LV-CONSULTANTS

Active

Private limited companyfounded 2000active for 26 yearsElisabethplein(Kok) 2, 8670 Koksijde, BelgiumKBO/BCE: BE 0471.958.151

From the official registers: KBO 25 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

LV-CONSULTANTS has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €218,201 and a net result of -€10,842. Equity has been stable since 2018 (±0.9% per year). Its solvency ranks better than 20% of 9,829 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow Report Compare

LV-CONSULTANTSActiveChecked score 69/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 24-05-2000 Normal situation
Legal form: Private limited company
Registered office: Elisabethplein(Kok) 2, 8670 Koksijde
Activity: Agents in non-specialised wholesale trade NACE 46190and 1 other
Establishment unit: 2.097.410.709 8670 Koksijde, since 12-02-2001
Financial year end: 31 December
Peppol: Reachable since 10-03-2025

Company details

Board and ownership

Board

VANDEPUTTE LievenDirector · since 11-05-2000
HOUBEN AnnDirector · since 01-07-2003

Holdings: Shares in 1 company ALAVI

Board & ownership

Financial position

69 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.7%

Annual accounts 2025

Gross margin: €71,268; ▼ 7.6%
Turnover: ≈ €360,000; estimated
Loss: €10,842; ▲ 47.7%
Equity: €218,201; ▼ 4.7%
Total assets: €1.7m; ▼ 2.1%

2025 accounts filed 35 days before the deadline

Filed on 26-06-2026at the National Bank

Financials

Score breakdownraises riskLiquidity: current ratio 0.51, cash €378, halvedEquity €218,201 (12.5% of total assets)lowers riskSize: total assets €1.7mFounded in 2000Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially stronger than 40% of micro companies in wholesale trade (NACE 46)

Every signal that counts is listed under Signals.

Financial strength · tick: 2024

Average

Solvency 37-1

equity 12.5% of total assets

Liquidity 50=

short-term debt 9.0% · cash 0.0%

Profitability 66+1

return on assets -0.6%

Bankruptcy probability within 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)

Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024lowest value 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.2 percentage points vs 06-2025 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 0.7%▼ -0.9 percentage points vs 09-2026

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.51 (0.44 in 2024), below 1. Short-term debt is 9% and cash 0% of total assets. 87.5% of the assets are financed with debt and provisions.

Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 25% of them on solvency, 53% on liquidity, 49% on profitability and 32% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.

lowers riskraises riskneutral

Liquidity: current ratio 0.51, cash €378, halved

NBB · annual accounts

Size: total assets €1.7m

Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.

NBB · annual accounts

Founded in 2000

Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.

KBO

Equity €218,201 (12.5% of total assets)

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

1819202122232425

2018 to 2025 · latest year -€10,842

Weak solvency compared with the sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9829 sector peers (2025).

NBB · sector comparison

Position among 9829 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

35 days early

2024

9 days early

2023

48 days early

2022

46 days early

2021

24 days late

2020

9 days early

2019

28 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 14 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

That holds for every publication since 2021.

KBO publications

Key points

Risk: 3 loss-making years in a rowloss in financial year 2025 -€10,842 View
Caution: Lower net result than 81% of companies in wholesale tradesector median €26,864 · 9,808 companies -€10,842 View
Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Documents

Key facts about LV-CONSULTANTS

What is the company number of LV-CONSULTANTS?: The company number of LV-CONSULTANTS is 0471.958.151. The VAT number is the same number with BE in front: BE 0471.958.151.
Where is LV-CONSULTANTS based?: The registered office is at Elisabethplein(Kok) 2, 8670 Koksijde.Company details
What does LV-CONSULTANTS do?: According to the KBO register, the main activity is agents in non-specialised wholesale trade (NACE 46190).
What is the legal form of LV-CONSULTANTS?: The legal form of LV-CONSULTANTS is Private limited company (BV).
When was LV-CONSULTANTS founded?: LV-CONSULTANTS was founded on 24-05-2000.
Is LV-CONSULTANTS still active?: Yes, LV-CONSULTANTS is an active enterprise in the KBO register.
What is the turnover of LV-CONSULTANTS?: The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €71,268 and 40 comparable companies (NACE 461). It probably lies between €160,000 and €920,000.Financials
Is LV-CONSULTANTS profitable?: In financial year 2025, LV-CONSULTANTS made a loss of €10,842.
Where can I find the annual accounts of LV-CONSULTANTS?: LV-CONSULTANTS filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of LV-CONSULTANTS due?: LV-CONSULTANTS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Companies linked to LV-CONSULTANTS

Subsidiaries and holdings

ALAVI96.62%

Comparable companies

These companies have the same main activity as LV-CONSULTANTS: agents in non-specialised wholesale trade (NACE 46190). They are comparable in size and age: total assets between €1.1m and €2.7m, founded between 1998 and 2003.

Company	Total assets	Gross margin
LV-CONSULTANTS Koksijde	€1.7m	€0.07m
GOVENTOUT Grez-Doiceau	€1.9m	€0.06m
RAMA BEHEER Grimbergen	€1.8m	€0.06m
ABC SA.HA.RA Fernelmont	€1.5m	€0.07m
ALL DRINKS Koksijde	€2.7m	€0.06m
JAN PYSSON Lo-Reninge	€1.2m	€0.09m
NOUMICO INTERNATIONAL Ingelmunster	€1.1m	€0.1m