Lybalex
ActiveSummary
Lybalex has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €22k. Its solvency ranks better than 60% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency91▲+4
Growth78
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.57 against 2.61 in 2024; short-term debt: 33.6% and cash: 86.4% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.4%
Return on assets
42.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
7 d early
2024
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 179%
2024 · €13k
2024: €13k
2024 → 2025
Total assets
€53k▲ 159%
2024 · €20k
2024: €20k
2024 → 2025
Net result
€22k▲ 147%
2024 · €9k
2024: €9k
2024 → 2025
Working capital
€28k▲ 121%
2024 · €13k
2024: €13k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€13k-€35k▲ 179%
Operating result€11k-€28k▲ 150%
Net result€9k-€22k▲ 147%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 150% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€7k
Current assets
€46k
Equity and liabilities €53k
Equity
€35k ▲ 179%
Debt
€18k ▲ 127%
Debt's share of the balance-sheet total falls from 38.3% to 33.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€30k▲
2024 · €14k
Cash flow
€24k▲
2024 · €12k
Current ratio
2.57▼
2024 · 2.61
Debt to equity
0.51▼
2024 · 0.62
ROE
64.1%▼
2024 · 72.2%
ROA
42.5%▼
2024 · 44.5%
Interest coverage
153.37
Debt ≤ 1 year
€18k▲
2024 · €8k
Income taxes
€6k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20k€53k▲
Fixed assets21/28-€7k
Tangible fixed assets22/27-€7k
Land and buildings22-€7k
Current assets29/58€20k€46k▲
Amounts receivable within one year40/41€6k€0▼
Trade receivables40€6k€0▼
Cash at bank and in hand54/58€15k€46k▲
Equity and liabilities
Total equity and liabilities10/49€20k€53k▲
Equity10/15€13k€35k▲
Contributions10/11€4k€4k=
Reserves13€9k€32k▲
Distributable reserves133€9k€32k▲
Amounts payable17/49€8k€18k▲
Amounts payable within one year42/48€8k€18k▲
Trade debts44€6k€0▼
Suppliers440/4€6k€0▼
Taxes, remuneration and social security45€2k€9k▲
Taxes450/3€2k€9k▲
Other amounts payable47/48-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€427€416▼
Gross operating margin9900€14k€31k▲
Operating profit (loss)9901€11k€28k▲
Financial charges65/66B-€197
Recurring financial charges65-€197
Profit (loss) for the period before taxes9903€11k€28k▲
Income taxes67/77€2k€6k▲
Profit (loss) for the period9904€9k€22k▲
Profit (loss) for the period to be appropriated9905€9k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€22k▲
Transfer to equity691/2€9k€22k▲
To other reserves6921€9k€22k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baronielaan 28760 TieltGround area
809 m²
Building footprint
299 m²
Volume, LiDAR
1,628 m³
Parcel 37007F0620/00G002, Flanders · tallest building 11.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lybalex
since 20242.365.411.910
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007F0620/00G002 | Flanders | 809 m² | 1 · 299 m² | 11.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 6,868 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.