LUZIUS
ActiveLUZIUS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.00M and a net result of €265k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 61% of 12665 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▲+3
Solvency92▼-8
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity ample (current ratio 2.17 against 7.55 in 2024; short-term debt: 24.2% and cash: 47.3% of total assets), and 32.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.3%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
25 d late
2023
8 d early
2022
43 d late
2021
23 d late
2020
25 d late
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.00M▼ 25.9%
2024 · €1.35M
2018: €842k
2019: €1.04M
2020: €1.23M
2021: €1.21M
2022: €1.27M
2023: €1.37M
2024: €1.35M
2018 → 2025
Total assets
€1.49M▼ 8.7%
2024 · €1.63M
2018: €1.11M
2019: €1.19M
2020: €1.67M
2021: €1.54M
2022: €1.53M
2023: €1.63M
2024: €1.63M
2018 → 2025
Net result
€265k▲ 4.4%
2024 · €254k
2018: €269k
2019: €201k
2020: €242k
2021: €173k
2022: €211k
2023: €261k
2024: €254k
2018 → 2025
Working capital
€422k▼ 46.7%
2024 · €793k
2018: €687k
2019: €889k
2020: €637k
2021: €667k
2022: €684k
2023: €798k
2024: €793k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.21M-€1.27M▲ 5.0%€1.37M▲ 8.2%€1.35M▼ 1.1%€1.00M▼ 25.9%
Operating result€250k-€305k▲ 22.0%€382k▲ 25.3%€367k▼ 4.0%€383k▲ 4.4%
Net result€173k-€211k▲ 22.0%€261k▲ 24.0%€254k▼ 3.0%€265k▲ 4.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.49M
Fixed assets
€708k▼ 1.5%
Current assets
€783k▼ 14.3%
Equity and liabilities €1.49M
Equity
€1.00M▼ 25.9%
Debt
€488k▲ 75.6%
The debt ratio rises from 17.0% to 32.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€437k▲
2024 · €419k
Cash flow
€319k▲
2024 · €306k
Solvency
67.3%▼
2024 · 83.0%
Current ratio
2.17▼
2024 · 7.55
Quick ratio
2.17▼
2024 · 7.55
Debt / equity
0.49▲
2024 · 0.20
ROE
26.4%▲
2024 · 18.7%
ROA
17.8%▲
2024 · 15.5%
Interest coverage
70.08▲
2024 · 69.54
Debt
€488k▲
2024 · €278k
Debt ≤ 1 year
€361k▲
2024 · €121k
Debt > 1 year
€124k▼
2024 · €154k
Income taxes
€121k▲
2024 · €114k
Staff costs
€21k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.49M▼
Fixed assets21/28€718k€708k▼
Tangible fixed assets22/27€718k€708k▼
Land and buildings22€647k€653k▲
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€50k€30k▼
Other tangible fixed assets26€19k€23k▲
Current assets29/58€914k€783k▼
Amounts receivable after more than one year29€102k-
Other amounts receivable291€102k-
Amounts receivable within one year40/41€98k-
Trade receivables40€61k-
Other amounts receivable41€37k-
Current investments50/53€298k€73k▼
Cash at bank and in hand54/58€413k€706k▲
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.49M▼
Equity10/15€1.35M€1.00M▼
Contributions10/11€12k€12k=
Reserves13€1.34M€991k▼
Tax-exempt reserves132€213€213=
Distributable reserves133€1.34M€991k▼
Amounts payable17/49€278k€488k▲
Amounts payable after more than one year17€154k€124k▼
Financial debts170/4€154k€124k▼
Amounts payable within one year42/48€121k€361k▲
Current portion of amounts payable after more than one year42€30k€30k▲
Trade debts44€4k€7k▲
Suppliers440/4€4k€7k▲
Taxes, remuneration and social security45€83k€115k▲
Taxes450/3€80k€112k▲
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€4k€208k▲
Accrued charges and deferred income492/3€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A€3k€105▼
Remuneration, social security and pensions62€20k€21k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€54k▲
Other operating charges640/8€8k€8k▼
Non-recurring operating charges66A€3k-
Gross operating margin9900€449k€465k▲
Operating profit (loss)9901€367k€383k▲
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€6k€6k▲
Recurring financial charges65€6k€6k▲
Profit (loss) for the period before taxes9903€368k€386k▲
Income taxes67/77€114k€121k▲
Profit (loss) for the period9904€254k€265k▲
Profit (loss) for the period to be appropriated9905€254k€265k▲
Appropriation of the result
Profit (loss) to be appropriated9906€254k€265k▲
Transfer from equity791/2€269k€616k▲
Transfer to equity691/2€254k€265k▲
To other reserves6921€254k€265k▲
Profit to be distributed694/7€269k€616k▲
Return on contributions (dividend)694€267k€616k▲
Directors or managers695€2k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 43 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Weakest financial yearnet €173k ▼28.7%
Net result drops to €173k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 10.16
Current ratio from 4.50 to 10.16; short-term debt falls from €196k to €97k.
31-12
Financial
Equity above €1MEq €1.04M ▲23.9%
2 profitable years in a row build equity to €1.04M.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1 day late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Londerzeel · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 71840 LonderzeelGround area
158 m²
Building footprint
106 m²
Volume, LiDAR
656 m³
Parcel 23080A0501/00F002, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Luzius
since 20022.283.248.653
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23080A0501/00F002 | Flanders | 158 m² | 1 · 106 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
69940077J2UPTUVDEF81
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Of 22,051 companies in sector 69101 we hold annual accounts for 9,053. 4,288 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2002
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.