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LUZDARY ZAMORA

Active
Private limited companyfounded 2024active for 1 yearMarkt 9, 1785 Merchtem, BelgiumKBO/BCE: BE 1017.356.190
Summary

LUZDARY ZAMORA has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,948 and a net result of €49,948. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-12-2024 Normal situation
Activity
“Het verlenen van advies en diensten, begeleiding, bijstand en leiding aan vennootschappen, ondernemingen, instellingen…” (deed in Dutch)From the articles, 19 activitiesNo NACE code in the KBO yet
Establishment unit
2.369.748.602 1785 Merchtem, since 13-12-2024
Financial year end
31 December
Peppol
Reachable since 27-12-2025

Board and ownership

Board
Shareholders
  • Luzdary Zamoradeed of 17-12-2024

Financial position

89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€66,840
Turnover
≈ €200,000
estimated
Profit
€49,948
Equity
€54,948
Total assets
€69,151
Score breakdownraises riskFounded in 2024No main activity registeredlowers riskLiquidity: current ratio 4.20, cash €53,628Size: total assets €69,151Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 85% of micro companies without a NACE code
Financial strength
Strong
Solvency 100
equity 79.5% of total assets
Liquidity 93
short-term debt 20.5% · cash 77.6%
Profitability 100
return on assets 72.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2026: 2.4% 02-2026: 2.5%▲ +0.1 percentage points vs 01-2026 03-2026: 2.5%● unchanged vs 02-2026 04-2026: 3.1%▲ +0.6 percentage points vs 03-2026 05-2026: 3.1%● unchanged vs 04-2026 06-2026: 3.4%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 0.4%▼ -3.0 percentage points vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.3%▼ -0.1 percentage points vs 09-2026lowest value 11-2026: 0.3%● unchanged vs 10-2026lowest value
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.2, above the usual 1.5. Short-term debt is 20.5% and cash 77.6% of total assets. 20.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 84% on liquidity and 90% on profitability.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.20, cash €53,628
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No main activity registered
KBO
lowers risk · Size: total assets €69,151
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
36 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Recent changes

  1. · Gazette deed Incorporation100 shares · Appointment: Luzdary Zamora (director) · Founder: Luzdary Zamora
All 2 events

Key facts about LUZDARY ZAMORA

What is the company number of LUZDARY ZAMORA?
The company number of LUZDARY ZAMORA is 1017.356.190. The VAT number is the same number with BE in front: BE 1017.356.190.
Where is LUZDARY ZAMORA based?
The registered office is at Markt 9, 1785 Merchtem.Company details
What is the legal form of LUZDARY ZAMORA?
LUZDARY ZAMORA is a private limited company (BV).
When was LUZDARY ZAMORA founded?
LUZDARY ZAMORA was founded on 13-12-2024.
Is LUZDARY ZAMORA still active?
Yes, LUZDARY ZAMORA is an active enterprise in the KBO register.
What is the turnover of LUZDARY ZAMORA?
The turnover in financial year 2025 is ≈ €200,000. This figure is estimated from the gross margin of €66,840 and 2,663 comparable companies of the same size. It probably lies between €130,000 and €350,000. It is a rough estimate.Financials
Is LUZDARY ZAMORA profitable?
In financial year 2025, LUZDARY ZAMORA made a profit of €49,948.
Where can I find the annual accounts of LUZDARY ZAMORA?
LUZDARY ZAMORA filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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