LVANCOP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.84M and a net result of €34k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 60% of 5498 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
20 d early
2023
36 d early
2022
21 d early
2021
61 d late
2020
52 d late
2019
26 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.84M▲ 1.9%
2024 · €1.80M
2019: €697k
2020: €1.44M
2021: €1.48M
2022: €1.73M
2023: €1.77M
2024: €1.80M
2019 → 2025
Net result
€34k▼ 4.9%
2024 · €35k
2019: €697k
2020: €743k
2021: €41k
2022: €47k
2023: €38k
2024: €35k
2019 → 2025
Total assets
€2.95M▼ 0.8%
2024 · €2.98M
2019: €2.95M
2020: €3.03M
2021: €3.01M
2022: €2.94M
2023: €2.92M
2024: €2.98M
2019 → 2025
Solvency
62.2%▲ 1.6pp
2024 · 60.6%
2019: 23.7%
2020: 47.6%
2021: 49.3%
2022: 58.9%
2023: 60.5%
2024: 60.6%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.48M-€1.73M▲ 16.7%€1.77M▲ 2.2%€1.80M▲ 2.0%€1.84M▲ 1.9%
Operating result€70k-€81k▲ 15.8%€69k▼ 15.8%€62k▼ 9.0%€56k▼ 10.2%
Net result€41k-€47k▲ 13.1%€38k▼ 19.1%€35k▼ 6.4%€34k▼ 4.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 10% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.95M
Fixed assets
€2.83M▼ 0.1%
Current assets
€122k▼ 15.3%
Equity and liabilities €2.95M
Equity
€1.84M▲ 1.9%
Debt
€1.12M▼ 5.0%
The debt ratio falls from 39.4% to 37.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
62.2%▲
2024 · 60.6%
ROE
1.8%▼
2024 · 2.0%
ROA
1.1%▼
2024 · 1.2%
Debt
€1.12M▼
2024 · €1.17M
Debt ≤ 1 year
€870k▲
2024 · €791k
Debt > 1 year
€227k▼
2024 · €370k
Income taxes
€13k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.98M€2.95M▼
Fixed assets21/28€2.83M€2.83M▼
Tangible fixed assets22/27€11k€9k▼
Furniture and vehicles24€11k€9k▼
Financial fixed assets28€2.82M€2.82M=
Current assets29/58€144k€122k▼
Amounts receivable within one year40/41€111k€77k▼
Trade receivables40€34k-
Other amounts receivable41€77k€77k▼
Cash at bank and in hand54/58€30k€40k▲
Deferred charges and accrued income490/1€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€2.98M€2.95M▼
Equity10/15€1.80M€1.84M▲
Contributions10/11€200k€200k=
Profit (loss) carried forward14€1.60M€1.64M▲
Amounts payable17/49€1.17M€1.12M▼
Amounts payable after more than one year17€370k€227k▼
Financial debts170/4€370k€227k▼
Amounts payable within one year42/48€791k€870k▲
Current portion of amounts payable after more than one year42€143k€143k=
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€11k€15k▲
Suppliers440/4€11k€15k▲
Taxes, remuneration and social security45€11k€10k▼
Taxes450/3€9k€8k▼
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€627k€695k▲
Accrued charges and deferred income492/3€13k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€3k€3k▲
Non-recurring operating charges66A€7k-
Gross operating margin9900€74k€63k▼
Operating profit (loss)9901€62k€56k▼
Financial income75/76B€5k€5k=
Recurring financial income75€5k€5k=
Financial charges65/66B€18k€14k▼
Recurring financial charges65€18k€14k▼
Profit (loss) for the period before taxes9903€49k€47k▼
Income taxes67/77€13k€13k▼
Profit (loss) for the period9904€35k€34k▼
Profit (loss) for the period to be appropriated9905€35k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.60M€1.64M▲
Profit (loss) brought forward from the previous period14P€1.57M€1.60M▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €34k ▼4.9%
Net result drops to €34k, the lowest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 61 days late
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 52 days late
2020
31-12
Financial
Highest result since 2019net €743k ▲6.6%
Operating result €93k, net result €743k, both a record.
31-12
Financial
Equity above €1MEq €1.44M ▲107%
2 profitable years in a row build equity to €1.44M.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Borcht 312930 BrasschaatGround area
2,243 m²
Building footprint
261 m²
Volume, LiDAR
1,478 m³
Parcel 11322E0053/00K000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LVANCOP
since 20192.290.290.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0053/00K000 | Flanders | 2,243 m² | 1 · 261 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DUX INVEST
BE 0761.562.539
Brugge · Eq €1.84M
HÖNDERS & JACOBS HOLDING
BE 0712.929.016
Raeren · Eq €1.84M
CAMPUS-RPF
BE 0438.847.893
Sint-Niklaas · Eq €1.84M
Eurocon Infra
BE 0740.618.160
Beerse · Eq €1.83M
STORMS & Co
BE 0821.229.021
Nieuwpoort · Eq €1.83M
Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 11,159 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.