Financials
- Fiscal year
- 2025
- Total assets
- €2.9m
- Loss
- -€46,396
- Solvency
- -1.8%
Total assets▲ 85.1%
Net result
20222025
LWL IMMO
ActiveSummary
The computed 12-month bankruptcy probability of LWL IMMO is 2.0% (moderate). The 2025 annual accounts show negative equity (-€53,554) and a net result of -€46,396. Equity is shrinking by ~104.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activity not known1 site
Size
€2.9mtotal assets 2025
- Equity
- -€53,554
- Loss
- -€46,396
Structure
- Largest shareholder
- S. GALLE MANAGEMENT · 50%
Accounts filed 19 d late0 of 2 deeds read
Why 51- Liquidity: current ratio 0.00, cash €270, halved- 1 change of registered office in 24 months+ Size: total assets €2.9m+ Figures for FY 2025 (filed 19-08-2026)Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 9% of its sector peers (no NACE code, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
23-2
equity -1.8% of total assets
Liquidity
22-20
short-term debt 55.4% · cash 0.0%
Profitability
22-11
return on assets -1.6%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.6%lowest value
02-2026: 0.6%▲ +1.5% vs 01-2026
03-2026: 0.6%▼ -1.5% vs 02-2026lowest value
04-2026: 0.7%▲ +26.2% vs 03-2026
05-2026: 1.0%▲ +37.7% vs 04-2026
06-2026: 1.3%▲ +25.0% vs 05-2026
07-2026: 1.4%▲ +10.4% vs 06-2026
08-2026: 1.7%▲ +23.7% vs 07-2026
09-2026: 2.0%▲ +14.0% vs 08-2026highest value
10-2026: 2.0%● 0.0% vs 09-2026highest value
- Liquidity: current ratio 0.00, cash €270, halved raises the probability
- Size: total assets €2.9m lowers the probability for this profile
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 19-08-2026) lowers the probability
No credit on open account
Liquidity short (current ratio 0.0 against 0.17 in 2024; short-term debt: 55.4% and cash: 0% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, small). Better than this share of them on solvency 9%, liquidity 15%, profitability 14%, growth against the median 0%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€53,554
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
19 d late
2024
12 d late
2023
13 d late
2022
20 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 4 accounts on average 6 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 13 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Weakest financial yearnet -€46,396
- Annual accounts filedfiscal year 2024 · full…
Key points
By topic
Board & ownership
- Largest shareholder
- S. GALLE MANAGEMENT · 50%
Timeline
- Events
- 5
- Since
- 2023
- Next accounts
- by 31-07-2027
- 19-08-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 12-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 03-01-2022
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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