Current ratio
0.32▼
2024 · 0.36
Quick ratio
0.32▼
2024 · 0.36
Debt / equity
-1.66▼
2024 · -1.62
ROA
-42.9%▲
2024 · -185.6%
Interest coverage
-109.62▼
2024 · -3.70
Debt
€107k▲
2024 · €75k
Debt ≤ 1 year
€107k▲
2024 · €75k
Income taxes
€213
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€42k▲
Fixed assets21/28€1k€9k▲
Tangible fixed assets22/27€422€8k▲
Furniture and vehicles24€422€8k▲
Financial fixed assets28€1k€1k=
Current assets29/58€27k€34k▲
Amounts receivable within one year40/41€13k€34k▲
Trade receivables40€11k€33k▲
Other amounts receivable41€2k€801▼
Cash at bank and in hand54/58€14k€167▼
Equity and liabilities
Total equity and liabilities10/49€29k€42k▲
Equity10/15€-46k€-64k▼
Contributions10/11€4k€4k=
Profit (loss) carried forward14€-50k€-68k▼
Amounts payable17/49€75k€107k▲
Amounts payable within one year42/48€75k€107k▲
Trade debts44€15k€35k▲
Suppliers440/4€15k€35k▲
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€2k€2k▲
Remuneration and social security454/9€7k-
Other amounts payable47/48€51k€69k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€349€722▲
Other operating charges640/8€3k€400▼
Gross operating margin9900€-39k€-17k▲
Operating profit (loss)9901€-42k€-18k▲
Financial charges65/66B€11k€156▼
Recurring financial charges65€11k€156▼
Profit (loss) for the period before taxes9903€-53k€-18k▲
Income taxes67/77-€213
Profit (loss) for the period9904€-53k€-18k▲
Profit (loss) for the period to be appropriated9905€-53k€-18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-50k€-68k▼
Profit (loss) brought forward from the previous period14P€3k€-50k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-53k ▼991%
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eendrachtstraat 251050 ElseneGround area
2.8 ha
Building footprint
868 m²
Volume, LiDAR
18,051 m³
2 parcels, Brussels · tallest building 25.7 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
LYGA
since 20212.322.150.405
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0286/00W014 | Brussels | 2.7 ha | 1 · 730 m² | 25.7 m · 8 fl. |
| 21009A0351/00A012 | Brussels | 904 m² | 1 · 138 m² | 15.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 18,888 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-09-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
71112Activities of interior architects
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.