LUYS & CHL
ActiveSummary
The computed 12-month bankruptcy probability of LUYS & CHL is 2.7% (moderate). The 2024 annual accounts show equity of €107,252 and a net result of €11,533. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 18940 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability77▲+71
Solvency84▼-8
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 2.43 in 2023; short-term debt: 41.5% and cash: 62.8% of total assets), and 41.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-07-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
on the day
2023
26 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
102 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 52% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€107,252▲ 12.0%
2023 · €95,720
Total assets
€183,227▲ 27.5%
2023 · €143,669
Net result
€11,533
2023 · -€14,361
Working capital
€54,077▼ 21.1%
2023 · €68,550
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€2,574€45,366€39,756▼ 12.4%-€14,980€12,119
Net result-€2,806within the sector's middle half€36,470above the sector's middle half€29,109above the sector's middle half▼ 20.2%-€14,361below the sector's middle half€11,533within the sector's middle half
Equity€44,502within the sector's middle half▼ 5.9%€80,972above the sector's middle half▲ 82.0%€110,081above the sector's middle half▲ 35.9%€95,720above the sector's middle half▼ 13.0%€107,252above the sector's middle half▲ 12.0%
Total assets€54,647within the sector's middle half▼ 19.6%€106,670within the sector's middle half▲ 95.2%€143,240within the sector's middle half▲ 34.3%€143,669within the sector's middle half▲ 0.3%€183,227within the sector's middle half▲ 27.5%
Debt€10,145▼ 50.9%€25,698▲ 153%€33,159▲ 29.0%€47,949▲ 44.6%€75,975▲ 58.4%
Working capital€36,496above the sector's middle half▼ 2.9%€74,609above the sector's middle half▲ 104%€105,286above the sector's middle half▲ 41.1%€68,550above the sector's middle half▼ 34.9%€54,077above the sector's middle half▼ 21.1%
Solvency81.4%above the sector's middle half▲ 11.8pp75.9%above the sector's middle half▼ 5.5pp76.9%above the sector's middle half▲ 0.9pp66.6%above the sector's middle half▼ 10.2pp58.5%within the sector's middle half▼ 8.1pp
Current ratio4.60above the sector's middle half▲ 1.783.90above the sector's middle half▼ 0.694.18above the sector's middle half▲ 0.272.43above the sector's middle half▼ 1.751.71within the sector's middle half▼ 0.72
Return on assets (ROA)-5.1%within the sector's middle half▼ 19.6pp34.2%above the sector's middle half▲ 39.3pp20.3%above the sector's middle half▼ 13.9pp-10.0%below the sector's middle half▼ 30.3pp6.3%within the sector's middle half▲ 16.3pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €12,119 after a loss of €14,980 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €183,227
Fixed assets
€53,175 ▲ 95.7%
Current assets
€130,053 ▲ 11.6%
Equity and liabilities €183,227
Equity
€107,252 ▲ 12.0%
Debt
€75,975 ▲ 58.4%
Debt's share of the balance-sheet total rises from 33.4% to 41.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26,599▲
2023 · -€10,253
Cash flow
€26,012▲
2023 · -€9,634
Quick ratio
1.68▼
2023 · 2.37
Debt to equity
0.71▲
2023 · 0.50
ROE
10.8%▲
2023 · -15.0%
Interest coverage
45.38▲
2023 · -7.03
Debt ≤ 1 year
€75,975▲
2023 · €47,949
Staff costs
€26,367▼
2023 · €37,253
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,679 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.8%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,679 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €5,936 | - |
| Remuneration, social security and pensions62 | - | €4,357 | €31,888 | €37,253 | €26,367 | ▼ 29.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,479 | €4,241 | €1,568 | €4,727 | €14,480 | ▲ 206% |
| Other operating charges640/8 | - | €1,723 | €1,999 | €1,974 | €4,217 | ▲ 114% |
| Non-recurring operating charges66A | - | €3,244 | - | - | - | - |
| Gross operating margin9900 | €23,301 | €58,932 | €75,211 | €28,974 | €57,183 | ▲ 97.4% |
| Operating profit (loss)9901 | -€2,574 | €45,366 | €39,756 | -€14,980 | €12,119 | ▲ 181% |
| Financial income75/76B | - | €308 | €0 | €1 | €0 | ▼ 99.2% |
| Recurring financial income75 | €663 | €308 | €0 | €1 | €0 | ▼ 99.2% |
| Financial charges65/66B | - | €656 | €971 | €1,458 | €586 | ▼ 59.8% |
| Recurring financial charges65 | €657 | €656 | €971 | €1,458 | €586 | ▼ 59.8% |
| Profit (loss) for the period before taxes9903 | -€2,568 | €45,017 | €38,785 | -€16,437 | €11,533 | ▲ 170% |
| Income taxes67/77 | €238 | €8,547 | €9,675 | -€2,076 | - | - |
| Profit (loss) for the period9904 | -€2,806 | €36,470 | €29,109 | -€14,361 | €11,533 | ▲ 180% |
| Profit (loss) for the period to be appropriated9905 | -€2,806 | €36,470 | €29,109 | -€14,361 | €11,533 | ▲ 180% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €54,647 | €106,670 | €143,240 | €143,669 | €183,227 | ▲ 27.5% |
| Fixed assets21/28 | €8,006 | €6,363 | €4,795 | €27,170 | €53,175 | ▲ 95.7% |
| Tangible fixed assets22/27 | €7,956 | €6,313 | €4,745 | €27,120 | €53,125 | ▲ 95.9% |
| Furniture and vehicles24 | - | €6,313 | €4,745 | €27,120 | €53,125 | ▲ 95.9% |
| Financial fixed assets28 | €50 | €50 | €50 | €50 | €50 | = |
| Current assets29/58 | €46,641 | €100,306 | €138,445 | €116,499 | €130,053 | ▲ 11.6% |
| Stocks and contracts in progress3 | €919 | €439 | €613 | €2,850 | €2,345 | ▼ 17.7% |
| Stocks30/36 | - | €439 | €613 | €2,850 | €2,345 | ▼ 17.7% |
| Amounts receivable within one year40/41 | €20,157 | €21,591 | €14,325 | €16,215 | €12,704 | ▼ 21.7% |
| Trade receivables40 | - | €8,134 | €5,196 | €5,980 | €5,502 | ▼ 8.0% |
| Other amounts receivable41 | - | €13,457 | €9,129 | €10,235 | €7,202 | ▼ 29.6% |
| Cash at bank and in hand54/58 | €23,769 | €76,635 | €122,712 | €96,287 | €115,003 | ▲ 19.4% |
| Deferred charges and accrued income490/1 | - | €1,642 | €795 | €1,147 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €54,647 | €106,670 | €143,240 | €143,669 | €183,227 | ▲ 27.5% |
| Equity10/15 | €44,502 | €80,972 | €110,081 | €95,720 | €107,252 | ▲ 12.0% |
| Contributions10/11 | - | €18,200 | €18,200 | €18,200 | €18,200 | = |
| Reserves13 | €1,533 | €1,533 | €1,533 | €1,533 | €1,533 | = |
| Non-distributable reserves130/1 | - | €1,533 | €1,533 | €1,533 | €1,533 | = |
| Reserves not available under the articles1311 | - | €1,533 | €1,533 | €1,533 | €1,533 | = |
| Profit (loss) carried forward14 | €24,769 | €61,239 | €90,348 | €75,987 | €87,519 | ▲ 15.2% |
| Amounts payable17/49 | €10,145 | €25,698 | €33,159 | €47,949 | €75,975 | ▲ 58.4% |
| Amounts payable within one year42/48 | €10,145 | €25,698 | €33,159 | €47,949 | €75,975 | ▲ 58.4% |
| Trade debts44 | €4,282 | €13,001 | €964 | €26,237 | €30,838 | ▲ 17.5% |
| Suppliers440/4 | - | €13,001 | €964 | €26,152 | €30,838 | ▲ 17.9% |
| Bills of exchange payable441 | - | - | - | €85 | - | - |
| Taxes, remuneration and social security45 | - | €12,696 | €32,195 | €21,712 | €14,210 | ▼ 34.6% |
| Taxes450/3 | - | €10,972 | €20,315 | €9,324 | €1,329 | ▼ 85.7% |
| Remuneration and social security454/9 | - | €1,725 | €11,879 | €12,388 | €12,881 | ▲ 4.0% |
| Other amounts payable47/48 | - | - | - | - | €30,927 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€2,806 | €36,470 | €29,109 | -€14,361 | €11,533 | ▲ 180% |
| + Depreciation and write-downs630 | €7,479 | €4,241 | €1,568 | €4,727 | €14,480 | ▲ 206% |
| Operating cash flow (approximation) | €4,673 | €40,711 | €30,678 | -€9,634 | €26,012 | ▲ 370% |
| Investment in fixed assets (approximation) | - | -€2,599 | €0 | -€27,102 | -€40,485 | ▼ 49.4% |
| Change in cash | - | €52,866 | €46,077 | -€26,425 | €18,717 | ▲ 171% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €11,533
Net result €11,533 after one loss-making year.
31-12
Financial
Equity above €100,000Eq €107,252 ▲12%
Equity rises from €95,720 to €107,252.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-12
Financial
Weakest financial yearnet -€14,361
Net result drops to -€14,361, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €100,000Eq €110,081 ▲35.9%
2 profitable years in a row build equity to €110,081.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €36,470
Net result €36,470 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
10-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 102 days late
2019
31-12
Financial
Back to profitnet €9,807
Net result €9,807 after one loss-making year.
Show earlier events
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 52 days late
2016
19-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 19 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2009
Ground area
46 m²
Building footprint
52 m²
Volume, LiDAR
806 m³
Parcel 21802B0322/00B000, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
LUYS & CHL
since 20092.176.163.128
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0322/00B000 | Brussels | 46 m² | 1 · 52 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.176.163.128
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Of 21,859 companies in sector 56112 we hold annual accounts for 9,782. 7,729 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-02-2009
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
Contact
Phone
0486/873688Brussel
E-invoicing
Reachable via Peppol
Peppol ID
0208:0809706807
Also
9925:BE0809706807
Registered
09-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.