LV
ActiveThe computed 12-month bankruptcy probability of LV is 2.5% (moderate). The 2025 annual accounts show negative equity (€-5k) and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 4610 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+12
Solvency20▲+6
Growth58=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.59 against 0.61 in 2024; short-term debt: 48.3% and cash: 0.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.4%
Return on assets
6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-08-2026, 19 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
19 d late
2024
13 d late
2023
61 d late
2022
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-5k▲ 56.2%
2024 · €-10k
2022: €3k
2023: €-13k
2024: €-10k
2022 → 2025
Total assets
€85k▼ 13.3%
2024 · €98k
2022: €9k
2023: €31k
2024: €98k
2022 → 2025
Net result
€6k▲ 111%
2024 · €3k
2022: €-227
2023: €-16k
2024: €3k
2022 → 2025
Working capital
€-17k▲ 25.6%
2024 · €-23k
2022: €1k
2023: €-37k
2024: €-23k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€3k-€-13k€-10k▲ 21.1%€-5k▲ 56.2%
Operating result€384-€-15k€7k€12k▲ 64.2%
Net result€-227-€-16k▼ 6,960%€3k€6k▲ 111%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 64% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€61k▼ 3.6%
Current assets
€24k▼ 30.7%
Key figures and ratios
EBITDA
€20k▲
2024 · €13k
Cash flow
€14k▲
2024 · €8k
Solvency
-5.4%▲
2024 · -10.6%
Current ratio
0.59▼
2024 · 0.61
Quick ratio
0.54▼
2024 · 0.61
Debt / equity
-19.67▼
2024 · -10.42
ROA
6.9%▲
2024 · 2.8%
Interest coverage
3.72▲
2024 · 2.81
Debt
€90k▼
2024 · €109k
Debt ≤ 1 year
€41k▼
2024 · €58k
Debt > 1 year
€49k▼
2024 · €51k
Income taxes
€1k▲
2024 · €159
Staff costs
€36k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€98k€85k▼
Fixed assets21/28€63k€61k▼
Tangible fixed assets22/27€63k€61k▼
Land and buildings22€43k€38k▼
Plant, machinery and equipment23€15k€14k▼
Furniture and vehicles24€5k€9k▲
Financial fixed assets28€244€244=
Current assets29/58€35k€24k▼
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€25k€20k▼
Trade receivables40€25k€16k▼
Other amounts receivable41€183€4k▲
Cash at bank and in hand54/58€10k€79▼
Deferred charges and accrued income490/1€108€2k▲
Equity and liabilities
Total equity and liabilities10/49€98k€85k▼
Equity10/15€-10k€-5k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-13k€-8k▲
Amounts payable17/49€109k€90k▼
Amounts payable after more than one year17€51k€49k▼
Financial debts170/4€51k€49k▼
Amounts payable within one year42/48€58k€41k▼
Current portion of amounts payable after more than one year42€5k€7k▲
Financial debts43-€664
Credit institutions430/8-€664
Trade debts44€30k€6k▼
Suppliers440/4€30k€6k▼
Advances received on contracts in progress46-€11k
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€4k€13k▲
Remuneration and social security454/9€4k€5k▲
Other amounts payable47/48€15k-
Income statement
Code20242025
Remuneration, social security and pensions62€30k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€46k€58k▲
Operating profit (loss)9901€7k€12k▲
Financial income75/76B€61€335▲
Recurring financial income75€61€335▲
Financial charges65/66B€5k€6k▲
Recurring financial charges65€5k€6k▲
Profit (loss) for the period before taxes9903€3k€7k▲
Income taxes67/77€159€1k▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-13k€-8k▲
Profit (loss) brought forward from the previous period14P€-16k€-13k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 19 days late
2025
31-12
Financial
Highest result since 2022net €6k ▲111%
Operating result €12k, net result €6k, both a record.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Walcourt · 2 establishment units since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Crèvecoeur(Y-G) 265650 WalcourtGround area
7,743 m²
Building footprint
56 m²
Volume, LiDAR
612 m³
2 parcels, Wallonia · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
Sensori'elle
since 20222.334.950.742
Rue Crèvecoeur(Y-G) 26, 5650 Walcourt
since 20222.376.505.344
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93089C0510/00N000 | Wallonia | 7,706 m² | - | - |
| 52021D0233/00F000 | Wallonia | 37 m² | 1 · 56 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,863 companies in sector 96220 we hold annual accounts for 1,443. 729 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2022
Fiscal year end31-12
Trade name FR
Sensori'elle
Activities, NACEBEL
96022Beauty treatment
96220Beauty care and other beauty treatments
47711Retail sale of women's outerwear
47715Retail trade
47750Retail sale of cosmetics and toilet articles
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.