LWJ-CONSULT
ActiveLWJ-CONSULT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €51k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 26% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+9
Solvency50▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity tight (current ratio 1.03 against 0.89 in 2024; short-term debt: 74.8% of total assets), and 74.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.2%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
on the day
2024
6 d early
2023
209 d late
2022
11 d late
2021
85 d late
2020
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€72k▲ 56.1%
2024 · €46k
2020: €16k
2021: €18k
2022: €31k
2023: €34k
2024: €46k
2020 → 2025
Total assets
€286k▲ 28.8%
2024 · €222k
2020: €39k
2021: €63k
2022: €94k
2023: €142k
2024: €222k
2020 → 2025
Net result
€51k▲ 57.7%
2024 · €32k
2020: €10k
2021: €1k
2022: €14k
2023: €3k
2024: €32k
2020 → 2025
Working capital
€7k
2024 · €-20k
2020: €12k
2021: €14k
2022: €24k
2023: €-33k
2024: €-20k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€31k▲ 77.0%€34k▲ 8.4%€46k▲ 36.2%€72k▲ 56.1%
Operating result€5k-€16k▲ 247%€7k▼ 54.8%€41k▲ 451%€67k▲ 64.0%
Net result€1k-€14k▲ 886%€3k▼ 80.6%€32k▲ 1,124%€51k▲ 57.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €286k
Fixed assets
€65k▼ 1.3%
Current assets
€221k▲ 41.5%
Equity and liabilities €286k
Equity
€72k▲ 56.1%
Debt
€214k▲ 21.7%
The debt ratio falls from 79.2% to 74.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€67k▲
2024 · €42k
Cash flow
€51k▲
2024 · €34k
Solvency
25.2%▲
2024 · 20.8%
Current ratio
1.03▲
2024 · 0.89
Quick ratio
1.03▲
2024 · 0.89
Debt / equity
2.97▼
2024 · 3.82
ROE
70.7%▲
2024 · 69.9%
ROA
17.8%▲
2024 · 14.5%
Interest coverage
6.59▲
2024 · 5.43
Debt
€214k▲
2024 · €176k
Debt ≤ 1 year
€214k▲
2024 · €176k
Income taxes
€12k▲
2024 · €7k
Staff costs
€0▼
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€222k€286k▲
Fixed assets21/28€66k€65k▼
Tangible fixed assets22/27€860€0▼
Furniture and vehicles24€773€0▼
Other tangible fixed assets26€87€0▼
Financial fixed assets28€65k€65k=
Current assets29/58€156k€221k▲
Amounts receivable within one year40/41€155k€221k▲
Trade receivables40€0€11k▲
Other amounts receivable41€155k€210k▲
Deferred charges and accrued income490/1€806€391▼
Equity and liabilities
Total equity and liabilities10/49€222k€286k▲
Equity10/15€46k€72k▲
Contributions10/11€6k€6k=
Reserves13-€66k
Distributable reserves133-€66k
Profit (loss) carried forward14€40k€0▼
Amounts payable17/49€176k€214k▲
Amounts payable within one year42/48€176k€214k▲
Financial debts43€8k€242▼
Credit institutions430/8€8k€242▼
Trade debts44€21k€833▼
Suppliers440/4€21k€833▼
Taxes, remuneration and social security45€42k€35k▼
Taxes450/3€39k€33k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€105k€178k▲
Income statement
Code20242025
Remuneration, social security and pensions62€20k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€0▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€64k€73k▲
Operating profit (loss)9901€41k€67k▲
Financial income75/76B€6k€6k▼
Recurring financial income75€6k€6k▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€39k€63k▲
Income taxes67/77€7k€12k▲
Profit (loss) for the period9904€32k€51k▲
Profit (loss) for the period to be appropriated9905€32k€51k▲
Appropriation of the result
Profit (loss) to be appropriated9906€60k€91k▲
Profit (loss) brought forward from the previous period14P€28k€40k▲
Transfer to equity691/2-€66k
To other reserves6921-€66k
Profit to be distributed694/7€20k€25k▲
Directors or managers695€20k€25k▲
Social balance
Average headcount (FTE)90870.50.0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2020net €51k ▲57.7%
Operating result €67k, net result €51k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
25-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 209 days late
2023
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 11 days late
2022
24-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 85 days late
2021
31-12
Financial
Weakest financial yearnet €1k ▼86.2%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-04-2023
Resigned as Director
Location & real-estate footprint
Registered office, Wommelgem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 702160 WommelgemGround area
1.0 ha
Building footprint
2,289 m²
Volume, LiDAR
25,507 m³
Parcel 11052C0585/00T002, Flanders · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
LWJ-Consult
since 20192.287.167.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11052C0585/00T002 | Flanders | 1.0 ha | 1 · 2,288 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Bonnie & Flaire
BE 1002.737.696
Sint-Martens-Latem · Eq €72k
Vansweevelt D&K
BE 0699.724.841
Beerse · Eq €72k
NEWHOUSE ACQUISITIONS & CONSULTING
BE 0476.032.745
Liedekerke · Eq €72k
BOSSINX
BE 0835.940.456
Rumst · Eq €72k
E.I MANAGEMENT
BE 1025.465.192
Oostende · Eq €72k
Of 5,700 companies in sector 70100 we hold annual accounts for 3,494. 2,182 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded26-03-2019
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
68122Development of non-residential building projects
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.