LVKJ-IMMO
ActiveLVKJ-IMMO has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €314k and a net result of €67k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 42% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency45▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity short (current ratio 0.12 against 0.06 in 2024; short-term debt: 21.8% and cash: 2.4% of total assets), and 79.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.4%
Return on assets
4.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
114 d early
2024
38 d early
2023
54 d late
2022
31 d late
2021
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€314k▲ 26.9%
2024 · €248k
2021: €59k
2022: €142k
2023: €181k
2024: €248k
2021 → 2025
Total assets
€1.54M▼ 2.3%
2024 · €1.57M
2021: €1.35M
2022: €1.69M
2023: €1.65M
2024: €1.57M
2021 → 2025
Net result
€67k▼ 0.6%
2024 · €67k
2021: €39k
2022: €83k
2023: €38k
2024: €67k
2021 → 2025
Working capital
€-294k▼ 6.1%
2024 · €-277k
2021: €4k
2022: €-196k
2023: €-261k
2024: €-277k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€142k▲ 139%€181k▲ 26.9%€248k▲ 37.2%€314k▲ 26.9%
Operating result€50k-€93k▲ 86.6%€68k▼ 26.8%€102k▲ 50.4%€106k▲ 4.0%
Net result€39k-€83k▲ 110%€38k▼ 53.8%€67k▲ 75.6%€67k▼ 0.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.54M
Fixed assets
€1.50M▼ 3.8%
Current assets
€42k▲ 122%
Equity and liabilities €1.54M
Equity
€314k▲ 26.9%
Debt
€1.22M▼ 7.8%
The debt ratio falls from 84.3% to 79.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€165k▲
2024 · €161k
Cash flow
€126k▼
2024 · €126k
Solvency
20.4%▲
2024 · 15.7%
Current ratio
0.12▲
2024 · 0.06
Quick ratio
0.12▲
2024 · 0.06
Debt / equity
3.89▼
2024 · 5.36
ROE
21.2%▼
2024 · 27.1%
ROA
4.3%▲
2024 · 4.3%
Interest coverage
9.61▲
2024 · 9.01
Debt
€1.22M▼
2024 · €1.33M
Debt ≤ 1 year
€335k▲
2024 · €295k
Debt > 1 year
€888k▼
2024 · €1.03M
Income taxes
€22k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.57M€1.54M▼
Fixed assets21/28€1.55M€1.50M▼
Tangible fixed assets22/27€1.55M€1.50M▼
Land and buildings22€1.55M€1.50M▼
Current assets29/58€19k€42k▲
Amounts receivable within one year40/41€8k€2k▼
Trade receivables40€7k€0▼
Other amounts receivable41€927€2k▲
Cash at bank and in hand54/58€8k€38k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.57M€1.54M▼
Equity10/15€248k€314k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€228k€294k▲
Amounts payable17/49€1.33M€1.22M▼
Amounts payable after more than one year17€1.03M€888k▼
Financial debts170/4€1.03M€888k▼
Amounts payable within one year42/48€295k€335k▲
Current portion of amounts payable after more than one year42€142k€143k▲
Trade debts44€0€666▲
Suppliers440/4€0€666▲
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€2k€2k▼
Other amounts payable47/48€151k€190k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€59k=
Other operating charges640/8€1k€1k▼
Gross operating margin9900€162k€166k▲
Operating profit (loss)9901€102k€106k▲
Financial charges65/66B€18k€17k▼
Recurring financial charges65€18k€17k▼
Profit (loss) for the period before taxes9903€84k€89k▲
Income taxes67/77€17k€22k▲
Profit (loss) for the period9904€67k€67k▼
Profit (loss) for the period to be appropriated9905€67k€67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€228k€294k▲
Profit (loss) brought forward from the previous period14P€161k€228k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €248k ▲37.2%
4 profitable years in a row build equity to €248k.
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-12
Financial
Weakest financial yearnet €38k ▼53.8%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €181k ▲26.9%
3 profitable years in a row build equity to €181k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Highest result since 2021net €83k ▲110%
Net result €83k, the highest in the series.
31-12
Financial
Equity above €100kEq €142k ▲139%
2 profitable years in a row build equity to €142k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnlaan 3863581 BeringenGround area
4,811 m²
Building footprint
364 m²
Volume, LiDAR
1,955 m³
Parcel 71005C1314/00E000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LVKJ-IMMO
since 20202.307.494.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71005C1314/00E000 | Flanders | 4,810 m² | 1 · 364 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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HIGH QUALITY INVEST
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VASTGOED LINDELOO
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Of 9,697 companies in sector 68121 we hold annual accounts for 7,382. 5,124 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2020
Fiscal year end31-12
Activities, NACEBEL
68121Development of residential building projects
66300Activities auxiliary to financial services and insurance activities
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.