LWK
ActiveLWK has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €413k and a net result of €-84k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 35% of 2149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-46
Solvency33▲+6
Growth52=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity short (current ratio 0.87 against 0.97 in 2024), and 75.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
55 d early
2023
30 d early
2022
13 d early
2021
44 d early
2020
24 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€413k▼ 16.8%
2024 · €497k
2018: €238k
2019: €299k
2020: €301k
2021: €397k
2022: €442k
2023: €451k
2024: €497k
2018 → 2025
Total assets
€1.69M▼ 28.9%
2024 · €2.37M
2018: €1.64M
2019: €1.96M
2020: €1.76M
2021: €2.28M
2022: €2.28M
2023: €2.29M
2024: €2.37M
2018 → 2025
Net result
€-84k
2024 · €46k
2018: €72k
2019: €61k
2020: €65k
2021: €115k
2022: €81k
2023: €9k
2024: €46k
2018 → 2025
Working capital
€-119k▼ 194%
2024 · €-40k
2018: €34k
2019: €72k
2020: €42k
2021: €15k
2022: €-35k
2023: €-204k
2024: €-40k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€397k-€442k▲ 11.3%€451k▲ 2.1%€497k▲ 10.2%€413k▼ 16.8%
Operating result€159k-€135k▼ 15.4%€45k▼ 66.6%€103k▲ 130%€-50k
Net result€115k-€81k▼ 29.8%€9k▼ 88.3%€46k▲ 386%€-84k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €50k after €103k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.69M
Fixed assets
€871k▼ 27.9%
Current assets
€816k▼ 30.0%
Equity and liabilities €1.69M
Equity
€413k▼ 16.8%
Provisions
€0▼ 100%
Debt
€1.27M▼ 32.0%
The debt ratio falls from 79.0% to 75.5%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€135k▼
2024 · €303k
Cash flow
€101k▼
2024 · €245k
Solvency
24.5%▲
2024 · 20.9%
Current ratio
0.87▼
2024 · 0.97
Quick ratio
0.78▲
2024 · 0.60
Debt / equity
3.08▼
2024 · 3.77
ROE
-20.2%▼
2024 · 9.2%
ROA
-5.0%▼
2024 · 1.9%
Interest coverage
3.77▼
2024 · 6.71
Debt
€1.27M▼
2024 · €1.87M
Debt ≤ 1 year
€935k▼
2024 · €1.21M
Debt > 1 year
€337k▼
2024 · €664k
Income taxes
€-60▼
2024 · €14k
Staff costs
€490k▼
2024 · €492k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.37M€1.69M▼
Fixed assets21/28€1.21M€871k▼
Tangible fixed assets22/27€1.21M€870k▼
Land and buildings22€671k€631k▼
Plant, machinery and equipment23€268k€128k▼
Furniture and vehicles24€267k€112k▼
Financial fixed assets28€750€750=
Current assets29/58€1.17M€816k▼
Stocks and contracts in progress3€447k€82k▼
Stocks30/36€85k€55k▼
Contracts in progress37€362k€27k▼
Amounts receivable within one year40/41€406k€541k▲
Trade receivables40€361k€520k▲
Other amounts receivable41€44k€21k▼
Cash at bank and in hand54/58€295k€174k▼
Deferred charges and accrued income490/1€18k€18k▲
Equity and liabilities
Total equity and liabilities10/49€2.37M€1.69M▼
Equity10/15€497k€413k▼
Contributions10/11€31k€31k=
Reserves13€466k€444k▼
Tax-exempt reserves132€23k-
Distributable reserves133€444k€444k=
Profit (loss) carried forward14-€-61k
Provisions and deferred taxes16€3k-
Deferred taxes168€3k-
Amounts payable17/49€1.87M€1.27M▼
Amounts payable after more than one year17€664k€337k▼
Financial debts170/4€664k€337k▼
Amounts payable within one year42/48€1.21M€935k▼
Current portion of amounts payable after more than one year42€242k€164k▼
Financial debts43€357k€350k▼
Credit institutions430/8€357k€350k▼
Trade debts44€554k€337k▼
Suppliers440/4€554k€337k▼
Taxes, remuneration and social security45-€16k
Taxes450/3-€7
Remuneration and social security454/9-€16k
Other amounts payable47/48€54k€69k▲
Accrued charges and deferred income492/3€5k€1k▼
Income statement
Code20242025
Remuneration, social security and pensions62€492k€490k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200k€185k▼
Other operating charges640/8€30k€19k▼
Non-recurring operating charges66A€17k€20k▲
Gross operating margin9900€842k€663k▼
Operating profit (loss)9901€103k€-50k▼
Financial income75/76B€2k€2▼
Recurring financial income75€2k€2▼
Financial charges65/66B€45k€36k▼
Recurring financial charges65€45k€36k▼
Profit (loss) for the period before taxes9903€60k€-86k▼
Transfer from deferred taxes780€280€3k▲
Income taxes67/77€14k€-60▼
Profit (loss) for the period9904€46k€-84k▼
Transfer from tax-exempt reserves789€3k€23k▲
Profit (loss) for the period to be appropriated9905€48k€-61k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€-61k▼
Transfer to equity691/2€48k-
To other reserves6921€48k-
Social balance
Average headcount (FTE)90878.58.1▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-84k ▼282%
Net result drops to €-84k, the lowest in the series.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €115k ▲77.4%
Operating result €159k, net result €115k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 1583930 Hamont-AchelGround area
1,245 m²
Building footprint
128 m²
Parcel 72012D1023/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Bosstraat 158A, 3930 Hamont-Achel
since 20002.100.711.479
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012D1023/00A000 | Flanders | 1,245 m² | 1 · 128 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,336 EUR awarded · 2,385 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 323 EUR | 323 EUR |
| 2024 | 1 | 651 EUR | 651 EUR |
| 2023 | 1 | 351 EUR | 1,072 EUR |
| 2022 | 1 | 1,011 EUR | 339 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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VAN NISTELROOY BOUWPROJECTEN
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Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 9,858 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2000
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
46831Wholesale of construction materials, general range
51532
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.