LV-ARCHITECTEN
ActiveSummary
LV-ARCHITECTEN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.3m and a net result of €350,206. Equity is growing by ~15.3% per year across the filed fiscal years. Its solvency ranks better than 83% of 2033 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▲+1
Solvency100▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200,000 at 30 days acceptable
Liquidity ample (current ratio 4.87 against 2.92 in 2024; short-term debt: 16.5% and cash: 26.7% of total assets), and 22.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
11.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
42 d early
2023
5 d early
2022
10 d late
2021
11 d early
2020
5 d early
2019
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 12 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#2 fastest grower in Wuustwezel#8 company by equity in Wuustwezel, Professional and technical services sector
Equity
€2.3m▲ 17.7%
2024 · €2.0m
Total assets
€3.0m▼ 0.2%
2024 · €3.0m
Net result
€350,206▲ 8.5%
2024 · €322,822
Working capital
€1.9m▲ 25.1%
2024 · €1.5m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€695,154▲ 25.6%€700,533▲ 0.8%€528,188▼ 24.6%€460,933▼ 12.7%€500,884▲ 8.7%
Net result€463,913above the sector's middle half▲ 25.3%€472,520above the sector's middle half▲ 1.9%€354,071above the sector's middle half▼ 25.1%€322,822above the sector's middle half▼ 8.8%€350,206above the sector's middle half▲ 8.5%
Equity€1.3mabove the sector's middle half▲ 25.7%€1.7mabove the sector's middle half▲ 30.0%€1.9mabove the sector's middle half▲ 12.9%€2.0mabove the sector's middle half▲ 3.0%€2.3mabove the sector's middle half▲ 17.7%
Total assets€2.1mabove the sector's middle half▼ 6.7%€2.4mabove the sector's middle half▲ 16.2%€2.5mabove the sector's middle half▲ 5.1%€3.0mabove the sector's middle half▲ 18.6%€3.0mabove the sector's middle half▼ 0.2%
Debt€768,071▼ 35.2%€712,370▼ 7.3%€615,092▼ 13.7%€1.0m▲ 67.4%€672,756▼ 34.7%
Working capital€937,925above the sector's middle half▲ 46.6%€1.3mabove the sector's middle half▲ 39.6%€1.6mabove the sector's middle half▲ 20.4%€1.5mabove the sector's middle half▼ 2.8%€1.9mabove the sector's middle half▲ 25.1%
Solvency63.1%within the sector's middle half▲ 16.2pp70.5%above the sector's middle half▲ 7.5pp75.8%above the sector's middle half▲ 5.2pp65.8%within the sector's middle half▼ 10.0pp77.6%above the sector's middle half▲ 11.8pp
Current ratio2.69within the sector's middle half▲ 0.963.45above the sector's middle half▲ 0.764.36above the sector's middle half▲ 0.922.92within the sector's middle half▼ 1.444.87above the sector's middle half▲ 1.95
Return on assets (ROA)22.3%above the sector's middle half▲ 5.7pp19.5%above the sector's middle half▼ 2.8pp13.9%within the sector's middle half▼ 5.6pp10.7%within the sector's middle half▼ 3.2pp11.6%within the sector's middle half▲ 0.9pp
Staff (FTE)20.1above the sector's middle half▲ 3.6%15.5above the sector's middle half▼ 22.9%23.3above the sector's middle half▲ 50.3%22.5above the sector's middle half▼ 3.4%24.9above the sector's middle half▲ 10.7%
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.0m
Fixed assets
€591,881 ▼ 13.1%
Current assets
€2.4m ▲ 3.5%
Equity and liabilities €3.0m
Equity
€2.3m ▲ 17.7%
Debt
€672,756 ▼ 34.7%
Debt's share of the balance-sheet total falls from 34.2% to 22.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€612,615▲
2024 · €558,382
Cash flow
€461,937▲
2024 · €420,271
Debt to equity
0.29▼
2024 · 0.52
ROE
15.0%▼
2024 · 16.3%
Interest coverage
47.21▲
2024 · 45.12
Debt ≤ 1 year
€495,972▼
2024 · €798,603
Debt > 1 year
€173,311▼
2024 · €230,736
Income taxes
€174,568▲
2024 · €150,914
Staff costs
€1.3m▲
2024 · €1.2m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3,374 | - | - | - | €7,000 | - |
| Remuneration, social security and pensions62 | €1.1m | €1.3m | €1.3m | €1.2m | €1.3m | ▲ 7.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €95,572 | €95,192 | €97,393 | €97,449 | €111,732 | ▲ 14.7% |
| Other operating charges640/8 | €16,833 | €42,431 | €10,494 | €33,467 | €12,972 | ▼ 61.2% |
| Non-recurring operating charges66A | - | €6,863 | €0 | €3,739 | €0 | ▼ 100% |
| Gross operating margin9900 | €1.9m | €2.1m | €1.9m | €1.8m | €2.0m | ▲ 6.6% |
| Operating profit (loss)9901 | €695,154 | €700,533 | €528,188 | €460,933 | €500,884 | ▲ 8.7% |
| Financial income75/76B | €2,914 | €1,274 | €8,066 | €25,179 | €36,868 | ▲ 46.4% |
| Recurring financial income75 | €2,914 | €1,274 | €8,066 | €25,179 | €36,868 | ▲ 46.4% |
| Financial charges65/66B | €12,981 | €9,936 | €10,040 | €12,377 | €12,977 | ▲ 4.9% |
| Recurring financial charges65 | €12,981 | €9,936 | €10,040 | €12,377 | €12,977 | ▲ 4.9% |
| Profit (loss) for the period before taxes9903 | €685,088 | €691,871 | €526,214 | €473,736 | €524,774 | ▲ 10.8% |
| Income taxes67/77 | €221,175 | €219,351 | €172,144 | €150,914 | €174,568 | ▲ 15.7% |
| Profit (loss) for the period9904 | €463,913 | €472,520 | €354,071 | €322,822 | €350,206 | ▲ 8.5% |
| Profit (loss) for the period to be appropriated9905 | €463,913 | €472,520 | €354,071 | €322,822 | €350,206 | ▲ 8.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.1m | €2.4m | €2.5m | €3.0m | €3.0m | ▼ 0.2% |
| Fixed assets21/28 | €587,439 | €574,186 | €495,242 | €681,123 | €591,881 | ▼ 13.1% |
| Tangible fixed assets22/27 | €569,467 | €556,475 | €490,022 | €664,652 | €575,384 | ▼ 13.4% |
| Land and buildings22 | €370,567 | €336,517 | €302,468 | €268,419 | €234,371 | ▼ 12.7% |
| Plant, machinery and equipment23 | €56,513 | €71,181 | €60,698 | €45,907 | €27,440 | ▼ 40.2% |
| Furniture and vehicles24 | €11,898 | €15,257 | €8,747 | €32,302 | €24,012 | ▼ 25.7% |
| Other tangible fixed assets26 | €130,490 | €133,519 | €118,109 | €318,023 | €289,562 | ▼ 8.9% |
| Financial fixed assets28 | €17,973 | €17,712 | €5,220 | €16,471 | €16,497 | ▲ 0.2% |
| Current assets29/58 | €1.5m | €1.8m | €2.0m | €2.3m | €2.4m | ▲ 3.5% |
| Amounts receivable after more than one year29 | - | - | - | €193,500 | €187,500 | ▼ 3.1% |
| Other amounts receivable291 | - | - | - | €193,500 | €187,500 | ▼ 3.1% |
| Amounts receivable within one year40/41 | €302,858 | €499,743 | €569,442 | €745,464 | €582,041 | ▼ 21.9% |
| Trade receivables40 | €297,928 | €498,014 | €568,824 | €732,073 | €575,400 | ▼ 21.4% |
| Other amounts receivable41 | €4,930 | €1,730 | €617 | €13,390 | €6,641 | ▼ 50.4% |
| Current investments50/53 | €344,323 | €380,706 | €422,605 | €714,789 | €812,042 | ▲ 13.6% |
| Cash at bank and in hand54/58 | €825,908 | €931,488 | €1.0m | €651,631 | €803,761 | ▲ 23.3% |
| Deferred charges and accrued income490/1 | €20,488 | €32,511 | €22,002 | €26,666 | €29,341 | ▲ 10.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.1m | €2.4m | €2.5m | €3.0m | €3.0m | ▼ 0.2% |
| Equity10/15 | €1.3m | €1.7m | €1.9m | €2.0m | €2.3m | ▲ 17.7% |
| Contributions10/11 | €18,550 | - | - | - | - | - |
| Reserves13 | €1.3m | €1.7m | €1.9m | €2.0m | €2.3m | ▲ 17.7% |
| Distributable reserves133 | €1.3m | €1.7m | €1.9m | €2.0m | €2.3m | ▲ 17.7% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €768,071 | €712,370 | €615,092 | €1.0m | €672,756 | ▼ 34.7% |
| Amounts payable after more than one year17 | €211,614 | €177,072 | €131,498 | €230,736 | €173,311 | ▼ 24.9% |
| Financial debts170/4 | €211,614 | €177,072 | €131,498 | €230,736 | €173,311 | ▼ 24.9% |
| Amounts payable within one year42/48 | €555,651 | €535,286 | €469,153 | €798,603 | €495,972 | ▼ 37.9% |
| Current portion of amounts payable after more than one year42 | €61,584 | €53,227 | €45,574 | €63,949 | €57,425 | ▼ 10.2% |
| Trade debts44 | €63,001 | €110,588 | €86,533 | €248,239 | €180,567 | ▼ 27.3% |
| Suppliers440/4 | €63,001 | €110,588 | €86,533 | €248,239 | €180,567 | ▼ 27.3% |
| Taxes, remuneration and social security45 | €235,390 | €320,690 | €202,864 | €221,045 | €257,980 | ▲ 16.7% |
| Taxes450/3 | €103,868 | €171,644 | €58,713 | €74,685 | €114,627 | ▲ 53.5% |
| Remuneration and social security454/9 | €131,521 | €149,046 | €144,151 | €146,360 | €143,353 | ▼ 2.1% |
| Other amounts payable47/48 | €195,677 | €50,781 | €134,182 | €265,370 | €0 | ▼ 100% |
| Accrued charges and deferred income492/3 | €806 | €12 | €14,442 | €230 | €3,473 | ▲ 1,413% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €463,913 | €472,520 | €354,071 | €322,822 | €350,206 | ▲ 8.5% |
| + Depreciation and write-downs630 | €95,572 | €95,192 | €97,393 | €97,449 | €111,732 | ▲ 14.7% |
| Operating cash flow (approximation) | €559,485 | €567,711 | €451,464 | €420,271 | €461,937 | ▲ 9.9% |
| Investment in fixed assets (approximation) | - | -€81,939 | -€18,449 | -€283,329 | -€22,490 | ▲ 92.1% |
| Change in cash | - | €105,580 | €100,466 | -€380,322 | €152,130 | ▲ 140% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Equity above €2mEq €2.3m ▲17.7%
8 profitable years in a row build equity to €2.3m.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 10 days late
2022
31-12
Financial
Highest result since 2018net €472,520 ▲1.9%
Operating result €700,533, net result €472,520, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €1mEq €1.0m ▲6.6%
3 profitable years in a row build equity to €1.0m.
30-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wuustwezel · 2 establishment units since 2009
Ground area
7,773 m²
Building footprint
1,578 m²
Volume, LiDAR
424 m³
2 parcels, Flanders · tallest building 8.6 m. Linked by address, not a title deed.
2 establishment units
Dorpsstraat 89, 2990 Wuustwezel
since 20092.175.916.767
Karel Oomsstraat 100, 2018 Antwerpen
since 20122.244.731.240
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2183/00B002 | Flanders | 7,434 m² | 1 · 1,086 m² | 8.6 m |
| 11053D0674/00Y000 | Flanders | 339 m² | 1 · 491 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 3,236 EUR awarded · 3,236 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 276 EUR | 276 EUR |
| 2024 | 1 | 48 EUR | 102 EUR |
| 2023 | 1 | 1,154 EUR | 1,100 EUR |
| 2022 | 1 | 1,758 EUR | 1,758 EUR |
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Of 18,254 companies in sector 71111 we hold annual accounts for 6,321. 1,493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71112Activities of interior architects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0808712259
Also
9925:BE0808712259
Registered
17-12-2024
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.