LV Gestion

Active

Private limited companyfounded 20215 yrs activeHamstraat 87, 1180 Ukkel, BelgiumKBO/BCE: BE 0762.612.812

LV Gestion has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €103k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

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Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency34▼-61

Growth78=

Track record94

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

8.5%

Return on assets

108.6%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7740 sector peers (2025).

NBB · sector comparison

Position among 7740 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

28 d early

2024

58 d early

2023

31 d early

2022

28 d early

2021

37 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

21-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▼ 89.9%

2024 · €79k

2021: €-6k 2022: €76k 2023: €133k 2024: €79k

2021 → 2025

Total assets

€95k▼ 16.3%

2024 · €113k

2021: €22k 2022: €110k 2023: €198k 2024: €113k

2021 → 2025

Net result

€103k▲ 38.2%

2024 · €74k

2021: €-11k 2022: €82k 2023: €57k 2024: €74k

2021 → 2025

Working capital

€6k▼ 92.0%

2024 · €75k

2021: €-7k 2022: €75k 2023: €132k 2024: €75k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€-6k-€76k€133k▲ 76.1%€79k▼ 40.2%€8k▼ 89.9%

Operating result€-11k-€100k€73k▼ 26.9%€94k▲ 28.5%€133k▲ 40.6%

Net result€-11k-€82k€57k▼ 29.8%€74k▲ 29.5%€103k▲ 38.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 41% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €95k

97.8%

Fixed assets €2k▼ 50.0%

Current assets €93k▼ 15.0%

Equity and liabilities €95k

91.5%

Equity €8k▼ 89.9%

Debt €87k▲ 157%

The debt ratio rises from 29.8% to 91.5%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€135k▲

2024 · €96k

Cash flow

€105k▲

2024 · €76k

Solvency

8.5%▼

2024 · 70.2%

Current ratio

1.07▼

2024 · 3.24

Quick ratio

1.07▼

2024 · 3.24

Debt / equity

10.75▲

2024 · 0.42

ROA

108.6%▲

2024 · 65.8%

Interest coverage

685.07▲

2024 · 198.82

Debt

€87k▲

2024 · €34k

Debt ≤ 1 year

€87k▲

2024 · €34k

Income taxes

€30k▲

2024 · €19k

Staff costs

€992▼

2024 · €2k

A ratio outside any meaningful range has been withheld (balance sheet total €95k, equity €8k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€113k€95k▼

Fixed assets21/28€4k€2k▼

Tangible fixed assets22/27€4k€2k▼

Furniture and vehicles24€4k€2k▼

Current assets29/58€109k€93k▼

Amounts receivable within one year40/41€6k€12k▲

Trade receivables40-€531

Other amounts receivable41€6k€11k▲

Cash at bank and in hand54/58€103k€81k▼

Deferred charges and accrued income490/1-€33

Equity and liabilities

Total equity and liabilities10/49€113k€95k▼

Equity10/15€79k€8k▼

Contributions10/11€5k€5k=

Reserves13€74k€3k▼

Distributable reserves133€74k€3k▼

Amounts payable17/49€34k€87k▲

Amounts payable within one year42/48€34k€87k▲

Trade debts44-€554

Suppliers440/4-€554

Taxes, remuneration and social security45€33k€21k▼

Taxes450/3€33k€21k▼

Other amounts payable47/48€237€65k▲

Income statement Code20242025

Remuneration, social security and pensions62€2k€992▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲

Other operating charges640/8€387€400▲

Gross operating margin9900€99k€136k▲

Operating profit (loss)9901€94k€133k▲

Financial charges65/66B€485€197▼

Recurring financial charges65€485€197▼

Profit (loss) for the period before taxes9903€94k€132k▲

Income taxes67/77€19k€30k▲

Profit (loss) for the period9904€74k€103k▲

Profit (loss) for the period to be appropriated9905€74k€103k▲

Appropriation of the result

Profit (loss) to be appropriated9906€74k€103k▲

Transfer from equity791/2€128k€174k▲

Transfer to equity691/2€74k€103k▲

To other reserves6921€74k€103k▲

Profit to be distributed694/7€128k€174k▲

Return on contributions (dividend)694€128k€174k▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

03-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2021net €103k ▲38.2%

Operating result €133k, net result €103k, both a record.

03-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Equity above €100kEq €133k ▲76.1%

2 profitable years in a row build equity to €133k.

03-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Back to profitnet €82k

Net result €82k after one loss-making year.

31-12

Financial Liquidity quadruplescurrent ratio 3.19

Current ratio from 0.74 to 3.19.

24-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Ukkel · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hamstraat 871180 Ukkel

Ground area

321 m²

Building footprint

81 m²

Volume, LiDAR

769 m³

Parcel 21612D0434/00B004, Brussels · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

LV Gestion

Hamstraat 87, 1180 UkkelFinancial service activities, except insurance and pension funding

since 20212.312.632.032

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21612D0434/00B004	Brussels	321 m²	1 · 81 m²	13.1 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Gillis (bij-Brussel) · Eq €8k

Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 1,668 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-01-2021

Fiscal year end31-12

Activities, NACEBEL

82100Office administrative and support services

82110Office administrative, office support and other business support activities

82190Office administrative, office support and other business support activities

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.