LVDW Consult
ActiveLVDW Consult has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €337k and a net result of €38k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 90% of 244 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 7.27 against 7.19 in 2024; short-term debt: 13.1% and cash: 11.1% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 75
Relative position
BE, all sectors
reference
Sector 75
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
1 d early
2023
22 d early
2022
52 d early
2021
24 d early
2020
20 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€337k▲ 12.1%
2024 · €300k
2018: €143k
2019: €159k
2020: €179k
2021: €192k
2022: €228k
2023: €270k
2024: €300k
2018 → 2025
Total assets
€391k▲ 11.4%
2024 · €351k
2018: €183k
2019: €201k
2020: €220k
2021: €234k
2022: €287k
2023: €317k
2024: €351k
2018 → 2025
Net result
€38k▲ 18.3%
2024 · €32k
2018: €22k
2019: €16k
2020: €20k
2021: €13k
2022: €36k
2023: €42k
2024: €32k
2018 → 2025
Working capital
€321k▲ 9.9%
2024 · €292k
2018: €142k
2019: €160k
2020: €168k
2021: €177k
2022: €210k
2023: €258k
2024: €292k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€192k-€228k▲ 18.7%€270k▲ 18.5%€300k▲ 11.3%€337k▲ 12.1%
Operating result€16k-€51k▲ 212%€61k▲ 19.7%€45k▼ 27.2%€54k▲ 22.3%
Net result€13k-€36k▲ 180%€42k▲ 17.3%€32k▼ 23.8%€38k▲ 18.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 22% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€19k▲ 57.0%
Current assets
€372k▲ 9.8%
Equity and liabilities €391k
Equity
€337k▲ 12.1%
Debt
€54k▲ 7.0%
The debt ratio falls from 14.4% to 13.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €47k
Cash flow
€41k▲
2024 · €35k
Solvency
86.1%▲
2024 · 85.6%
Current ratio
7.27▲
2024 · 7.19
Quick ratio
7.24▲
2024 · 7.16
Debt / equity
0.16▼
2024 · 0.17
ROE
11.3%▲
2024 · 10.7%
ROA
9.7%▲
2024 · 9.2%
Interest coverage
10.65▼
2024 · 14.55
Debt
€54k▲
2024 · €51k
Debt ≤ 1 year
€51k▲
2024 · €47k
Income taxes
€18k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€351k€391k▲
Fixed assets21/28€12k€19k▲
Tangible fixed assets22/27€12k€19k▲
Plant, machinery and equipment23€2k€932▼
Furniture and vehicles24€4k€3k▼
Other tangible fixed assets26€7k€15k▲
Current assets29/58€339k€372k▲
Stocks and contracts in progress3€1k€2k▲
Stocks30/36€1k€2k▲
Amounts receivable within one year40/41€248k€302k▲
Trade receivables40€6k€15k▲
Other amounts receivable41€242k€287k▲
Cash at bank and in hand54/58€62k€43k▼
Deferred charges and accrued income490/1€28k€25k▼
Equity and liabilities
Total equity and liabilities10/49€351k€391k▲
Equity10/15€300k€337k▲
Contributions10/11€20k€20k=
Reserves13€280k€317k▲
Distributable reserves133€280k€317k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€51k€54k▲
Amounts payable within one year42/48€47k€51k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€2k€7k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€42k€43k▲
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Non-recurring operating income76A€6k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€499€872▲
Gross operating margin9900€48k€59k▲
Operating profit (loss)9901€45k€54k▲
Financial income75/76B€6k€7k▲
Recurring financial income75€6k€7k▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€47k€56k▲
Income taxes67/77€15k€18k▲
Profit (loss) for the period9904€32k€38k▲
Profit (loss) for the period to be appropriated9905€32k€38k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€38k▲
Transfer from equity791/2€2k€2k▼
Transfer to equity691/2€32k€38k▲
To other reserves6921€32k€38k▲
Profit to be distributed694/7€2k€2k▼
Return on contributions (dividend)694€2k€2k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €42k ▲17.3%
Operating result €61k, net result €42k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €228k ▲18.7%
5 profitable years in a row build equity to €228k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €13k ▼36.2%
Net result drops to €13k, the lowest in the series; recovery starts the following year.
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 20 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Equity above €150kEq €159k ▲11.1%
2 profitable years in a row build equity to €159k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nijlen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heuvelstraat 182560 NijlenGround area
1,080 m²
Building footprint
233 m²
Volume, LiDAR
1,186 m³
Parcel 12026B0362/00S000, Flanders · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LVDW Consult
since 20042.293.498.286
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12026B0362/00S000 | Flanders | 1,080 m² | 1 · 233 m² | 8.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PAUL MAES VETCO
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DABC
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DIERENARTSENPRAKTIJK CURAVITA
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Of 6,078 companies in sector 75000 we hold annual accounts for 1,950. 1,506 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2004
Fiscal year end31-12
Activities, NACEBEL
75000Veterinary services
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.