LV'
ActiveLV' has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €600k and a net result of €4k. Equity is growing by ~49.5% per year across the filed fiscal years. Its solvency ranks better than 29% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
66
/ 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability3▼-12
Solvency45▼-25
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.87 in 2024), and 72.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.5%
Return on assets
0.2%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
20 d late
2024
29 d late
2023
24 d late
2022
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€600k▲ 0.7%
2024 · €596k
2022: €81k
2023: €179k
2024: €596k
2022 → 2025
Total assets
€2.18M▲ 17.3%
2024 · €1.86M
2022: €215k
2023: €522k
2024: €1.86M
2022 → 2025
Net result
€4k▼ 76.4%
2024 · €17k
2022: €80k
2023: €98k
2024: €17k
2022 → 2025
Working capital
€18k▼ 88.0%
2024 · €149k
2022: €60k
2023: €92k
2024: €149k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€81k-€179k▲ 121%€596k▲ 233%€600k▲ 0.7%
Operating result€113k-€140k▲ 24.1%€73k▼ 47.8%€64k▼ 13.4%
Net result€80k-€98k▲ 22.3%€17k▼ 82.2%€4k▼ 76.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 13% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.18M
Fixed assets
€2.00M▲ 29.8%
Current assets
€183k▼ 43.0%
Equity and liabilities €2.18M
Equity
€600k▲ 0.7%
Debt
€1.58M▲ 25.1%
The debt ratio rises from 67.9% to 72.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€142k▲
2024 · €111k
Cash flow
€82k▲
2024 · €55k
Solvency
27.5%▼
2024 · 32.1%
Current ratio
1.11▼
2024 · 1.87
Quick ratio
1.11▼
2024 · 1.87
Debt / equity
2.63▲
2024 · 2.12
ROE
0.7%▼
2024 · 2.9%
ROA
0.2%▼
2024 · 0.9%
Interest coverage
2.32▼
2024 · 2.40
Debt
€1.58M▲
2024 · €1.26M
Debt ≤ 1 year
€165k▼
2024 · €171k
Debt > 1 year
€1.37M▲
2024 · €1.05M
Income taxes
€-99▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.86M€2.18M▲
Fixed assets21/28€1.54M€2.00M▲
Tangible fixed assets22/27€476k€935k▲
Land and buildings22€342k€866k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€94k€68k▼
Assets under construction and advance payments27€39k-
Financial fixed assets28€1.06M€1.06M=
Current assets29/58€321k€183k▼
Amounts receivable within one year40/41€156k€28k▼
Trade receivables40€3k€21k▲
Other amounts receivable41€154k€8k▼
Current investments50/53€100k-
Cash at bank and in hand54/58€63k€153k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.86M€2.18M▲
Equity10/15€596k€600k▲
Contributions10/11€401k€401k=
Reserves13€195k€195k=
Distributable reserves133€195k€195k=
Profit (loss) carried forward14-€4k
Amounts payable17/49€1.26M€1.58M▲
Amounts payable after more than one year17€1.05M€1.37M▲
Financial debts170/4€1.05M€1.37M▲
Amounts payable within one year42/48€171k€165k▼
Current portion of amounts payable after more than one year42€95k€75k▼
Trade debts44€20k€2k▼
Suppliers440/4€20k€2k▼
Taxes, remuneration and social security45€12k€18k▲
Remuneration and social security454/9€12k€18k▲
Other amounts payable47/48€45k€70k▲
Accrued charges and deferred income492/3€44k€42k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€78k▲
Other operating charges640/8€865€7k▲
Gross operating margin9900€112k€149k▲
Operating profit (loss)9901€73k€64k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€46k€61k▲
Recurring financial charges65€46k€61k▲
Profit (loss) for the period before taxes9903€28k€4k▼
Income taxes67/77€11k€-99▼
Profit (loss) for the period9904€17k€4k▼
Profit (loss) for the period to be appropriated9905€17k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€4k▼
Transfer to equity691/2€17k-
To other reserves6921€17k-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €4k ▼76.4%
Net result drops to €4k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €500kEq €596k ▲233%
3 profitable years in a row build equity to €596k.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Highest result since 2022net €98k ▲22.3%
Operating result €140k, net result €98k, both a record.
31-12
Financial
Equity above €150kEq €179k ▲121%
2 profitable years in a row build equity to €179k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nijverheidsstraat 252840 RumstGround area
180 m²
Building footprint
102 m²
Volume, LiDAR
583 m³
Parcel 11037D0024/00K003, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LV'
since 20222.329.649.295
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11037D0024/00K003 | Flanders | 180 m² | 1 · 102 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Heydeca
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CorpMentis
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 32,964 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.