LVZ Services

Active

Private limited companyfounded 20242 yrs activeKolomstraat 1A, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 1008.158.810

The computed 12-month bankruptcy probability of LVZ Services is 5.2% (elevated). The 2024 annual accounts show equity of €16k and a net result of €24k. Its solvency ranks better than 16% of 36376 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

47 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability92

Solvency37

Growth-

Track record67

Bankruptcy probability, 12 months

5.2% Elevated

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days only on tighter terms

Liquidity tight (current ratio 1.1; short-term debt: 87.6% and cash: 23.5% of total assets), and 87.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

12.4%

Return on assets

18.7%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 36376 sector peers (2024).

NBB · sector comparison

Position among 36376 sector peers

Solvency

better than 16%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 06-08-2025, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2024

6 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€16k

Total assets

€128k

Net result

€24k

Working capital

€12k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Assets €128k

96.6%

Fixed assets €4k

Current assets €123k

Equity and liabilities €128k

12.4%

87.6%

Equity €16k

Debt €112k

Debt finances 87.6% of the balance-sheet total.

Key figures and ratios

2024 value

EBITDA

€25k

Cash flow

€25k

Solvency

12.4%

Current ratio

1.10

Quick ratio

1.10

Debt / equity

7.04

ROE

150.5%

ROA

18.7%

Interest coverage

345.77

Debt

€112k

Debt ≤ 1 year

€112k

Filed annual accounts

As filed with the NBB · 2024

Balance sheet Code2024

Assets

Total assets20/58€128k

Fixed assets21/28€4k

Tangible fixed assets22/27€4k

Plant, machinery and equipment23€2k

Furniture and vehicles24€2k

Current assets29/58€123k

Amounts receivable within one year40/41€93k

Trade receivables40€90k

Other amounts receivable41€4k

Cash at bank and in hand54/58€30k

Equity and liabilities

Total equity and liabilities10/49€128k

Equity10/15€16k

Contributions10/11€2k

Profit (loss) carried forward14€14k

Amounts payable17/49€112k

Amounts payable within one year42/48€112k

Trade debts44€52k

Suppliers440/4€52k

Advances received on contracts in progress46€47k

Other amounts payable47/48€13k

Income statement Code2024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k

Other operating charges640/8€715

Gross operating margin9900€26k

Operating profit (loss)9901€24k

Financial income75/76B€0

Recurring financial income75€0

Financial charges65/66B€73

Recurring financial charges65€73

Profit (loss) for the period before taxes9903€24k

Profit (loss) for the period9904€24k

Profit (loss) for the period to be appropriated9905€24k

Appropriation of the result

Profit (loss) to be appropriated9906€24k

Profit to be distributed694/7€10k

Directors or managers695€10k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

06-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 6 days late

NBB filing

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kolomstraat 1A1080 Sint-Jans-Molenbeek

Ground area

2,787 m²

Building footprint

533 m²

Volume, LiDAR

4,061 m³

2 parcels, Brussels, Flanders · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

LT Toiture

Sint-Annalaan 37, 1853 GrimbergenCivil engineering

since 20242.360.717.011

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21522B0623/00L000	Brussels	2,442 m²	1 · 406 m²	19.8 m · 2 fl.
23084A0358/00K004	Flanders	345 m²	1 · 126 m²	7.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

L & MJ TOITURES ET RENOVATIONS

Of 8,563 companies in sector 43410 we hold annual accounts for 4,358. 2,781 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-04-2024

Fiscal year end31-12

Activities, NACEBEL

43410Roofing work

43230Insulation installation

43291Specialised construction activities

43350Other building finishing work

43421Specialised construction activities

43992Specialised construction activities

81210General cleaning of buildings

81220Other building cleaning and industrial cleaning

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:thierrylvz@gmail.com

Enterprise