LVW Consulting
ActiveLVW Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €84k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 24% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency46▼-54
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.26 against 4.51 in 2024; short-term debt: 79.4% and cash: 85.8% of total assets), and 79.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.6%
Return on assets
70.1%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 31662 sector peers (2025).
NBB · sector comparisonPosition among 31662 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-12-2025, 132 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
132 d early
2024
61 d early
2023
35 d early
2022
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▼ 85.1%
2024 · €164k
2022: €10k
2023: €76k
2024: €164k
2022 → 2025
Total assets
€119k▼ 43.4%
2024 · €211k
2022: €29k
2023: €100k
2024: €211k
2022 → 2025
Net result
€84k▼ 14.8%
2024 · €98k
2022: €7k
2023: €67k
2024: €98k
2022 → 2025
Working capital
€25k▼ 85.0%
2024 · €164k
2022: €9k
2023: €76k
2024: €164k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€10k-€76k▲ 698%€164k▲ 116%€25k▼ 85.1%
Operating result€10k-€86k▲ 777%€123k▲ 43.7%€107k▼ 13.6%
Net result€7k-€67k▲ 817%€98k▲ 45.6%€84k▼ 14.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 14% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €119k
Equity
€25k▼ 85.1%
Debt
€95k▲ 103%
The debt ratio rises from 22.2% to 79.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€107k▼
2024 · €124k
Cash flow
€84k▼
2024 · €99k
Solvency
20.6%▼
2024 · 77.8%
Current ratio
1.26▼
2024 · 4.51
Quick ratio
1.26▼
2024 · 4.51
Debt / equity
3.86▲
2024 · 0.28
ROE
340.7%▲
2024 · 59.7%
ROA
70.1%▲
2024 · 46.5%
Interest coverage
105.86▼
2024 · 183.93
Debt
€95k▲
2024 · €47k
Debt ≤ 1 year
€95k▲
2024 · €47k
Income taxes
€23k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€211k€119k▼
Fixed assets21/28€257-
Tangible fixed assets22/27€257-
Furniture and vehicles24€257-
Current assets29/58€211k€119k▼
Amounts receivable after more than one year29€22k-
Other amounts receivable291€22k-
Amounts receivable within one year40/41€50k€16k▼
Trade receivables40€21k€16k▼
Other amounts receivable41€30k-
Cash at bank and in hand54/58€136k€103k▼
Deferred charges and accrued income490/1€3k€984▼
Equity and liabilities
Total equity and liabilities10/49€211k€119k▼
Equity10/15€164k€25k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€161k€22k▼
Amounts payable17/49€47k€95k▲
Amounts payable within one year42/48€47k€95k▲
Trade debts44€763€589▼
Suppliers440/4€763€589▼
Taxes, remuneration and social security45€36k€27k▼
Taxes450/3€35k€27k▼
Remuneration and social security454/9€1k-
Other amounts payable47/48€10k€67k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€359€257▼
Other operating charges640/8-€1k
Gross operating margin9900€124k€108k▼
Operating profit (loss)9901€123k€107k▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€673€1k▲
Recurring financial charges65€673€1k▲
Profit (loss) for the period before taxes9903€125k€107k▼
Income taxes67/77€27k€23k▼
Profit (loss) for the period9904€98k€84k▼
Profit (loss) for the period to be appropriated9905€98k€84k▼
Appropriation of the result
Profit (loss) to be appropriated9906€171k€245k▲
Profit (loss) brought forward from the previous period14P€73k€161k▲
Profit to be distributed694/7€10k€224k▲
Return on contributions (dividend)694-€224k
Directors or managers695€10k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
19-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
28-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2022net €98k ▲45.6%
Operating result €123k, net result €98k, both a record.
30-09
Financial
Equity above €150kEq €164k ▲116%
3 profitable years in a row build equity to €164k.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity triplescurrent ratio 4.17
Current ratio from 1.46 to 4.17.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 863070 KortenbergGround area
248 m²
Building footprint
117 m²
Volume, LiDAR
776 m³
Parcel 24055B0397/00H000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LVW Consulting
since 20222.331.415.784
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055B0397/00H000 | Flanders | 248 m² | 1 · 117 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 32,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-04-2022
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62020IT consultancy
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.