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LVMB

Active
Private limited companyfounded 201115 yrs activeBankelindeweg 60, 8972 Poperinge, BelgiumKBO/BCE: BE 0833.233.661

LVMB has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €7k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 59% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +46 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▲+46
Solvency95▲+26
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.77 against 0.88 in 2024), and 34.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
65.3%
Return on assets
9.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
35 d early
2024
30 d early
2023
43 d early
2022
31 d early
2021
40 d early
2020
38 d early
2019
38 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€48k▲ 17.2%
2024 · €41k
2018: €29k 2019: €31k 2020: €32k 2021: €34k 2022: €36k 2023: €38k 2024: €41k
2018 → 2025
Total assets
€73k▼ 11.6%
2024 · €82k
2018: €115k 2019: €110k 2020: €105k 2021: €100k 2022: €94k 2023: €88k 2024: €82k
2018 → 2025
Net result
€7k▲ 213%
2024 · €2k
2018: €80 2019: €1k 2020: €1k 2021: €2k 2022: €2k 2023: €3k 2024: €2k
2018 → 2025
Working capital
€16k
2024 · €-5k
2018: €-31k 2019: €-27k 2020: €-23k 2021: €-18k 2022: €-13k 2023: €-3k 2024: €-5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€34k-€36k▲ 6.5%€38k▲ 7.2%€41k▲ 5.8%€48k▲ 17.2%
Operating result€3k-€3k▲ 7.4%€3k▲ 3.8%€2k▼ 19.4%€7k▲ 198%
Net result€2k-€2k▲ 23.8%€3k▲ 16.9%€2k▼ 12.9%€7k▲ 213%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€2k€4k€6k€8kOperating result 2021: €3k€3kNet result 2021: €2k€2kOperating result 2022: €3k€3kNet result 2022: €2k€2kOperating result 2023: €3k€3kNet result 2023: €3k€3kOperating result 2024: €2k€2kNet result 2024: €2k€2kOperating result 2025: €7k€7kNet result 2025: €7k€7k20212022202320242025
The operating result recovers in 2025; 2025 is 198% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €73k
Fixed assets €36k▼ 27.4%
Current assets €37k▲ 12.1%
Equity and liabilities €73k
Equity €48k▲ 17.2%
Debt €25k▼ 39.6%
The debt ratio falls from 50.8% to 34.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €14k
Cash flow
€21k
2024 · €14k
Solvency
65.3%
2024 · 49.2%
Current ratio
1.77
2024 · 0.88
Quick ratio
1.77
2024 · 0.88
Debt / equity
0.53
2024 · 1.03
ROE
14.7%
2024 · 5.5%
ROA
9.6%
2024 · 2.7%
Interest coverage
149.78
2024 · 89.76
Debt
€25k
2024 · €42k
Debt ≤ 1 year
€21k
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€82k€73k
Fixed assets21/28€50k€36k
Tangible fixed assets22/27€50k€36k
Land and buildings22€35k€25k
Plant, machinery and equipment23€15k€11k
Current assets29/58€33k€37k
Amounts receivable within one year40/41€6k€5k
Trade receivables40€6k€5k
Other amounts receivable41€116€126
Cash at bank and in hand54/58€27k€32k
Equity and liabilities
Total equity and liabilities10/49€82k€73k
Equity10/15€41k€48k
Contributions10/11€56k€56k=
Profit (loss) carried forward14€-16k€-9k
Amounts payable17/49€42k€25k
Amounts payable within one year42/48€38k€21k
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€604
Suppliers440/4€2k€604
Other amounts payable47/48€36k€20k
Accrued charges and deferred income492/3€4k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€14k
Other operating charges640/8€2k€1k
Gross operating margin9900€16k€22k
Operating profit (loss)9901€2k€7k
Financial charges65/66B€158€138
Recurring financial charges65€158€138
Profit (loss) for the period before taxes9903€2k€7k
Profit (loss) for the period9904€2k€7k
Profit (loss) for the period to be appropriated9905€2k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-9k
Profit (loss) brought forward from the previous period14P€-18k€-16k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
26-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Highest result since 2018net €7k ▲213%
Operating result €7k, net result €7k, both a record.
30-09
Financial Liquidity doublescurrent ratio 1.77
Current ratio from 0.88 to 1.77; short-term debt falls from €38k to €21k.
31-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
18-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
23-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
23-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
18-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
20-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
20-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Poperinge · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bankelindeweg 608972 Poperinge
Ground area
2,454 m²
Building footprint
418 m²
Volume, LiDAR
1,991 m³
Parcel 33013B0464/00F007, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bankelindeweg 60, 8972 Poperinge
Financial service activities, except insurance and pension funding
since 20112.195.537.491
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
33013B0464/00F007 Flanders 2,454 m² 1 · 418 m² 6.6 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 37,771 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-01-2011
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68203Renting and operating of own or leased non-residential real estate, excluding land
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.