LV-CONSULTANTS
ActiveLV-CONSULTANTS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €229k and a net result of €-7k. Equity is growing by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 17% of 9017 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency9=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.12 in 2023), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
12.8%
Return on assets
-0.4%
Age of the figures
20 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 9017 sector peers (2024).
NBB · sector comparisonPosition among 9017 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-07-2025, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
9 d early
2023
48 d early
2022
46 d early
2021
24 d late
2020
9 d early
2019
28 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€229k▼ 3.1%
2023 · €236k
2018: €248k
2019: €182k
2020: €184k
2021: €210k
2022: €240k
2023: €236k
2018 → 2024
Total assets
€1.79M▼ 1.7%
2023 · €1.82M
2018: €1.26M
2019: €1.65M
2020: €1.68M
2021: €1.72M
2022: €1.75M
2023: €1.82M
2018 → 2024
Net result
€-7k▼ 106%
2023 · €-4k
2018: €-11k
2019: €-55k
2020: €2k
2021: €26k
2022: €30k
2023: €-4k
2018 → 2024
Working capital
€-73k▲ 67.0%
2023 · €-223k
2018: €-259k
2019: €-602k
2020: €-73k
2021: €-167k
2022: €-187k
2023: €-223k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€184k-€210k▲ 14.0%€240k▲ 14.3%€236k▼ 1.5%€229k▼ 3.1%
Operating result€11k-€35k▲ 204%€39k▲ 13.8%€9k▼ 77.4%€5k▼ 41.6%
Net result€2k-€26k▲ 1,161%€30k▲ 16.5%€-4k€-7k▼ 106%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 42% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.79M
Fixed assets
€1.73M▼ 3.2%
Current assets
€58k▲ 83.9%
Equity and liabilities €1.79M
Equity
€229k▼ 3.1%
Debt
€1.56M▼ 1.5%
The debt ratio rises from 87.0% to 87.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€69k▲
2023 · €66k
Cash flow
€56k▲
2023 · €53k
Solvency
12.8%▼
2023 · 13.0%
Current ratio
0.44▲
2023 · 0.12
Quick ratio
0.44▲
2023 · 0.12
Debt / equity
6.80▲
2023 · 6.68
ROE
-3.2%▼
2023 · -1.5%
ROA
-0.4%▼
2023 · -0.2%
Interest coverage
5.63▲
2023 · 5.37
Debt
€1.56M▼
2023 · €1.58M
Debt ≤ 1 year
€131k▼
2023 · €254k
Debt > 1 year
€1.42M▲
2023 · €1.33M
Income taxes
€335▲
2023 · €273
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.82M€1.79M▼
Fixed assets21/28€1.78M€1.73M▼
Tangible fixed assets22/27€1.01M€952k▼
Land and buildings22€907k€875k▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€49k€34k▼
Leasing and similar rights25€50k€38k▼
Financial fixed assets28€775k€775k=
Current assets29/58€32k€58k▲
Amounts receivable within one year40/41€27k€56k▲
Trade receivables40€6k€33k▲
Other amounts receivable41€21k€22k▲
Cash at bank and in hand54/58€3k€1k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.82M€1.79M▼
Equity10/15€236k€229k▼
Contributions10/11€255k€255k=
Revaluation surpluses12€167k€167k=
Profit (loss) carried forward14€-186k€-193k▼
Amounts payable17/49€1.58M€1.56M▼
Amounts payable after more than one year17€1.33M€1.42M▲
Financial debts170/4€400k€350k▼
Other amounts payable178/9€925k€1.08M▲
Amounts payable within one year42/48€254k€131k▼
Current portion of amounts payable after more than one year42€49k€51k▲
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€231€120▼
Taxes450/3€231€120▼
Other amounts payable47/48€200k€79k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€57k€63k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€73k€77k▲
Operating profit (loss)9901€9k€5k▼
Financial income75/76B€0€4▲
Recurring financial income75€0€4▲
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Profit (loss) for the period before taxes9903€-3k€-7k▼
Income taxes67/77€273€335▲
Profit (loss) for the period9904€-4k€-7k▼
Profit (loss) for the period to be appropriated9905€-4k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-186k€-193k▼
Profit (loss) brought forward from the previous period14P€-182k€-186k▼
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €30k ▲16.5%
Operating result €39k, net result €30k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 24 days late
2021
31-12
Financial
Equity above €200kEq €210k ▲14%
2 profitable years in a row build equity to €210k.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 28 days late
2019
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2016
22-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koksijde · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Elisabethplein(Kok) 28670 KoksijdeGround area
2,691 m²
Building footprint
1,099 m²
Volume, LiDAR
12,000 m³
Parcel 38342G0978/00A000, Flanders · tallest building 14.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Elisabethplein(Kok) 2, 8670 Koksijde
since 20012.097.410.709
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38342G0978/00A000 | Flanders | 2,691 m² | 1 · 1,098 m² | 14.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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FINKK
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PAXARA
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Ukkel · Eq €230k
KUMA BELGIUM INTERNATIONAL
BE 0690.552.896
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CEROVAN
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Of 6,127 companies in sector 46190 we hold annual accounts for 2,554. 1,814 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-2000
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.