LVCM Consulting
ActiveSummary
LVCM Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-1k. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 47% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability28▼-3
Solvency77▲+7
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 1.8 against 1.64 in 2024; short-term debt: 47.8% and cash: 49.7% of total assets), and 47.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.2%
Return on assets
-2.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
14 d early
2024
49 d late
2023
58 d late
2022
11 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 3.9%
2024 · €29k
2022: €13k
2023: €30k
2024: €29k
2022 → 2025
Total assets
€54k▼ 16.6%
2024 · €65k
2022: €38k
2023: €62k
2024: €65k
2022 → 2025
Net result
€-1k▼ 28.5%
2024 · €-880
2022: €10k
2023: €17k
2024: €-880
2022 → 2025
Working capital
€21k▼ 8.4%
2024 · €23k
2022: €16k
2023: €27k
2024: €23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€13k-€30k▲ 124%€29k▼ 2.9%€28k▼ 3.9%
Operating result€14k-€28k▲ 94.0%€5k▼ 81.3%€5k▲ 5.1%
Net result€10k-€17k▲ 59.5%€-880€-1k▼ 28.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€7k ▲ 11.8%
Current assets
€47k ▼ 19.9%
Equity and liabilities €54k
Equity
€28k ▼ 3.9%
Debt
€26k ▼ 27.2%
Debt's share of the balance-sheet total falls from 54.7% to 47.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€8k▲
2024 · €7k
Cash flow
€1k▲
2024 · €758
Current ratio
1.80▲
2024 · 1.64
Debt to equity
0.92▼
2024 · 1.21
ROE
-4.0%▼
2024 · -3.0%
ROA
-2.1%▼
2024 · -1.4%
Interest coverage
1.37▼
2024 · 1.65
Debt ≤ 1 year
€26k▼
2024 · €35k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€65k€54k▼
Fixed assets21/28€7k€7k▲
Tangible fixed assets22/27€7k€7k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€5k▲
Other tangible fixed assets26€2k€1k▼
Current assets29/58€58k€47k▼
Amounts receivable within one year40/41€16k€20k▲
Trade receivables40€16k€20k▲
Cash at bank and in hand54/58€42k€27k▼
Deferred charges and accrued income490/1€129€227▲
Equity and liabilities
Total equity and liabilities10/49€65k€54k▼
Equity10/15€29k€28k▼
Contributions10/11€3k€3k=
Reserves13€17k€17k=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€10k€8k▼
Amounts payable17/49€35k€26k▼
Amounts payable within one year42/48€35k€26k▼
Trade debts44€534€3k▲
Suppliers440/4€534€3k▲
Taxes, remuneration and social security45€23k€15k▼
Taxes450/3€23k€15k▼
Other amounts payable47/48€12k€8k▼
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€189€485▲
Gross operating margin9900€7k€8k▲
Operating profit (loss)9901€5k€5k▲
Financial income75/76B€0€1k▲
Recurring financial income75€0€1k▲
Financial charges65/66B€4k€6k▲
Recurring financial charges65€4k€6k▲
Profit (loss) for the period before taxes9903€1k€1k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€-880€-1k▼
Profit (loss) for the period to be appropriated9905€-880€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€8k▼
Profit (loss) brought forward from the previous period14P€10k€10k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-1k
Net result drops to €-1k, the lowest in the series.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
31-12
Financial
Highest result since 2022net €17k ▲59.5%
Operating result €28k, net result €17k, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mont-Saint-Guibert · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Corbais 451435 Mont-Saint-GuibertGround area
1,251 m²
Building footprint
144 m²
Volume, LiDAR
933 m³
Parcel 25040A0012/00B022, Wallonia · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LVCM Consulting
since 20222.331.363.623
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25040A0012/00B022 | Wallonia | 1,251 m² | 1 · 144 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
SALDO
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RYE
BE 1019.796.137
Gent · Eq €28,214
EVERTYS
BE 0644.826.801
Antwerpen · Eq €28,209
KoP
BE 0674.378.048
Deinze · Eq €28,209
Aerolean Management
BE 1014.208.937
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 33,951 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.