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LVH CONSULT

Active
Private limited companyfounded 20223 yrs activeAlbertpolderstraat 25 C, 9960 Assenede, BelgiumKBO/BCE: BE 0794.796.917

LVH CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190k and a net result of €55k. Equity is growing by ~46.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
96 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 9.32 against 3.53 in 2024; short-term debt: 10.4% and cash: 97.3% of total assets), and 10.4% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
89.6%
Return on assets
26.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€190k▲ 41.1%
2024 · €135k
2023: €64k 2024: €135k
2023 → 2025
Total assets
€212k▲ 14.4%
2024 · €186k
2023: €100k 2024: €186k
2023 → 2025
Net result
€55k▼ 21.6%
2024 · €71k
2023: €59k 2024: €71k
2023 → 2025
Working capital
€184k▲ 43.6%
2024 · €128k
2023: €58k 2024: €128k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line202320242025Trend
Equity€64k-€135k▲ 110%€190k▲ 41.1%
Operating result€82k-€89k▲ 8.4%€70k▼ 21.1%
Net result€59k-€71k▲ 19.3%€55k▼ 21.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2023: €82k€82kNet result 2023: €59k€59kOperating result 2024: €89k€89kNet result 2024: €71k€71kOperating result 2025: €70k€70kNet result 2025: €55k€55k202320242025
The operating result falls in 2025; 2025 is 21% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €212k
Fixed assets €6k▼ 10.7%
Current assets €207k▲ 15.3%
Equity and liabilities €212k
Equity €190k▲ 41.1%
Debt €22k▼ 56.4%
The debt ratio falls from 27.4% to 10.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€71k
2024 · €89k
Cash flow
€56k
2024 · €71k
Solvency
89.6%
2024 · 72.6%
Current ratio
9.32
2024 · 3.53
Quick ratio
9.32
2024 · 3.53
Debt / equity
0.12
2024 · 0.38
ROE
29.1%
2024 · 52.4%
ROA
26.1%
2024 · 38.0%
Interest coverage
254.61
2024 · 2104.71
Debt
€22k
2024 · €51k
Debt ≤ 1 year
€22k
2024 · €51k
Income taxes
€14k
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€186k€212k
Fixed assets21/28€6k€6k
Tangible fixed assets22/27€6k€6k
Plant, machinery and equipment23€6k€5k
Furniture and vehicles24€494€344
Current assets29/58€179k€207k
Cash at bank and in hand54/58€179k€207k
Equity and liabilities
Total equity and liabilities10/49€186k€212k
Equity10/15€135k€190k
Contributions10/11€5k€5k=
Reserves13€130k€185k
Distributable reserves133€130k€185k
Amounts payable17/49€51k€22k
Amounts payable within one year42/48€51k€22k
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€49k€18k
Taxes450/3€46k€18k
Remuneration and social security454/9€3k€858
Other amounts payable47/48€1k€1k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€633€678
Other operating charges640/8€291€1k
Gross operating margin9900€90k€72k
Operating profit (loss)9901€89k€70k
Financial charges65/66B€42€278
Recurring financial charges65€42€278
Profit (loss) for the period before taxes9903€89k€70k
Income taxes67/77€18k€14k
Profit (loss) for the period9904€71k€55k
Profit (loss) for the period to be appropriated9905€71k€55k
Appropriation of the result
Profit (loss) to be appropriated9906€71k€55k
Transfer to equity691/2€71k€55k
To other reserves6921€71k€55k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Weakest financial yearnet €55k ▼21.6%
Net result drops to €55k, the lowest in the series.
31-12
Financial Liquidity triplescurrent ratio 9.32
Current ratio from 3.53 to 9.32; short-term debt falls from €51k to €22k.
31-12
Financial Equity above €150kEq €190k ▲41.1%
3 profitable years in a row build equity to €190k.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Highest result since 2023net €71k ▲19.3%
Operating result €89k, net result €71k, both a record.
31-12
Financial Equity above €100kEq €135k ▲110%
2 profitable years in a row build equity to €135k.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Assenede · 1 establishment unit since 2023
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Albertpolderstraat 25 C9960 Assenede
Ground area
4,836 m²
Building footprint
248 m²
Volume, LiDAR
1,299 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LVH Consult BV
Albertpolderstraat 25c, 9960 AssenedeCertified accountants and tax accountants
since 20232.340.114.904
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43002B0450/00G000 Flanders 2,844 m² 1 · 73 m² 8.7 m · 2 fl.
43002B0446/00K000 Flanders 1,993 m² 1 · 174 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,400 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-12-2022
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.