Lyande
ActiveLyande has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1k and a net result of €-4k. Equity is shrinking by ~13% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 20% of 839 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
20
/ 100
Critical▼ -36 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency3▼-9
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.51 against 0.65 in 2023), and 96% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
4%
Return on assets
-15%
Age of the figures
20 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 32
Relative position
BE, all sectors
reference
Sector 32
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 839 sector peers (2024).
NBB · sector comparisonPosition among 839 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
34 d early
2022
32 d early
2021
22 d late
2020
27 d late
2019
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1k▼ 79.0%
2023 · €6k
2018: €5k
2019: €6k
2020: €4k
2021: €-10k
2022: €-7k
2023: €6k
2018 → 2024
Total assets
€29k▼ 29.3%
2023 · €41k
2018: €57k
2019: €35k
2020: €150k
2021: €113k
2022: €98k
2023: €41k
2018 → 2024
Net result
€-4k
2023 · €12k
2018: €125
2019: €387
2020: €-2k
2021: €-13k
2022: €3k
2023: €12k
2018 → 2024
Working capital
€-14k▼ 11.7%
2023 · €-12k
2018: €11k
2019: €5k
2020: €-16k
2021: €-17k
2022: €-25k
2023: €-12k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€4k-€-10k€-7k▲ 30.0%€6k€1k▼ 79.0%
Operating result€3k-€-8k€15k€17k▲ 13.1%€-3k
Net result€-2k-€-13k▼ 568%€3k€12k▲ 326%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €3k after €17k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €29k
Fixed assets
€15k▼ 20.8%
Current assets
€14k▼ 36.4%
Equity and liabilities €29k
Equity
€1k▼ 79.0%
Debt
€28k▼ 21.6%
The debt ratio rises from 86.6% to 96.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€2k▼
2023 · €20k
Cash flow
€820▼
2023 · €15k
Solvency
4.0%▼
2023 · 13.4%
Current ratio
0.51▼
2023 · 0.65
Quick ratio
0.51▼
2023 · 0.65
Debt / equity
24.12▲
2023 · 6.45
ROE
-377.1%▼
2023 · 220.5%
ROA
-15.0%▼
2023 · 29.6%
Interest coverage
4.45▼
2023 · 8.46
Debt
€28k▼
2023 · €36k
Debt ≤ 1 year
€28k▼
2023 · €35k
Income taxes
€908▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€41k€29k▼
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€15k€12k▼
Plant, machinery and equipment23€7k€7k▼
Furniture and vehicles24€8k€5k▼
Financial fixed assets28€3k€3k=
Current assets29/58€22k€14k▼
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€5k€3k▼
Other amounts receivable41€346€22▼
Cash at bank and in hand54/58€16k€9k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€41k€29k▼
Equity10/15€6k€1k▼
Contributions10/11€6k€6k=
Reserves13€21k€21k=
Tax-exempt reserves132€19k€19k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-21k€-26k▼
Amounts payable17/49€36k€28k▼
Amounts payable within one year42/48€35k€28k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€5k€723▼
Suppliers440/4€5k€723▼
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€22k€26k▲
Accrued charges and deferred income492/3€970-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€11k€2k▼
Gross operating margin9900€32k€4k▼
Operating profit (loss)9901€17k€-3k▼
Financial income75/76B€110€310▲
Recurring financial income75€110€310▲
Financial charges65/66B€2k€411▼
Recurring financial charges65€2k€411▼
Profit (loss) for the period before taxes9903€15k€-3k▼
Income taxes67/77€3k€908▼
Profit (loss) for the period9904€12k€-4k▼
Profit (loss) for the period to be appropriated9905€12k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-26k▼
Profit (loss) brought forward from the previous period14P€-33k€-21k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €12k ▲326%
Operating result €17k, net result €12k, both a record.
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
29-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kalmthout · 2 establishment units since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellensteenweg (Heide) 62 Glvl2920 KalmthoutGround area
802 m²
Building footprint
223 m²
Volume, LiDAR
1,579 m³
2 parcels, Flanders · tallest building 9.2 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Tandlabo VDB
since 20082.174.266.084
DDL advies & consulting
since 20232.351.265.746
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016B0537/00M000 | Flanders | 557 m² | 1 · 74 m² | 8.5 m · 2 fl. |
| 11022G0792/00M000 | Flanders | 246 m² | 1 · 149 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 336 EUR awarded · 336 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 336 EUR | 336 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
ORTHOTEC EVOLUTION
BE 0683.519.408
Seraing · Eq €1k
LABODENTAL
BE 0835.681.328
Schaarbeek · Eq €1k
DENTAL HIGH-TECH
BE 0734.398.777
Braine-l'Alleud · Eq €1k
3D FUTURE AND SOUND TECHNOLOGY
BE 0427.792.566
Braine-l'Alleud · Eq €1k
SUPRADENT
BE 0888.475.260
Bastogne · Eq €713
Of 1,245 companies in sector 32500 we hold annual accounts for 692. 50 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-10-2008
Fiscal year end31-12
Activities, NACEBEL
32500Manufacture of medical and dental instruments and supplies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.