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Lya Tech

Active
Private limited companyfounded 2024active for 2 yearsRue de Wanfercée-Baulet(WB) 7, 6224 Fleurus, BelgiumKBO/BCE: BE 1015.054.223
Summary

Lya Tech has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,319 and a net result of -€1,181. Its solvency ranks better than 31% of 5,724 sector peers (NACE 96, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 14-10-2024 Normal situation
Activity
Launderettes and laundries for private customers NACE 96102
Establishment unit
2.365.548.601 5000 Namur, since 14-10-2024
Financial year end
31 December
Peppol
Reachable since 05-12-2025

Board and ownership

Board
Auditor
Pascal LAMBOTTE
Shareholders
  • Jérôme HOYASact of 12-03-2026

Financial position

62 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Gross margin
€1,845
Turnover
≈ €11,000
estimated
Loss
€1,181
Equity
€1,319
Total assets
€46,363
Score breakdownraises riskFounded in 2024Equity €1,319 (2.8% of total assets)lowers riskLiquidity: current ratio 0.28, cash €10,239Figures for financial year 2025 (filed on 29-06-2026)Show the evidence

Checked score

Score 2025
62 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 27% of micro companies in personal services (NACE 96)
Financial strength
Weak
Solvency 28
equity 2.8% of total assets
Liquidity 28
short-term debt 97.2% · cash 22.1%
Profitability 33
return on assets -2.5%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,627 companies, NACE 96, micro)
Last 24 months 11-2025: 1.6% 12-2025: 1.7%▲ +0.1 percentage points vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 2.1%▲ +0.4 percentage points vs 01-2026 03-2026: 2.1%● unchanged vs 02-2026 04-2026: 2.3%▲ +0.2 percentage points vs 03-2026 05-2026: 2.6%▲ +0.3 percentage points vs 04-2026 06-2026: 2.6%● unchanged vs 05-2026 07-2026: 2.5%▼ -0.1 percentage points vs 06-2026 08-2026: 2.5%● unchanged vs 07-2026 09-2026: 2.7%▲ +0.2 percentage points vs 08-2026highest value 10-2026: 1.5%▼ -1.2 percentage points vs 09-2026lowest value 11-2026: 1.5%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 31% of them on solvency, 21% on liquidity and 28% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.28, cash €10,239
NBB · annual accounts
raises risk · Equity €1,319 (2.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 29-06-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
32 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 29-06-2026 at the NBB

Turnover
≈ €11,000
Estimated: probably between €5,900 and €23,000
Total assets
€46,363
Net result
-€1,181
Working capital
-€32,438

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €46,363
Fixed assets €33,757
Current assets €12,606
Equity and liabilities €46,363
Equity €1,319
Debt €45,044
Debt's share of the balance-sheet total is 97.2%.
Key figures and ratios
2025 value
EBITDA
€1,681
Cash flow
€525
Current ratio
0.28
Debt to equity
34.16
ROE
-89.6%
ROA
-2.5%
Interest coverage
2.13
Debt ≤ 1 year
€45,044
Income taxes
€657

Investments

fixed assets acquired
Item2025
Tangible fixed assets€34,663
Financial fixed assets€800
Depreciation and write-downs of the year€1,706

Source: notes to the 2025 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€46,363
Fixed assets21/28€33,757
Tangible fixed assets22/27€32,957
Furniture and vehicles24€32,957
Financial fixed assets28€800
Current assets29/58€12,606
Amounts receivable within one year40/41€2,367
Trade receivables40€1,194
Other amounts receivable41€1,173
Cash at bank and in hand54/58€10,239
Equity and liabilities
Total equity and liabilities10/49€46,363
Equity10/15€1,319
Contributions10/11€2,500
Profit (loss) carried forward14-€1,181
Amounts payable17/49€45,044
Amounts payable within one year42/48€45,044
Trade debts44€5,284
Suppliers440/4€5,284
Taxes, remuneration and social security45€657
Taxes450/3€657
Other amounts payable47/48€39,103
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,706
Other operating charges640/8€164
Gross operating margin9900€1,845
Operating profit (loss)9901-€25
Financial income75/76B€290
Recurring financial income75€290
Financial charges65/66B€789
Recurring financial charges65€789
Profit (loss) for the period before taxes9903-€524
Income taxes67/77€657
Profit (loss) for the period9904-€1,181
Profit (loss) for the period to be appropriated9905-€1,181
Appropriation of the result
Profit (loss) to be appropriated9906-€1,181

The notes to these accounts have 7 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-06-2026.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,706
Other operating charges640/8€164
Gross operating margin9900€1,845
Operating profit (loss)9901-€25
Financial income75/76B€290
Recurring financial income75€290
Financial charges65/66B€789
Recurring financial charges65€789
Profit (loss) for the period before taxes9903-€524
Income taxes67/77€657
Profit (loss) for the period9904-€1,181
Profit (loss) for the period to be appropriated9905-€1,181
Line2025
Assets
Total assets20/58€46,363
Fixed assets21/28€33,757
Tangible fixed assets22/27€32,957
Furniture and vehicles24€32,957
Financial fixed assets28€800
Current assets29/58€12,606
Amounts receivable within one year40/41€2,367
Trade receivables40€1,194
Other amounts receivable41€1,173
Cash at bank and in hand54/58€10,239
Equity and liabilities
Total equity and liabilities10/49€46,363
Equity10/15€1,319
Contributions10/11€2,500
Profit (loss) carried forward14-€1,181
Amounts payable17/49€45,044
Amounts payable within one year42/48€45,044
Trade debts44€5,284
Suppliers440/4€5,284
Taxes, remuneration and social security45€657
Taxes450/3€657
Other amounts payable47/48€39,103
Line2025
Profit (loss) for the period9904-€1,181
+ Depreciation and write-downs630€1,706
Operating cash flow (approximation)€525

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

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Historical observation

In July 2024, 1,301 companies had the same profile as Lya Tech has now. Two years later, 92.6% were still going and 5.5% had gone bankrupt.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
92.6% was still going
1.6% stopped otherwise
5.5% went bankrupt

Another 0.2% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of Lya Tech itself: 1.5% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,301 companies, not a prediction for Lya Tech. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Filings with the National Bank (1)
Financial year Type Filed Reference Document
31-12-2025 micro format 29-06-2026 2026-00222731 PDF

Board & ownership

Directors

Directors
1 director, since incorporation

Board 1

HOYAS, Jérome
Director (not named in the articles) · appointed in the act of 16-10-2024 · also on the board of 2 other companies
Current

Statutory auditor 1

Pascal LAMBOTTE
Auditor · appointed in the act of 12-03-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 16-10-2024

Owners and capital

Shareholders

Stated in the act act of 12-03-2026 ↗
At incorporation act of 16-10-2024 ↗

Capital transactions

Capital over time
  1. 12-03-2026 Capital stated in the deed · 1,000 shares
  2. 16-10-2024 Incorporation · €2,500 · 1,000 shares

Mandate history

2 people, 2 in office
Show
  • Board
  • Statutory auditor
Mandates per person, with start and end dates
Name Functions and periods
HOYAS, Jérome
  • Statutory director, appointed in the act of 16-10-2024, still in office
Pascal LAMBOTTE
  • Auditor, appointed in the act of 12-03-2026, still in office
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Organe d'administration, si organe collégial et place vacante avant fin mandat,restants ont droit de coopter”

Articles of association, deed of 16-10-2024 (in French)

Network & group

Connections & network

2 connected companies
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Service Tech HCF
via HOYAS, Jérome · Statutair bestuurder
→
SJ INDUSTRY
via HOYAS, Jérome · Statutory director
→

Timeline

Acts, filings and financial milestones

2026
29-06
NBB filing Annual accounts 2025 filedNBB
micro format · 32 days before the deadline
12-03
Gazette deed Incorporation
Appointment: Pascal LAMBOTTE (réviseur d'entreprise) · Reappointment: Jérôme HOYAS (director) · Jérôme HOYAS holds 1,000 shares (100%)8 points ▸
  • Incorporation, 10-10-2024
  • Jérôme HOYAS holds 1,000 shares (100%)
  • Director in office, Jérôme HOYAS (director)
  • Auditor appointment, Pascal LAMBOTTE (réviseur d'entreprise)
  • Capital increase, €165,000
  • 1,000 shares
  • Auditor report, 23-02-2026, mentioned 2 times in the deed
  • Director reappointment, Jérôme HOYAS (director (not named in the articles))
  • The act holds 18 more points.

Open the act in the Belgian Official Gazette

2024
16-10
Gazette deed Incorporation
Starting capital €2,500 · Appointment: HOYAS, Jérome (statutory director) · Founder: HOYAS, Jérome · Founding capital €2,500, 1,000 shares5 points ▸
  • Director appointment, HOYAS, Jérome (statutory director), mentioned 2 times in the deed
  • Incorporation, 10-10-2024
  • Founder, HOYAS, Jérome
  • Founding capital, €2,500, 1,000 shares
  • Registered office clause, Rue de Wanfcercée-Baulet 7, 6224 Fleurus (Wanfercée-Baulet)
  • The act holds 4 more points.

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

Lya Tech was incorporated on 14 October 2024 as a private limited company by one natural person, with a starting capital of €2,500.12 HOYAS, Jérome is statutory director of the company, appointed in the act of 16-10-2024.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-10-2024
  3. 3National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name Lya Tech in French
Enterprise number 1015.054.223
Legal form Private limited company
Status Active, normale toestand
Founded 14-10-2024
Entity type Legal entity

Registered office and establishments

Registered office Rue de Wanfercée-Baulet(WB) 7, 6224 Fleurus, Belgium
Establishment unit Lya Tech, Rue Henri Lecocq 19, 5000 Namur since 14-10-2024 · unit number 2.365.548.601
E-mail lya.tech@outlook.be

Activities

NACEBEL 2025
96102 Launderettes and laundries for private customers main activity
Codes under NACEBEL 2008
96012 Personal service activities main activity

Invoicing and payment

VAT number BE 1015.054.223
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1015054223
Other Peppol ID 9925:BE1015054223
Registered 05-12-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
deed of 16-10-2024 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map

Buildings and parcels at the addresses

Ground area
226 m²
Building footprint
96 m²
Building volume
758 m³
Tallest building: 10.0 m.
Cadastral parcel Region Area Buildings Height / floors
52071C0195/00V004 Wallonia 122 m² 1 · 96 m² 10.0 m · 3
92302G0574/00R007 Wallonia 104 m² - -