LVPARTNERS

Active

Private limited companyfounded 20214 yrs activeVoorstehoeve 31A, 1730 Asse, BelgiumKBO/BCE: BE 0779.245.639

The computed 12-month bankruptcy probability of LVPARTNERS is 4.1% (elevated). The 2025 annual accounts show equity of €4k and a net result of €-14k. Equity is shrinking by ~63.2% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 20% of 4467 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

27 / 100

Weak▼ -18 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency21▼-44

Growth32=

Stability94

Bankruptcy probability, 12 months

4.1% Elevated

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.25 against 1.58 in 2024), and 93% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

-24%

Age of the figures

14 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

232425

2023 to 2025 · latest year -€14k

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 4467 sector peers (2025).

NBB · sector comparison

Position among 4467 sector peers

Solvency

better than 20%

← weakest strongest →

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 01-02-2026, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

1 d late

2024

60 d late

2023

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close13-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▼ 77.5%

2024 · €18k

2023: €26k 2024: €18k

2023 → 2025

Total assets

€57k▲ 7.8%

2024 · €53k

2023: €57k 2024: €53k

2023 → 2025

Net result

€-14k▼ 58.3%

2024 · €-9k

2023: €24k 2024: €-9k

2023 → 2025

Working capital

€9k▼ 37.7%

2024 · €14k

2023: €24k 2024: €14k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€26k-€18k▼ 32.9%€4k▼ 77.5%

Operating result€36k-€-7k€-9k▼ 34.2%

Net result€24k-€-9k€-14k▼ 58.3%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €9k in 2025 against €7k in 2024; the loss grows and 2025 is the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €57k

24.2%

75.8%

Fixed assets €14k▼ 5.9%

Current assets €43k▲ 13.1%

Equity and liabilities €57k

93.0%

Equity €4k▼ 77.5%

Debt €53k▲ 50.7%

The debt ratio rises from 66.6% to 93.0%: debt grows while equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-5k▼

2024 · €-4k

Cash flow

€-9k▼

2024 · €-5k

Solvency

7.0%▼

2024 · 33.4%

Current ratio

1.25▼

2024 · 1.58

Quick ratio

1.25▼

2024 · 1.58

Debt / equity

13.31▲

2024 · 1.99

ROE

-343.8%▼

2024 · -48.9%

ROA

-24.0%▼

2024 · -16.4%

Interest coverage

-0.99▲

2024 · -1.32

Debt

€53k▲

2024 · €35k

Debt ≤ 1 year

€34k▲

2024 · €24k

Debt > 1 year

€18k▲

2024 · €11k

Income taxes

€-101▼

2024 · €-91

Staff costs

€35k▼

2024 · €37k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€53k€57k▲

Fixed assets21/28€15k€14k▼

Tangible fixed assets22/27€15k€14k▼

Furniture and vehicles24€15k€14k▼

Financial fixed assets28€100€100=

Current assets29/58€38k€43k▲

Amounts receivable within one year40/41€37k€43k▲

Trade receivables40€28k€33k▲

Other amounts receivable41€9k€10k▲

Deferred charges and accrued income490/1€724-

Equity and liabilities

Total equity and liabilities10/49€53k€57k▲

Equity10/15€18k€4k▼

Contributions10/11€2k€2k=

Outside capital11€2k€2k=

Other1109/19€2k€2k=

Profit (loss) carried forward14€16k€2k▼

Amounts payable17/49€35k€53k▲

Amounts payable after more than one year17€11k€18k▲

Financial debts170/4€11k€18k▲

Amounts payable within one year42/48€24k€34k▲

Current portion of amounts payable after more than one year42€1k€5k▲

Financial debts43€10k€15k▲

Credit institutions430/8€10k€15k▲

Trade debts44€7k€3k▼

Suppliers440/4€7k€3k▼

Taxes, remuneration and social security45€6k€11k▲

Taxes450/3€1k€11k▲

Remuneration and social security454/9€4k-

Income statement Code20242025

Remuneration, social security and pensions62€37k€35k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲

Other operating charges640/8€4k€4k▲

Gross operating margin9900€37k€34k▼

Operating profit (loss)9901€-7k€-9k▼

Financial income75/76B€1k€725▼

Recurring financial income75€1k€725▼

Financial charges65/66B€3k€5k▲

Recurring financial charges65€3k€5k▲

Profit (loss) for the period before taxes9903€-9k€-14k▼

Income taxes67/77€-91€-101▼

Profit (loss) for the period9904€-9k€-14k▼

Profit (loss) for the period to be appropriated9905€-9k€-14k▼

Appropriation of the result

Profit (loss) to be appropriated9906€16k€2k▼

Profit (loss) brought forward from the previous period14P€24k€16k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-01-2027

2026

01-02

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 1 day late

2025

30-06

Financial Weakest financial yearnet €-14k

Net result drops to €-14k, the lowest in the series.

01-04

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

31-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Asse · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Voorstehoeve 31A1730 Asse

Ground area

471 m²

Building footprint

84 m²

Parcel 23053A0135/00F002, Flanders. Linked by address, not a title deed.

1 establishment unit

LVPARTNERS

Voorstehoeve 31A, 1730 AsseFreight transport by road

since 20212.327.995.842

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23053A0135/00F002	Flanders	471 m²	1 · 84 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

TAF GROUP

BE 1000.847.879

Braine-le-Château · Eq €4k

CC 76 GROUPE

BE 0730.620.529

Sint-Jans-Molenbeek · Eq €4k

Of 12,446 companies in sector 49410 we hold annual accounts for 8,086. 2,322 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-12-2021

Fiscal year end30-06

Activities, NACEBEL

49410Freight transport by road

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.