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LVLM RETAIL

Active
Private limited companyfounded 2016active for 10 yearsChemin des Baraques 38, 1380 Lasne, BelgiumKBO/BCE: BE 0649.516.156
Summary

The computed 12-month bankruptcy probability of LVLM RETAIL is 5.9% (elevated). The 2026 annual accounts show negative equity (-€234,811) and a net result of -€105,470. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 5% of 372 sector peers (NACE 47, financial year 2026). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 01-03-2016 Normal situation
Activity
Retail sale of hardware, building materials, paint and glass (general range) NACE 47521and 1 other
Joint committees
201 Paritair Comité voor de zelfstandige kleinhandel
100 Aanvullend Paritair Comité voor de werklieden · annual accounts 31-01-2026
Establishment unit
2.251.369.802 4500 Huy, since 01-04-2016
Financial year end
31 January
Peppol
Reachable since 24-11-2025

Board and ownership

Board
  • DUMONT LaurentDirector
  • LONDERS ValérieDirector

Financial position

33 Weak Checked score 2026
Bankruptcy probabilitywithin 12 months
5.9%
Annual accounts to 31-01-2026
Gross margin
€177,090
▲ 1.3%
Turnover
≈ €1.0m
estimated
Loss
€105,470
▼ 35.3%
Equity
-€234,811
▼ 81.5%
Total assets
€632,925
▼ 10.0%
Employees on 31-01-2026
11
▼ 8.3%
  • Negative equity on 31-01-2026
Filed on 14-08-2026, 17 days before the deadline
Score breakdownraises riskNegative equity -€234,811Loss of €105,470, the second in a row (financial year 2026)Size: 8.8 FTE, total assets €632,925Sector: Retail trade (NACE 47)Show the evidence

Checked score

Score 2026
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 7% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 0-7
equity -37.1% of total assets
Liquidity 6+3
short-term debt 117.3% · cash 4.9%
Profitability 0=
return on assets -16.7%
Bankruptcy probability within 12 months
5.9% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.8%▼ -0.1 percentage points vs 01-2025 03-2025: 1.8%● unchanged vs 02-2025 04-2025: 1.8%● unchanged vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.8%▼ -0.1 percentage points vs 06-2025lowest value 08-2025: 2.1%▲ +0.3 percentage points vs 07-2025 09-2025: 2.9%▲ +0.8 percentage points vs 08-2025 10-2025: 6.2%▲ +3.3 percentage points vs 09-2025 11-2025: 6.2%● unchanged vs 10-2025 12-2025: 6.2%● unchanged vs 11-2025 01-2026: 6.2%● unchanged vs 12-2025 02-2026: 6.2%● unchanged vs 01-2026 03-2026: 6.2%● unchanged vs 02-2026 04-2026: 6.2%● unchanged vs 03-2026 05-2026: 6.4%▲ +0.2 percentage points vs 04-2026 06-2026: 6.3%▼ -0.1 percentage points vs 05-2026 07-2026: 6.1%▼ -0.2 percentage points vs 06-2026 08-2026: 6.6%▲ +0.5 percentage points vs 07-2026highest value 09-2026: 5.9%▼ -0.7 percentage points vs 08-2026 10-2026: 5.9%● unchanged vs 09-2026 11-2026: 5.9%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.82 (0.9 in 2025), below 1. Short-term debt is 117.3% and cash 4.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 6% of them on solvency, 8% on liquidity, 6% on profitability and 7% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises riskneutral
raises risk · Negative equity -€234,811
NBB · annual accounts
raises risk · Loss of €105,470, the second in a row (financial year 2026)
NBB · annual accounts
raises risk · Size: 8.8 FTE, total assets €632,925
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year -€234,811
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 14-08-2026, 17 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
17 days early
2025
5 days early
2024
2 days early
2023
31 days early
2022
27 days early
2021
19 days early
2020
36 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today. The company usually files around 14 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-01-2027 year end31-08-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€234,811 View
  • Caution: Equity fell in 2026from -€129,341 to -€234,811 ▼ 81.5% View
  • Caution: Lower solvency than 95% of companies in retail tradesector median 36.8% · 372 companies -37.1% View
  • Caution: 2 loss-making years in a rowloss in financial year 2026 -€105,470 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 6 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as LVLM RETAIL: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €425,000 and €878,000, founded between 2014 and 2018.

CompanyTotal assetsGross margin
LVLM RETAIL Lasne€632,925€177,090
TESO-CO Lasne€573,264€248,348
DENO-TOOLS Dilbeek€468,428€294,745
SWEET HOME DS Leuze-en-Hainaut€878,484€277,613
WIBRIC Gavere€701,639€258,875
BRICCS Scherpenheuvel-Zichem€732,504€348,162
DISTRI-GROUP Sint-Jans-Molenbeek€424,681€346,407
Full comparison

Key facts about LVLM RETAIL

What is the company number of LVLM RETAIL?
The company number of LVLM RETAIL is 0649.516.156. The VAT number is the same number with BE in front: BE 0649.516.156.
Where is LVLM RETAIL based?
The registered office is at Chemin des Baraques 38, 1380 Lasne.Company details
What does LVLM RETAIL do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of LVLM RETAIL?
The legal form of LVLM RETAIL is Private limited company (BV).
When was LVLM RETAIL founded?
LVLM RETAIL was founded on 01-03-2016.
Is LVLM RETAIL still active?
Yes, LVLM RETAIL is an active enterprise in the KBO register.
How many employees does LVLM RETAIL have?
LVLM RETAIL had an average of 8.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
Which joint committee does LVLM RETAIL fall under?
In its 31-01-2026 annual accounts, LVLM RETAIL states joint committees 201 (Paritair Comité voor de zelfstandige kleinhandel) and 100 (Aanvullend Paritair Comité voor de werklieden).
What is the turnover of LVLM RETAIL?
The turnover in financial year 2026 is ≈ €1.0m. This figure is estimated from the gross margin of €177,090 and 33 comparable companies (NACE 475). It probably lies between €770,000 and €1.5m.
Is LVLM RETAIL profitable?
In financial year 2026, LVLM RETAIL made a loss of €105,470.
Where can I find the annual accounts of LVLM RETAIL?
LVLM RETAIL filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of LVLM RETAIL due?
LVLM RETAIL must file the annual accounts for financial year 2027 by 31-08-2027.Timeline

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