LVVH
ActiveLVVH has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41k and a net result of €-214. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 1994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+22
Solvency100▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.47 against 2.32 in 2024; short-term debt: 19.9% and cash: 41% of total assets), and 19.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.1%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-08-2026, 14 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
14 d late
2024
41 d late
2023
31 d late
2022
45 d late
2021
31 d late
2020
11 d late
2019
97 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€41k▼ 0.5%
2024 · €41k
2018: €19k
2019: €19k
2020: €29k
2021: €31k
2022: €32k
2023: €44k
2024: €41k
2018 → 2025
Total assets
€51k▼ 8.6%
2024 · €56k
2018: €40k
2019: €36k
2020: €50k
2021: €48k
2022: €56k
2023: €70k
2024: €56k
2018 → 2025
Net result
€-214▲ 93.0%
2024 · €-3k
2018: €283
2019: €-537
2020: €11k
2021: €2k
2022: €808
2023: €12k
2024: €-3k
2018 → 2025
Working capital
€25k▲ 28.9%
2024 · €20k
2018: €17k
2019: €18k
2020: €24k
2021: €27k
2022: €27k
2023: €38k
2024: €20k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€32k▲ 2.6%€44k▲ 38.9%€41k▼ 6.9%€41k▼ 0.5%
Operating result€3k-€2k▼ 14.6%€19k▲ 696%€-3€1k
Net result€2k-€808▼ 51.6%€12k▲ 1,436%€-3k€-214▲ 93.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €1k after a loss of €3 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€16k▼ 26.9%
Current assets
€35k▲ 3.0%
Equity and liabilities €51k
Equity
€41k▼ 0.5%
Debt
€10k▼ 31.1%
The debt ratio falls from 26.4% to 19.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €4k
Cash flow
€7k▲
2024 · €942
Solvency
80.1%▲
2024 · 73.6%
Current ratio
3.47▲
2024 · 2.32
Quick ratio
3.47▲
2024 · 2.32
Debt / equity
0.25▼
2024 · 0.36
ROE
-0.5%▲
2024 · -7.4%
ROA
-0.4%▲
2024 · -5.4%
Interest coverage
209.67▲
2024 · 4.10
Debt
€10k▼
2024 · €15k
Debt ≤ 1 year
€10k▼
2024 · €15k
Income taxes
€1k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€51k▼
Fixed assets21/28€22k€16k▼
Tangible fixed assets22/27€20k€14k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€19k€13k▼
Financial fixed assets28€2k€2k=
Current assets29/58€34k€35k▲
Amounts receivable within one year40/41-€14k
Trade receivables40-€14k
Cash at bank and in hand54/58€34k€21k▼
Equity and liabilities
Total equity and liabilities10/49€56k€51k▼
Equity10/15€41k€41k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€14k€14k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€8k€8k▼
Amounts payable17/49€15k€10k▼
Amounts payable within one year42/48€15k€10k▼
Trade debts44€914€2k▲
Suppliers440/4€914€2k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€9k€2k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€625€695▲
Non-recurring operating charges66A€5k-
Gross operating margin9900€10k€9k▼
Operating profit (loss)9901€-3€1k▲
Financial income75/76B€2-
Recurring financial income75€2-
Financial charges65/66B€970€37▼
Recurring financial charges65€970€37▼
Profit (loss) for the period before taxes9903€-972€997▲
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€-3k€-214▲
Profit (loss) for the period to be appropriated9905€-3k€-214▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€8k▼
Profit (loss) brought forward from the previous period14P€11k€8k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 14 days late
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 41 days late
2024
31-12
Financial
Weakest financial yearnet €-3k ▼124%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Highest result since 2018net €12k ▲1436%
Operating result €19k, net result €12k, both a record.
14-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 45 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
11-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drève du Moulin 701410 WaterlooGround area
175 m²
Building footprint
102 m²
Parcel 25762F0831/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
LVVH
since 20162.253.253.184
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762F0831/00A000 | Wallonia | 175 m² | 1 · 102 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
L.I.A.
BE 0703.975.421
Zottegem · Eq €41k
LEVECQ DESIGN
BE 0803.994.396
Chièvres · Eq €41k
WE ENJOY
BE 0692.880.007
Vorst · Eq €41k
LOUDENTALEX
BE 0892.252.619
Vorst · Eq €41k
DISTINTO
BE 0833.365.503
Haaltert · Eq €41k
Of 3,918 companies in sector 71112 we hold annual accounts for 1,295. 1,069 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-01-2016
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.